Loan Participations for Community Banks: Risks & Rewards
Gain a thorough understanding of loan participation agreements and the risks and rewards to both the lead bank and the purchasing bank.
This program covers the risks and rewards of loan participations to both the lead bank and the purchasing bank.
Attendees will gain a thorough understanding of Participation Agreements. A participant’s checklist for a well-drafted Participation Agreement will be reviewed and administration of the participated loan will be discussed.
- Advantages of a Participation to the Lead Bank and to the Participant Bank
- Risks to the Participant
- Lack of Information
- Lack of Involvement in Negotiations
- Dependency upon Lead
- Financial Instability/Insolvency of Lead
- Set-off by Borrower
- Failure to Perfect
- Conflicts of Interest
- Due Diligence by the Participant and Access to Information
- Disclosure of Participation to Borrower
- Concentrations and Other Regulatory Aspects of Participations
- Loan Agreement Provisions Related to Participations
- Duties Owed by Lead to Participant
- Rights to Loan Collateral and Guaranties
- Loan Administration Issues
- Loan Payments and Other Functions
- Consent to Amendments
- Restrictions on Transfer
- Loan Purchase Options
- Reimbursement and Indemnification Obligations
- Set-off by Participant
- Understanding the Participation Agreement
- The Participant’s Checklist
- The Participation in Workout Mode
CRE lenders, commercial lenders, credit analysts, loan review specialists, special assets officers, lending managers and credit officers. Support personnel involved in the administration of loan participations are also encouraged to attend.
Robin Russell is a partner with the law firm of Andrews Kurth L.L.P., practicing in the areas of banking, bankruptcy and corporate finance, representing banks, insurance companies, corporate and individual borrowers in secured commercial and consumer lending transactions. Robin is the author of TBA’s bestselling “Texas Secured Lending Guide” and the “Texas Real Estate Lending Guide.” She teaches loan documentation annually to over 5,000 bankers nationwide.
Institute of Certified Bankers: ICB website for instructions regarding self-reporting. Institute of Certified Bankers: Estimated credits: 2.5 hours CRCM/CLBB (self-reporting).
Member price: $265.00 | Non member price $530.00
Member price: $280.00 | Non member price $560.00
Online: Visit the CBA Webinar Catalog
Mail: Click here and mail completed form with check payable to ConferenceEdge to: (Mail at least 10 days prior to event)
1516 Xavier St., Ste 500, Denver, CO 80204
Phone: Call ConferenceEdge at (877) 988-7526 (credit card payments only)
- Preferred Payment Method: Online
- Please register online or by phone when paying with a credit card
- Payment Must Accompany Registration – Invoices are Not Provided
Register online up to day of event. Earlier registration allows time to check your computer for an optimal experience.