Mr. Miller joined FFB in 2015 as President and CEO, bringing over 20 years of commercial banking, retail banking, operations, and sales/marketing experience to the Bank.

Born and raised in Orange County, California, Mr. Miller is a graduate of Columbia University in New York City, where he earned his bachelor’s degree.

Mr. Miller began his career with MBNA America in their management development program and held a variety of roles over his 12-year career during which he worked throughout the northeast region of the US. He then moved overseas to Taiwan and worked with GE Money in a joint venture they had with a local Taiwanese bank. Mr. Miller then spent several years with HSBC Indonesia running their Small Business portfolio for the country. He was then recruited to join Alliance Financial Group in Malaysia, which is a local community bank in Malaysia focused on the small business segment. Alliance Financial Group was awarded the Best Small Business Bank in Asia Pacific, Africa, and the Middle East two times during Mr. Miller’s tenure. He and his family relocated back to the United States of America in the summer of 2015.

Rick Sowers serves as President and CEO of CalPrivate Bank. He is a Southern California native and 1995 graduate of UCSD. He applied his BS in Economics first with Accenture Consulting in Los Angeles then joining CAST Management Consultants, where he spent a decade as a VP/ Associate Partner. He specialized in creating bank efficiencies, profitability and optimizing customer focus and experience. In 2008, Rick joined Bank of Manhattan / Manhattan Bancorp as EVP & Chief Banking Officer. He became President of the Bank prior to its merger with Plaza Bank – Irvine in 2015. There Rick held positions starting from EVP & Chief Strategy Officer to Chief Operating Officer. He served as the Bank’s President until Plaza Bank was successfully sold in 2017.