Ms. Edythe Repoff is the President & Chief Operating Officer of New Omni Bank, National Association, a minority depository institution headquartered in Alhambra, California.

Ms. Repoff has served on the Board of Directors of New Omni Bank since 2011. Ms. Repoff joined New Omni Bank’s management as Executive Vice President/General Counsel, was promoted to the role of Senior Executive Vice President/Chief Operating Officer & Corporate Secretary, and then to President & Chief Operating Officer. In her role as President and Chief Operating Officer she is responsible for the implementation of the strategic vision through the day-to-day operations of the Bank. She has worked on deals to raise $50 million in Tier 1 Capital and been part of the growth of the institution from $150 million in assets to $600 million in assets.

Ms. Repoff serves on the Board of Directors of the California Bankers Association and Board of Directors of the National Association of Chinese American Bankers. She volunteers with the Lycee International de Los Angeles as the head of the Bookshelf, a curated monthly children’s booklist that focuses on belonging and inclusion and with the National Diversity Coalition as a member of the Advisory Board. She has been a panelist and speaker with the California Council on Economic Education and chaired the Office of the Comptroller of the Currency’s LA Reach’s MDI Technical Assistance Working Group.

Prior to joining New Omni Bank, Ms. Repoff was an Associate at a law firm in Los Angeles where she worked in litigation and on international transactions matters. She is a graduate of the Pacific Coast Banking School, has a Juris Doctorate from Rutgers University School of Law, where she was Editor-in-Chief of the Race & the Law Review, and a bachelor’s degree in History, cum laude, from Loyola Marymount University.

Amber Robinson is Executive Vice President of Sales & Marketing at KlariVis, the banker-built data analytics platform that helps financial institutions turn information into decisive action. A graduate of Endicott College, Amber brings nearly two decades of sales and marketing leadership—more than half of that in fintech—building high-impact partnerships and GTM strategies that accelerate growth for banks and credit unions. Before fintech, she worked in engineering, collaborating closely with government agencies—experience that honed her ability to navigate complex stakeholder environments and deliver results. At KlariVis, Amber champions customer-centric innovation and equips executives with the insights and execution muscle to make banking experiences more memorable, productive, and efficient.

Sean Payant, Ph.D., President, provides strategic oversight for Haberfeld, manages key departments, and ensures the continued strength of client relationships. He is also instrumental in the development of HabWell, Haberfeld’s health services vertical. Sean has more than 25 years of experience in the banking industry and has led team development and strategic planning sessions for financial institutions, for-profit corporations, and not-for-profit organizations. He has spoken at more than 250 industry banking schools, executive meetings, and conferences to include The Bank CEO Network, Sheshunoff Affiliation, Bank Director, The Financial Brand Forum, numerous American Bankers Association (ABA) conferences, ABA Stonier Graduate School of Banking, Pacific Coast Banking School, and numerous State Bankers Association and Community Bankers Association banking schools and conferences. He has authored or co-authored many articles for industry publications. Sean holds a bachelor’s degree from Midland Lutheran College and both a master’s and doctoral degree from the University of Nebraska-Lincoln.

Vanessa Lugo serves as senior legislative advocate for the California Bankers Association (CBA). Her advocacy portfolio includes housing, economic development, labor and employment, trust and estate, public contracts, and corporate governance.

Before joining CBA, Vanessa worked for the California State Legislature, representing the most competitive district in the state and the Majority Leader of the California State Assembly. During her tenure in the legislature, her portfolio included agriculture, government and organization, banking and finance, economic development, insurance, and other issues.

Most recently she spent 12 years in government relations, working for Check Into Cash and Equifax. Vanessa graduated from CSU Sacramento with a degree in English and a minor in Political Science.

With a robust background in government relations and public affairs, Esthela Pacheco currently serves as Vice President of State Government Relations at U.S. Bank. In this role, she manages relationships with key state and local leaders across seven states, proactively identifying legislative risks and opportunities to safeguard U.S. Bank's interests. Esthela also plays an integral role in developing strategies for U.S. Bank’s PAC and regional engagement, while fostering leadership in state and local trade associations.

