Michelle W. Bowman took office as the Vice Chair for Supervision of the Board of Governors of the Federal Reserve System on June 9, 2025, for a four-year term. Ms. Bowman has served as a member of the Board of Governors of the Federal Reserve System since taking office on November 26, 2018, to fill an unexpired term ending January 31, 2020. She was reappointed to the Board on January 23, 2020, and sworn in on January 30, 2020, for a term ending January 31, 2034.

Prior to her appointment to the Board, Ms. Bowman served as the state bank commissioner of Kansas from January 2017 to November 2018. She also served as vice president of Farmers & Drovers Bank in Kansas from 2010 to 2017.

In addition to her experience in the banking industry, Ms. Bowman worked in Washington, D.C. for Senator Bob Dole of Kansas from 1995 to 1996 and served as a counsel to the U.S. House Committee on Transportation and Infrastructure and the Committee on Government Reform and Oversight between 1997 and 2002. In 2002, Ms. Bowman became director of congressional and intergovernmental affairs at the Federal Emergency Management Agency. From 2003 to 2004, she served as Deputy Assistant Secretary and policy advisor to Homeland Security Secretary Tom Ridge.

Following her time in Washington, D.C., Ms. Bowman led a government and public affairs consultancy based in London before returning to Kansas in 2010.

Ms. Bowman received a BS in advertising and journalism from the University of Kansas and a JD from the Washburn University School of Law. She is a member of the New York Bar.

Ms. Bowman is married with two children.

Darrel Hackett serves as Chief Executive Officer of BMO Financial Corp. and President and Chief Executive Officer of BMO Bank N.A.; a top 10 U.S. bank by assets. As U.S. CEO, Darrel also serves as an Executive Committee member of BMO Financial Group and is Chair of the U.S. Management Committee. He is responsible for leadership and performance across all of BMO’s U.S. operations.

Darrel has held a variety of leadership roles since joining BMO in 2004. In his most recent role, Darrel served as President, BMO Wealth Management U.S. He also served as Senior Vice President & Head of North American Integrated Channels, where he led the development and execution of BMO’s multichannel distribution strategy. Other key roles include Senior Vice President & Head, U.S. Business Banking; Regional President, Chicago Metro; and Head, Acquisition, and Integration Group.

Before joining BMO, Darrel was a management consultant at McKinsey & Company. He also held a variety of roles at the General Electric Company, where he began his professional career.

Darrel serves on the Board of Directors for the Art Institute of Chicago, Rush University Medical Center, Kids First Chicago, United Way of Metro Chicago, The Clearing House and Glatfelter Corporation. He is a member of the Federal Advisory Council, Executives’ Club of Chicago, Civic Committee of the Commercial Club of Chicago, the Trustees’ Committee of the Chicago Community Trust, the Executive Leadership Council, and the Economic Club of Chicago.

Darrel has a Master of Business Administration (MBA) from Stanford University’s Graduate School of Business and a Bachelor of Science (Cum Laude) in Mechanical Engineering from the University of Tennessee, Knoxville.

Kevin Gould is the president and CEO of the California Bankers Association (CBA). In his role, he is responsible for executing the association’s mission and vision. Kevin works closely with CBA’s executive committee and board of directors to develop and implement strategic plans to serve our members and the banking industry.

Joining the CBA in 2004, Gould is involved in all aspects of the association’s operations, including advocacy, professional development, finance, external communications, and human resources. He has more than 25 years of public policy experience, 19 years of which have been dedicated to advocating for the CBA.

Before being named president and CEO, Kevin led the association’s state and federal government relations department. He continues to serve as one of CBA’s three registered lobbyists and remains engaged in the association’s advocacy efforts.

Gould is a member of the 2009 graduating class of the Pacific Coast Banking School and is the 2016 recipient of the Almon McCallum Award for distinguished and meritorious service to the California banking industry.

Paul Worthing serves as the Regional Director in the San Francisco Region of the Federal Deposit Insurance Corporation (FDIC). He has been with the FDIC for approximately 35 years and is responsible for the supervision and oversight of financial institutions in 11 Western States and the territories of Guam and the Federated States of Micronesia.

