Using Personal Tax Returns for Global Cashflow
What's Cashflow and What Isn't
Understanding and quantifying global cash flow is becoming more of a necessity for financial institutions which lend money to businesses. Understanding and analyzing the information contained in personal income tax returns is an important aspect of recognizing the financial condition of loan guarantors.
In order to accurately calculate global cash flow, a lender needs to know how to take information in personal tax returns and apply it correctly. This program will assist lenders in interpreting the information contained in personal tax returns in order to determine the ability of customers who are guaranteeing loans to add strength to loan requests. Attendees of this webinar will work with individual federal tax return forms and schedules to help identify the places in tax returns that address cash flow as well as those places that don’t
At the end of this webinar, participants will be able to know what forms and schedules in personal tax returns that they should pay attention to and what they should ignore.
- Understanding those sections of the tax return that are important in order to determine a borrower’s ability to generate cash flow
- Identifying cash inflows and cash outflows from tax returns
- The relevance of information contained in various tax schedules
- The difference between cash flow and taxable income
- Understanding how personal cash flow is generated from owning small businesses, sole proprietorships, partnerships, corporations and limited liability companies
- Credit Analysts
- Loan Officers
- Branch Managers
- Loan Committee members
Vincent DiCara is currently the owner of DiCara Training and Consulting LLC which he established in January of 2013. Formerly, he was the co-owner and founder of Development Finance Training and Consulting, Inc. (DFTC) which he established in 2003. Mr. DiCara has been involved in evaluating the credit needs of businesses for thirty years as a business advocate, lender, credit analyst and trainer. Since 1995, Mr. DiCara has developed and conducted a wide variety of training programs for individuals who work in the financial services industry sector. His training clients include organizations in the credit union, banking, economic development, and community development fields. Mr. DiCara’s training programs have become known for their ability to foster an informal and participatory environment in which students are empowered to learn.
Mr. DiCara is a graduate of Bowdoin College in Brunswick, Maine and received a Masters Degree in Public Administration from the University of Maine. A native of Boston, Massachusetts, he has been a resident of the State of Maine for the last thirty-eight years.
Institute of Certified Bankers: Visit http://www.icbmembers.org/login.aspx for instructions regarding self-reporting. Estimated credits: 2.5 CE Credits
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