Prior to this, Esthela was Senior Public Policy Manager at the Los Angeles Area Chamber of Commerce, where she led advocacy efforts and provided legislative analysis for more than 1,400 business members. She also managed strategic communication efforts and staffed key policy councils on issues such as housing, technology, and small business.
Earlier in her career, Esthela served in various leadership roles in the California State Legislature, including Legislative Director and Interim Chief of Staff in the Assembly. Her work included spearheading legislative initiatives, building coalitions, and overseeing multi-million-dollar budgets.

A graduate of California State University, Sacramento with a B.A. in Government, Esthela is deeply committed to shaping public policy that positively impacts communities and businesses.

As Chief Product and Relationship Officer, Amy Burr leads the team responsible for delivering our portfolio of payments products and services, with a focus on delivering an exceptional customer experience for the full range of financial institutions we serve. In addition, she leads FRFS customer and industry relations, marketing communications, research, and the Federal Reserve’s payment system improvement initiatives.

Prior to her current role, Amy headed FRFS’s Product and Revenue Management function and established the Operations Strategy team. She also worked as product office head and acting product manager in the Wholesale Product Office (WPO), here she oversaw all aspects of the Fedwire Funds, Securities, and National Settlement Services. Prior to joining the (WPO), she led policy and strategy initiatives in the Cash Product Office (CPO). Amy also spent a year on secondment to the Board of Governors, where she led the Banknote Issuance and Currency Operations team. 

Amy holds a bachelor’s degree in history and political economy from Tulane University and a master’s degree in public administration from Louisiana State University.

Qiana Charles serves as vice president and regional executive of the Los Angeles Branch of the Federal Reserve Bank of San Francisco. In this role, she fosters trusted relationships with leaders in the business and banking sectors in Southern California, Arizona, and Southern Nevada. Through ongoing engagement and dialogue, Qiana gathers real-time information on local economic conditions, adding important context to quantitative data and analyses that the Federal Reserve uses to guide its decision making and policies. She is a senior leader who represents the Federal Reserve Bank of San Francisco in the region and leads the development and facilitation of the Bank’s Los Angeles Branch Board of Directors. She also has a key role in the development of the Bank’s advisory councils.

Before joining the San Francisco Fed, Qiana served as a government relations principal manager at Southern California Edison (SCE), where she was responsible for overseeing government relations and public affairs functions in Los Angeles and Orange County.

Qiana received a master’s degree in organizational communication from Howard University and a bachelor’s degree in communication studies from California State University, San Bernardino.

Roberta Hollinshead serves as Senior Vice President, Community and Regional Institution Supervision at the Federal Reserve Bank of San Francisco. In this capacity, she oversees consumer compliance supervision, formations + transactions, enforcement, and community and regional institutions throughout the Twelfth Federal Reserve District.

Before her current role, Roberta spent nearly a decade as Director of Banks for Washington Department of Financial Institutions (DFI) where she was responsible for chartering and supervising the activities of all Washington state-chartered commercial banks and trust companies. In this role, she worked closely with stakeholders to promote sound economic development in the banking industry, supporting a prosperous economy in Washington. 

Roberta joined DFI in 2001 as a financial examiner, where she worked her way up the ranks and prior to becoming the Director she served as the Chief of Examination for the Division of Banks. 

Roberta holds a Bachelor of Arts in Business Administration, with a Finance concentration, from the University of Washington. In addition, Roberta has a master’s in business administration from Seattle University and a degree from the Graduate School of Banking at Colorado.

Bina Patel Shrimali is vice president of Community Engagement and Analysis at the Federal Reserve Bank of San Francisco and serves as the Bank’s community affairs officer. In this role, she provides leadership and strategic direction for the Community Engagement and Analysis team’s initiatives focused on understanding the economic experiences of lower-income households and communities across the Twelfth Federal Reserve District, and elevating emerging issues and innovative approaches that promote economic opportunity.

Prior to joining the Federal Reserve Bank of San Francisco in 2017, Bina spent over a decade conducting research and launching projects focused on economic development to improve health for young children and families.

