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2025 Lenders & Chief Credit Officers Conference

October 7 – 8, 2025 | Hyatt Regency Orange County

About this Event

Join us for the 2025 Lenders & Chief Credit Officers Conference, where banking leaders and industry experts come together to explore the latest trends, challenges, and opportunities in lending and credit management.

Event Details

CBA Bank Member - Regular: $895

Non-Member - Regular: $1,095

Tuesday October 07, 2025 10:00 AM - Wednesday October 08, 2025 7:30 PM

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Agenda

10:00 AM – 4:30 PM

Registration Open

  • Attendees can check in, receive materials, and get badges for event access.
1:00 PM – 2:00 PM | General Session

Topic: Hot Topics from Other CCO’s

  • Hear directly from Chief Credit Officers as they share top issues currently impacting their institutions, including credit trends, portfolio management strategies, and lessons learned.
2:00 PM – 2:45 PM | General Session

CECL in Practice: Strategies, Insights, and Lessons Learned

  • Kevin Brand | Partner | Crowe
  • Kirk Briden | Founder & CEO | Banker’s Caddy
  • Kelly Bruns | President & CEO | Premier Audit Solutions
  • Moderator: Anthony Moreno | SVP/Chief Credit Officer | First Federal of San Rafael
  • Explore the latest developments in the Current Expected Credit Loss (CECL) standard and what they mean for your institution. This session will cover implementation takeaways, effective modeling approaches, and practical strategies to manage the ongoing impact on loan loss reserves.
2:45 PM – 3:15 PM

Afternoon Break

  • Unwind during the afternoon break and deepen your connections with vendors.
3:15 PM – 4:00 PM | General Session

Navigating Heightened Credit Stress: Strategies for What’s Next

  • David Ruffin, Principal, IntelliCredit
  • Second quarter 2025 banking performance remained strong overall, yet rising non-performing loans signal growing credit stress. This session will examine effective strategies for managing credit risk in today’s environment, with particular focus on portfolio concentrations and key contingencies to mitigate exposure. Attendees will gain insights into both national and California credit performance trends to help inform forward-looking risk management decisions.
4:00 PM – 4:45 PM | General Session

Former Regulator AMA (Ask Me Anything): Everything You Were Ever Afraid to Ask and Everything They Never Told You

  • Matthew Ashworth | Managing Director | Hyperion Risk Management LLC
  • Moderator: Anthony Moreno | SVP/Chief Credit Officer | First Federal of San Rafael
  • Recent disruptions to the federal regulatory agencies have prompted the departures of many bank examiners. Matt Ashworth is one such examiner. Here is the chance to ask this former regulator those credit risk questions that you always wanted to know but were afraid to ask (How, exactly, do you pick your loan sample? Why do you seem to ask the same questions each year? Is there a “magic number” for my ACL balance?). Matt will also be sharing some of the key things he was never able to share with the banks he examined, but wishes he had and what bank management can expect from regulatory agencies in light of their reduced staffing and capacity for bank supervision.
5:00 PM – 6:00 PM

Reception

  • Join us for an evening reception to unwind, socialize, and celebrate the day's achievements with peers.
6:00 PM

Evening Open for Vendor Dinners

  • Relax and network over dinner at vendor-hosted events, fostering valuable connections in a cordial atmosphere.
8:00 AM – 4:30 PM

Registration Open

  • Attendees can check in, receive materials, and get badges for event access.
8:00 AM – 9:00 AM

Breakfast

  • Kickstart your day with a hearty breakfast and connect with vendors and industry experts.
9:00 AM – 9:45 AM | General Session

Making More of Loan Review: Leveraging Data Collection for Deeper Analysis

  • Mike Fletcher | Co-Founder & President | Qualtik
  • Discover ways that banks are leveraging their loan review work to collect, store, and analyze data. Learn about best practices and practical ways to make more of the work your bank is already doing.
9:45 AM – 10:30 AM | General Session

CRE at the Crossroads: Market Shifts and Risk Implications

  • Jesse Gundersheim | Sr. Director, Market Analytics | CoStar Group
  • Giulio Camerini | Principal, Consulting | Crowe LLP
  • Cut through the noise with expert insights into key CRE trends, from sector performance to lending risks that will shape your institution’s portfolio strategy.
10:30 AM – 11:00 AM

