Impaired Loans
Two hour tele-web seminar August 27, 2012

This program is designed to respond to today’s economic and regulatory environment.


This tele-web seminar will begin on Monday, August 27, 2012 at 11:30 AM to 1:30 PM Pacific Time.


Safety and Soundness exams have created tremendous stress in the banking community. The economic downturn seemed to be triggered by the collapse of the subprime mortgage market. Income-producing properties appear to be the next great challenge for community bankers, and loans that have been rated as “pass” credits are now being rated as “substandard.” Cash flow and appraisal reviews are the major cause of these downgrades. Banks are faced with the question, should we form a “special assets” function? We will also discuss impaired asset reduction requirements for banks under administrative actions.


  • Preparing for a Safety & Soundness Exam
  • Risk Rating Reviews
  • Loan Review Process
  • Managing Impaired Commercial Real Estate Loans
  • Foreclosure vs. Deed-in-lieu
  • FFICE’s Guidelines
  • Responding to Regulatory Orders
  • Consent Orders
  • MOU’s
  • Required Board Participation
  • Documenting the Impaired Loan Process
  • Classified Loan Management Reports
  • Board Reports
  • OREO Reports
  • Workout Guidelines & Strategies
  • Negotiation Skills
  • Workout Agreements
  • Key Indicators of Problem Loans.


Senior lenders, special asset managers, CEOs, directors, loan review officers and credit administrators.


David Kemp is President of Bankers Management (BMI), a nationally recognized company in financial services training and consulting. Prior to forming BMI, David served as VP, Director of Credit Services-Cannon Financial Institute, where he trained bankers nationwide. Before joining Cannon, David was VP of Corporate Finance with Citicorp North America. He also delivers training programs through banking associations and individual financial institutions, including credit analysis workshops with the California Bankers Association.

Credit Information

2.0 total credits


Member price: $250.00 | Non member price $500.00