Webinar

Overdraft Privilege Programs

Where are we now?  How do we continue to provide a needed service and keep on the right side of regulations and guidance?  This webinar explores the overall picture and on-going challenges of offering ODP.

Where are we now?  Regulatory changes to Reg E and DD began a huge shift in our industry regarding Overdraft Privilege Programs (ODP).  This was followed by the 2010 FDIC Guidance which made us review previous guidance in 2005.  The lawsuits on ODP abound and websites sprung up on how to join a class action suit against your bank.  The environment for ODP was confusing and terrifying at best.

So where are we now?  What do we know?  How can we continue to provide a needed service and keep on the right side of the regulations and guidance?  And most important, what is right for the bank in 2014–its customers and shareholders?  This webinar will look at the overall picture and some of the on-going challenges of offering ODP.

Highlights

  • A review of the laws and regulations
  • Risk assessment of this service
  • 2005 and 2010 Guidance
  • Third-party arrangements
  • Identification of types of overdraft payment programs offered
  • Examination procedures
  • Automated programs versus ad hoc
  • The lawsuits, UDAAP and the risks
  • Fees, follow-up, marketing and other related issues
  • Ending ODP programs, limiting ODP programs–what you can and can’t do
  • Questions compliance officers ask about ODP

Audience

Compliance officers, branch operations, training, security and all branch personnel.

Speaker

Deborah Crawford is the President of Gettechnical Inc, a Baton Rouge-based firm, specializing in the education of financial institutions across the nation.  Her 27+ years of experience began at Hibernia National Bank in New Orleans.  She graduated from Louisiana State University with both her bachelor’s and master’s degrees.  Debbie specializes in the education of financial institution employees and officers in the area of deposit account laws, new account documentation, insurance, complex compliance regulations and IRAs.

Credit Information

Institute of Certified Bankers: Visit http://www.icbmembers.org/login.aspx for instructions regarding self-reporting. Institute of Certified Bankers: Estimated credits: 2 hrs. CRCM (self-reporting).

Pricing

Live Webinar:

Member price: $265.00 | Non member price $530.00

On-Demand Webinar

Member price: $280.00 | Non member price $560.00

Registration

Online: Visit the CBA Webinar Catalog

Mail: Click here and mail completed form with check payable to ConferenceEdge to: (Mail at least 10 days prior to event)

ConferenceEdge
1516 Xavier St., Ste 500, Denver, CO 80204

Phone: Call ConferenceEdge at (877) 988-7526 (credit card payments only)

Please Note:

  • Preferred Payment Method: Online
  • Please register online or by phone when paying with a credit card
  • Payment Must Accompany Registration – Invoices are Not Provided

Register online up to day of event. Earlier registration allows time to check your computer for an optimal experience.

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