Morning Break

  • Take a refreshing break and engage with exhibitors to discover innovative banking solutions.
11:00 AM – 12:00 PM

Peer Networking (Bankers & Fintech Members Only)

  • Engage with fellow bankers and fintech members to share experiences, discuss challenges, and build professional networks.
12:00 PM – 1:15 PM

Lunch

  • Enjoy a delicious lunch while networking with fellow peers.
1:15 PM – 2:00 PM | General Session

Generate More Profit, Win More Business and Add Discipline and Consistency to Your Loan Pricing Process

  • Dan Roderick | CEO | Strunk, LLC
  • Are you 100% comfortable with the method you employ today to set rates on loans and deposits? At times, do you worry that you are just matching the competition or sometimes that your lenders are more concerned with giving the customer a good deal vs. making money for the bank? Most bankers would say they are not completely comfortable with their pricing methodology today and that too often matching the competition or giving ‘one of our best customers’ a good deal is the first club out of the bag. During this session we will explore the factors that should be considered when setting rates on loans and deposits. Methods to drive consistency will also be discussed - not just consistency from lender to lender, but also consistency from one product to another and over time. In addition, the session will also address: · Methods to establish more discipline in pricing · Consistently Price for Credit Risk · If I don’t just match the competition, how do I win more business? · Increasing profit through a more formal pricing process · How to gain lender buy-in
2:00 PM – 2:45 PM | General Session

The Retreat of the CFPB: What Are Banking Agencies Doing, and Are States Filling the Gap?

  • Michael Flynn | Of Counsel | Buchalter
  • The current Administration has made it clear that it wants to alter the regulatory state, including curtailing many efforts of the CFPB. We have witnessed a drastic reduction in CFPB budgetary amounts, an effort to dramatically reduce the CFPB’ workforce, withdrawal of large amounts of CFPB guidance and interpretations, and a scaling back of enforcement efforts. Join this lively discussion of where the CFPB is, whether other federal banking agencies are scaling back or shifting focus of regulation, and what states are doing to fill the perceived void in CFPB activities. What does all this a activity mean for banks, and how should banks respond?
2:45 PM – 3:15 PM

Afternoon Break

  • Unwind during the afternoon break and deepen your connections with vendors.
3:15 PM – 4:15 PM | General Session

Topic: Artificial Intelligence

  • Kirk Briden | Founder & CEO | Banker’s Caddy
  • Discover how AI is being applied in credit and lending, from underwriting and risk assessment to portfolio management, and understand the associated opportunities, risks, and regulatory considerations.
5:30 PM – 7:30 PM

Bowling, Billiards, Darts… Oh My!

  • Get ready to mix, mingle, and engage in some high-energy peer networking at Splitsville Luxury Lanes in Downtown Disney! This joint event will bring together attendees from both our Lenders & Chief Credit Officers Conference and the Risk & Compliance Conference for an evening of bites, beverages, and friendly matchups. Whether you're striking up a conversation or a bowling pin, there’s no better way to connect and have fun!

Bowling, Billiards, Darts… Oh My!

Get ready to mix, mingle, and engage in some high-energy peer networking at Splitsville Luxury Lanes in Downtown Disney! This joint event will bring together attendees from both our Lenders & Chief Credit Officers Conference and the Risk & Compliance Conference for an evening of bites, beverages, and friendly matchups. 

Whether you're striking up a conversation or a bowling pin, there’s no better way to connect and have fun!

Date: Wednesday, October 8, 2025
Time: 5:30pm – 7:30pm PT
Reminders:

  • This event is included with your conference registration.
  • Transportation to the venue will be provided.
  • Return transportation will be on-own—feel free to stay and soak up the magic of Downtown Disney afterward! (see hotel website for shuttle information)
  • Please RSVP for the event during your online registration OR contact registrations@calbankers.com

Hotel

Hyatt Regency Orange County
11999 Harbor Blvd
Garden Grove, CA 92840
(714) 750-1234

Check-In Time: 4:00 PM | Check-Out Time: 11:00 AM

Hotel accommodations can be made by clicking here to book your room through our hotel room block or by calling the Hyatt Regency Orange County​ at (714) 750-1234. Please mention the California Bankers Association (CBA) to receive the special group rate. The group rate is starting at $239/night, single or double occupancy, plus taxes and fees. Rooms are limited, please make your reservations as soon as possible. The hotel room block cut-off date expires Monday, September 15, 2025. If the room block reaches capacity, the hotel may accept reservations on a space-available basis at the prevailing rates.

