Webinar

TRID: Six-Month Checkup
Implementing the new Integrated Disclosures was a massive task.

Keeping up with the evolving requirements is a frustrating task. This two-hour program provides a thorough review of major issues related to the new rules.

The CFPB published a final rule to implement the new integrated disclosures (TRID) on November 20, 2013. The rule completes the Dodd-Frank mandate to combine the disclosures required by the Truth-in-Lending (TILA) and Real Estate Settlement Procedure Acts (RESPA). The final rule was effective on October 3, 2015.

The TRID rules and guidance from the CFPB continue to evolve. This program reviews the rules with particular emphasis on the current status of CFPB guidance. It explores major issues that have arisen over the last six months and reviews the essential information from:

  • The general rules contained in §1026.19;
  • The content rules and the detailed instructions for completing the loan estimate from §1026.37; and
  • The content rules and the detailed instructions for completing the closing disclosure from §1026.38.

Why Participate?

Implementing the new Integrated Disclosures was a massive task. Keeping up with the evolving requirements is a frustrating task. This program provides a thorough review of major issues related to the new rules. Whether you are new to TRID or have been involved since its inception, this review provides the information you need now.

Participants receive a detailed manual that serves as a handbook long after the program is completed.

Highlights

  • The expanded coverage and exemption rules;
  • Twenty-one key issues related to the timing and content rules for the Loan Estimate and the Closing Disclosure, including special rules for construction loans;
  • Eleven key issues related to “good faith” estimates, revised disclosures and changed circumstances;
  • Changes before consummation that do or do not require a new waiting period;
  • Rules regarding changes due to events occurring after consummation; and
  • Six key issues regarding tolerance violations and tolerance cures (refunds).

Audience

This program is designed for mortgage loan department managers, compliance officers, loan officers, auditors and others with responsibilities for preparing, delivering or auditing the new disclosures.

Speaker

Jack Holzknecht, CRCM, is the CEO of Compliance Resource, LLC. He has been delivering the word on lending compliance for 39 years. Jack’s career began as a federal bank examiner. He also headed the form and software division of a regional consulting company. He has developed and presented training programs to bankers in 43 states. He also developed and delivered training for the FDIC.

Kelly M. Owsley, CRCM, is Director of Training Services for Compliance Resource, LLC. Since 2000, she has worked for financial institutions ranging in asset size from $250 million to $3 billion. Kelly has worked in branch management, lending, product development and training. Recently, she served as VP of Compliance for a community bank where she was responsible for implementing and training all compliance related topics.

Credit Information

Institute of Certified Bankers: Visit http://www.icbmembers.org/login.aspx for instructions regarding self-reporting. Estimated credits: 2 hours/session

Pricing

Live Webinar:

Member price: $275.00 | Non member price $550.00

On-Demand Webinar

Member price: $295.00 | Non member price $560.00

Registration

Online: Visit the CBA Webinar Catalog

Mail: Click here and mail completed form with check payable to ConferenceEdge to: (Mail at least 10 days prior to event)

ConferenceEdge
1516 Xavier St., Ste 500, Denver, CO 80204

Phone: Call ConferenceEdge at (877) 988-7526 (credit card payments only)

Please Note:

  • Preferred Payment Method: Online
  • Please register online or by phone when paying with a credit card
  • Payment Must Accompany Registration – Invoices are Not Provided

Register online up to day of event. Earlier registration allows time to check your computer for an optimal experience.

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