Bina holds a doctoral degree in public health, master’s degree in epidemiology and biostatistics, and bachelor’s degree in Economics and English, all from the University of California, Berkeley.

Teresa serves on the board of Pacific Valley Bancorp, as a director, audit committee chair, member of the assets/liability and IT committees. The bank is focused on agriculture, commercial real estate, and cannabis industries. Teresa is also an independent trustee on the board of The James Irvine Foundation, which has an endowment in excess of $3 billion and supports low-income workers in California. She is chair of the Audit committee and member of the Committee on the Board.

Since 2015, Teresa has been CEO of Matsui Nursery, the premier US grower of potted orchids. The company serves national grocery chains including Albertsons, Whole Foods Market, and Trader Joe’s, as well as premium regional grocers such as Bristol Farms, Harmons, Nugget Markets, and New Seasons.

Teresa led the transition from founder to the next generation of leadership and brought financial and operational discipline into this legacy business. She focused the company’s go-to-market strategy, reduced the number of customers from 200 to less than 50, reduced headcount by 40%, closed and sold two production and sales locations, and eliminated unprofitable business lines while maintaining revenues. In the process, Teresa defeated a union drive and improved employee relations.

Teresa’s previous roles include CEO of InnWorks, a hotel management company operating a portfolio of 21 franchised hotels across 10 states, with approximately $15 million in revenue and up to 350 employees. She also served as CFO of The USA Group, a real estate syndication firm she co-founded, which raised $25 million for hotel acquisitions, in under six years.

Teresa is director-certified by the NACD and holds their cybersecurity certification. She was named a “Director to Watch” by Directors & Boards in its 2023 gender diversity roster.

Wendy has more than 40 years of international, commercial and private banking experience.  She is a co-founder of Bank of San Francisco, which started in 2005 and is focused on serving San Francisco Bay Area small-to-midsized businesses, nonprofits, individuals and families.  Wendy was appointed President in 2012.  In that position, she was responsible for strategic planning as well as the day-to-day operation of the bank (which as of March 31, 2026 had approximately $768 million in assets).  As part of her role, she maintained strong relationships with the bank’s clients, directors, investors, regulators and community leaders.  She also played a key role in the bank’s capital raises. Wendy retired as President in 2025 but remains a director.  She is on the board’s Asset Liability Management Committee, Directors’ Loan Committee, Governance and Compensation Committee and Executive Committee.

Prior to joining Bank of San Francisco’s founding team, Wendy was Senior Vice President and Chief Credit Officer at Golden Gate Bank.  She began her banking career at Manufacturers Hanover Trust Company in New York and then moved to the Bay Area where she held positions of increasing responsibility at Crocker National Bank, Bank of California and Civic Bank of Commerce.

Wendy graduated magna cum laude from Connecticut College and is a member of Phi Beta Kappa.  She holds an executive degree from the Graduate School of Credit and Financial Management and is a graduate of Leadership San Francisco.  She is a member of International Women’s Forum of Northern California and a former board member of Women’s Initiative for Self-Employment.  She is a member of the Rotary Club of San Francisco and volunteers with Del Mar Community Connections.  The San Francisco Business Times honored Wendy as one of the Bay Area’s Most Influential Women, and she is on its Forever Influential Honor Roll.

Ms. Christina Kao joined as a director of Royal Business Bank (NASDAQ: RBB) in 2019 and has served as Chair since 2024. She played a significant role in board and management restructuring, focusing on improved governance. During her tenure, she has helped the bank navigate through two internal investigations, an SEC investigation, a consent order, and two CEO and CFO transitions. She boasts a diverse background, with experience in purchasing, marketing, and business development for major corporations like Solvay (EBR:SOLB), Dow Chemical (NYSE: DOW), and DuPont (NYSE:DD). She also is a local business owner and investor in Las Vegas, and she serves as a Director for a non-profit. Her academic credentials include a B.S. in Chemical Engineering and an M.B.A. from Harvard Business School.