Prior to serving as Regional Director, Paul served as Deputy Regional Director for six years (2017-2023) where he was responsible for overseeing the risk management examination and supervision functions in the San Francisco Region. From 2010 to 2017, Paul served as Assistant Regional Director (ARD) responsible for supervising financial institutions in the states of Alaska, Oregon, and Washington. Prior to his appointment as ARD, Paul was a Senior Case Manager, Case Manager, and Examination Specialist in the San Francisco Regional Office. He served as a field examiner in both the Dallas and San Francisco Regions from 1990 to 2000.

Paul graduated from the University of Nebraska-Kearney, Kearney, Nebraska in 1990 with a Bachelor of Science degree: majoring in accounting and finance and a minor in economics. He is also a graduate of the Graduate School of Banking at the University of Wisconsin, Madison, Wisconsin (2002).

Karen Boehler is the Deputy Comptroller for the West and Midwest Regions of the Office of the Comptroller of the Currency (OCC).

In this role, Ms. Boehler is responsible for the supervision of over 300 institutions located in 22 states with assets totaling $297 billion. She is based in Denver, Colorado, and supervises a staff of nearly 350 people, who operate out of 24 office locations. She took on these duties in January 2021.

Prior to becoming the Deputy Comptroller, Ms. Boehler served as the Associate Deputy Comptroller for the Western District. She served the OCC in a variety of bank supervision and leadership roles throughout her 38-year OCC career. Ms. Boehler earned her National Bank Examiner commission in 1989 and the Federal Thrift Regulator certification in 2013.

Ms. Boehler is a graduate of the University of Colorado in Boulder.

Mongkha Pavlick serves as Executive Vice President in the Supervision + Credit Group at the Federal Reserve Bank of San Francisco. In this capacity, she oversees bank supervision and regulation for bank holding companies, state member banks, and foreign banking organizations throughout the Twelfth Federal Reserve District, as well as the provision of liquidity to the payment system by extending credit through the Federal Reserve’s discount window. She is also a member of the Bank’s executive leadership team.

Mongkha joined the San Francisco Fed in 2001 as an intern, where she, shortly thereafter, began her career as an associate examiner. She earned her safety and soundness commission and deepened her experiences by serving as an examining manager during the financial crisis. From 2014–2018, she served as Director of the San Francisco Fed’s supervisory program for community banking organizations. She then became Group Vice President overseeing the Fintech, Country Analysis, and Outreach team, Credit Risk Management (Discount Window) team, and Supervision + Credit’s business and operational support functions until 2022.

Before her current role, Mongkha returned to her community banking roots serving as Senior Vice President, Community and Regional Institution Supervision overseeing consumer compliance supervision, formations + transactions, enforcement, and community and regional institutions.

Mongkha graduated summa cum laude from the University of Southern California, with a Bachelor of Science degree in business administration and a minor in East Asian languages and cultures.

Stan Ivie is Executive Vice President and the Head of Government and Regulatory Affairs for Banc of California and its holding company, Banc of California, Inc. He leads the bank’s regulatory strategy and serves as a liaison to legislative and regulatory agencies. Mr. Ivie also oversees the bank’s Community Reinvestment Act and environmental, social and governance programs. In addition, he is the Chairman of the Banc of California Foundation and guides its charitable giving program. He is a member of the bank’s Executive Leadership Group.

Before joining Banc of California in November 2023, Mr. Ivie had been Executive Vice President and Chief Risk Officer of Pacific Western Bank and PacWest Bancorp since March 2016. In that role, he oversaw the bank’s risk management strategy, as well as the policies and practices that assess and mitigate financial, operational and strategic risks. Previously, Mr. Ivie held various leadership positions with the Federal Deposit Insurance Corporation (FDIC), including Regional Director for the FDIC’s San Francisco and Dallas regions, and Deputy Director for the Division of Resolutions and Receiverships. Earlier in his career, he served as interim Director of the Office of Public Affairs in Washington, D.C., and as a professional staff member for the Financial Services Committee of the U.S. House of Representatives under a fellowship program.