Speakers

Anthony Moreno

SVP/Chief Credit Officer

First Federal of San Rafael

Kevin Brand

Partner, Consulting

Crowe LLP

Kirk Briden

Founder/CEO

Banker’s Caddy

Kelly Bruns

President & CEO

Premier Audit Solutions

David Ruffin

Principal

IntelliCredit

Matthew Ashworth

Managing Director

Hyperion Risk Management LLC

Mike Fletcher

Co-Founder & President

Qualtik

Jesse Gundersheim

Sr. Director, Market Analytics

CoStar Group

Giulio Camerini

Principal

Crowe LLP

Dan Roderick

CEO

Strunk LLC

Michael Flynn

Of Counsel

Buchalter

Additional Event Details

The 2025 Lenders & Chief Credit Officers Conference will be offering CPE credits. Once the agenda is finalized, we will be able to provide the amount of credits here.

The California Bankers Association is registered with NASBA as a sponsor of continuing professional education on the National Registry of CPE Sponsors.

Bowling, Billiards, Darts… Oh My!

Get ready to mix, mingle, and engage in some high-energy peer networking at Splitsville Luxury Lanes in Downtown Disney! This joint event will bring together attendees from both our Lenders & Chief Credit Officers Conference and the Risk & Compliance Conference for an evening of bites, beverages, and friendly matchups. 

Whether you're striking up a conversation or a bowling pin, there’s no better way to connect and have fun!

Date: Wednesday, October 8, 2025
Time: 5:30pm – 7:30pm PT
Reminders:

  • This event is included with your conference registration.
  • Transportation to the venue will be provided.
  • Return transportation will be on-own—feel free to stay and soak up the magic of Downtown Disney afterward! (see hotel website for shuttle information)
  • Please RSVP for the event during your online registration OR contact registrations@calbankers.com 

Planning to Drive?

  • Please note that The Downtown Disney Parking Lot has MOVED. The new lot is at the Simba Lot, the entrance is off Disneyland Drive right past the entrance to the Pixar Pals Hotel. The first hour of parking is a flat $10 fee per car. After, Splitsville can validate for all guests for up to 5 hours in this lot only. Drivers must bring their ticket for validation, Splitsville cannot validate a ticket if it is not present.
Pricing for Lenders & Chief Credit Officers Conference:Price
CBA Bank Member - Regular$895
Non-Member - Regular$1,095

Register Online

If you have any registration questions, please email Gina Titus at registrations@calbankers.com.
 

Cancellation Policy

Registration fees less a $50 processing fee per registrant will be refunded if cancellation is received by Wednesday, September 10, 2025. No refund if cancellations are received after Wednesday, September 10, 2025. Substitutions welcome.

If you are interested or would like more information, please contact:

Gina Titus
Assistant Vice President, Conferences
(916) 438-4417 or gtitus@calbankers.com

A few reasons your organization should sponsor and/or exhibit:

  • Maximize your company’s brand awareness and increase your market position
  • Gain direct access to CBA member banks and institutions in an exclusive environment
  • Raise your profile above your competitors
  • Learn about the issues confronting today’s financial service leaders and gain valuable insight into potential solutions
  • Match your exposure needs, regardless of your budget
  • Shape or reinforce a positive perception of your company with bank executives
  • Support the California Bankers Association, the largest non-profit banking organization serving the California financial services industry

Sponsor Prospectus

Questions for the team?

Please send an email to:
registrations@calbankers.com

Registration fees less a $50 processing fee per registrant will be refunded if cancellation is received by Wednesday, September 10, 2025. No refund if cancellations are received after Wednesday, September 10, 2025. Substitutions welcome.

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