Joan Reukauf is the President and Chief Executive Officer for Pacific Coast Banking School. With over 30 years of experience in the banking sector, including serving as CEO of an Oregon-based community bank, Joan has held executive positions with responsibilities in areas such as IT, bank and branch operations, human resources, treasury management, and marketing. Prior to joining PCBS, Joan was immersed in education, teaching leadership courses for the American Bankers Association and the capstone course of the MBA for Professionals program at Willamette University. In 2019, Joan joined PCBS as a LeaderSim instructor. She holds a BA in Marketing from Boise State University and an MBA from Willamette University. Joan is also a 2006 PCBS graduate.

Karen Boehler is the Deputy Comptroller for the West and Midwest Regions of the Office of the Comptroller of the Currency (OCC).

In this role, Ms. Boehler is responsible for the supervision of over 300 institutions located in 22 states with assets totaling $297 billion. She is based in Denver, Colorado, and supervises a staff of nearly 350 people, who operate out of 24 office locations. She took on these duties in January 2021.

Prior to becoming the Deputy Comptroller, Ms. Boehler served as the Associate Deputy Comptroller for the Western District. She served the OCC in a variety of bank supervision and leadership roles throughout her 38-year OCC career. Ms. Boehler earned her National Bank Examiner commission in 1989 and the Federal Thrift Regulator certification in 2013.

Ms. Boehler is a graduate of the University of Colorado in Boulder.

Mr. Lasher attended the University of California Riverside and started his career in banking as a teller at Wells Fargo Bank. He joined Community Commerce Bank in 2017 as Executive Vice President and Chief Credit Officer and assumed the role of President and CEO in January of 2021.

He founded Titanium Investment Group developing key areas in events, marketing, sales, and manufacturing within the automotive world.

He is also the founder of the UTV Racing Association & International Side by Side Association working to create a unified set of classes and rules for a developing class of off-road racing.

Mike was a key player in the Save the Hammers organization that worked to save a large area of land known as the Hammers in Johnson Valley, California from being acquired by the 29 Palms Marine base.  Through this process they were also successful in having the Hammers recognized as a Congressionally designated OHV area.  

He is currently completing his third year at PCBS.  In 2018, Mike was recognized by BAI as an emerging leader in banking.

Mike is happily married to a fellow banker and proud father of three. They enjoy spending their free time in the summers on the lake in Lake Havasu City, AZ, and exploring the outdoors in the southwest.

Kevin Gould is the president and CEO of the California Bankers Association (CBA). In his role, he is responsible for executing the association’s mission and vision. Kevin works closely with CBA’s executive committee and board of directors to develop and implement strategic plans to serve our members and the banking industry.

Joining the CBA in 2004, Gould is involved in all aspects of the association’s operations, including advocacy, professional development, finance, external communications, and human resources. He has more than 25 years of public policy experience, 19 years of which have been dedicated to advocating for the CBA.

Before being named president and CEO, Kevin led the association’s state and federal government relations department. He continues to serve as one of CBA’s three registered lobbyists and remains engaged in the association’s advocacy efforts.

Gould is a member of the 2009 graduating class of the Pacific Coast Banking School and is the 2016 recipient of the Almon McCallum Award for distinguished and meritorious service to the California banking industry.

Jessica Caballero, CERP, CRCM, serves as the Vice President of Banking Strategy at DefenseStorm. She is dedicated to developing solutions specifically designed to meet the unique needs of banks and credit unions, enhancing their risk management capabilities while improving efficiencies for community financial institutions. Jessica oversees the alignment of the GRID Active platform strategy with our customers’ needs and regulatory expectations.

Jessica began her career as an examiner with the Office of the Comptroller of the Currency (OCC). Her extensive experience spans various roles including examiner, banker, and consultant. Since 2014, she has focused on banking technology innovation, initially at Abrigo (formerly Banker’s Toolbox). Before joining DefenseStorm, Jessica was a subject matter expert in BSA/AML and enterprise risk management. She now leverages her expertise in risk management to assist information security and cybersecurity teams within community financial institutions.