Military Lending Act Essentials
Starting October 3, 2016, Military Lending Act protections will be extended to a broader range of closed- and open-end products.

What does this mean to your bank and your customers? Attend this webinar to find out.

Existing Part 232, which implements the Military Lending Act (MLA). The law and regulation provide various protections for service members and their families.

The DOD amended its regulation primarily for the purpose of extending the protections of the MLA to a broader range of closed-end and open-end credit products. The revised rule was effective October 1, 2015. Compliance is mandatory October 3, 2016.


Upon completion of the program participants understand:

  • How to determine and verify which applicants are “covered borrowers,” including use of the:
    • DOD database; and
    • Credit reports;
  • How to identify dependents;
  • How to determine whether transactions are covered or exempt;
  • Required disclosures, including:
    • Content of the disclosure;
    • Timing of the disclosure;
    • Written and oral delivery;
    • Calculating the MAPR; and
    • The 36 percent limit on the MAPR;
  • Limitations on creditor acts or practices;
  • Recordkeeping requirements;
  • Penalties and remedies.

Why Participate?

This information packed program prepares participants for the October 3, 2016 mandatory compliance date. Participants receive a detailed manual that serves as a handbook long after the program is completed.


Jack Holzknecht, CRCM, is the CEO of Compliance Resource, LLC. He has been delivering the word on lending compliance for 39 years. Jack’s career began as a federal bank examiner. He also headed the form and software division of a regional consulting company. He has developed and presented training programs to bankers in 43 states. He also developed and delivered training for the FDIC.

Kelly M. Owsley, CRCM, is Director of Training Services for Compliance Resource, LLC. Since 2000, she has worked for financial institutions ranging in asset size from $250 million to $3 billion. Kelly has worked in branch management, lending, product development and training. Recently, she served as VP of Compliance for a community bank where she was responsible for implementing and training all compliance related topics.

Credit Information

Institute of Certified Bankers: Visit http://www.icbmembers.org/login.aspx for instructions regarding self-reporting. Estimated credits: 2 hours/session


Live Webinar:

Member price: $275.00 | Non member price $550.00

On-Demand Webinar

Member price: $295.00 | Non member price $560.00


Online: Visit the CBA Webinar Catalog

Mail: Click here and mail completed form with check payable to ConferenceEdge to: (Mail at least 10 days prior to event)

1516 Xavier St., Ste 500, Denver, CO 80204

Phone: Call ConferenceEdge at (877) 988-7526 (credit card payments only)

Please Note:

  • Preferred Payment Method: Online
  • Please register online or by phone when paying with a credit card
  • Payment Must Accompany Registration – Invoices are Not Provided

Register online up to day of event. Earlier registration allows time to check your computer for an optimal experience.