Mr. Ivie is an active leader in the banking industry. He is the immediate past Chairman on the Executive Committee for the California Bankers Association and is a member of the Board of Directors for the Pacific Bankers Management Institute at Pacific Coast Banking School.

Mr. Ivie earned his bachelor’s degree in business administration and management from Southern Oregon University.

Paul Benda is the Executive Vice President for Risk, Fraud and Cybersecurity at the American Bankers Association. Paul joined the ABA in 2018, where he leads the association’s initiatives in fraud, cybersecurity, physical security, and information security practices and chairs the ABA Fraud Coordination Group. In addition, he acts as a media spokesman for the ABA and the banking industry on these issues.  He currently serves as the Chair of the International Banking Federation Scams and Fraud Taskforce and is the immediate past Vice Chair of the Financial Services Sector Coordinating Council which is the primary point of contact for the Departments of Treasury and Homeland Security on cybersecurity and resiliency issues facing the Financial Sector. 

His past experiences include leadership positions in the Department of Homeland Security where he was head of research and development and in the Department of Defense where he was a DARPA Program Manager and designed security systems for the Pentagon. Paul started his career as an Active Duty U.S. Air Force officer and transitioned to the private sector where he worked as a consultant for Booz Allen before returning to government service.

Jason Lane is senior vice president, director of government relations for the California Bankers Association and leads the advocacy efforts for CBA, which involves analyzing legislation and regulatory activity, and the development of policy positions. Lane is one of four lobbyists at CBA, and he also lobbies on behalf of the association on issues related to the state budget, privacy, bank operations and consumer lending legislation. 

Before joining CBA in May 2006, Jason Lane served as director of government affairs for Providian Financial and managed the bank’s financial privacy compliance program, as well as tracked and analyzed the impact of federal legislation and rulemaking for the company.

Over the years, Dr. Ed Seifried has touched the hearts and minds of almost every director and CEO of community banks across the nation. While recognized for his keynote speeches, Dr. Ed is a valued educator for community bank directors, CEOs, senior management, and up-and-coming community bankers.

Carrying on his tenure as Professor Emeritus of Economics and Business at Lafayette College, Dr. Ed has led the educational programs as Dean for the West Virginia Banking School and the Virginia School of Banking. He has been on the faculty of many banking schools, including Stonier and the Graduate School of Banking at LSU.

Most recently, Dr. Ed is the Executive Director of the Sheshunoff Affiliation Program. This highly acclaimed program provides high-performance education and idea exchanges for community bank CEOs, lenders, and Technology/operations Officers.

Having served as a community bank director, Dr. Ed believes that one has to experience the dynamics of being a community bank director to fully understand their needs to create the bank's strategic plan, assess risk, set risk parameters, monitor risk, and to be thoroughly educated.

B.J. Martino is President and CEO of The Tarrance Group, one of the most respected political research and strategy firms in the country. In his two decades with the firm, he has helped develop and direct strategic research programs for national, state, and local political and issue campaigns.

Martino has conducted successful research for over thirty statewide campaigns, dozens of congressional campaigns, as well as projects for the Republican National Committee, the National Republican Congressional Committee, and other independent organizations.

As one of several trained focus group moderators at The Tarrance Group, Martino has also conducted extensive qualitative focus group research on a variety of topics around the country. In addition, Martino has conducted research into modeling nationwide Republican performance at the county and precinct level, bringing market analysis methodology to political campaigns.

Martino and Tarrance Partner Brian Tringali received the “Republican Strategist of the Year Award” for 2012, from the American Association of Political Consultants.

Martino was named Republican Pollster of the Year in 2021 by the American Association of Political Consultants for his work as a pollster on the Youngkin for Governor campaign in Virginia.

Martino earned his Bachelors Degree in Economics (with honors) with a Political Science minor from Case Western Reserve University in Cleveland, Ohio. He earned his Masters Degree in political management from The George Washington University, Valedictorian of his graduating class. He has served as an adjunct professor of polling at GWU.

Martino is an Eagle Scout, and is active in his church. He, his wife, and children live in Alexandria, Virginia.