Webinar

Environmental Due Diligence for CRE Lending: Updated & Expanded Requirements

The OCC recently elevated environmental risk management to a more prominent role within its revised CRE Lending Handbook. This webinar highlights what has changed in addition to the evolution of environmental liability and various types of due diligence.

The OCC recently elevated environmental risk management to a more prominent role within its revised CRE Lending Handbook. This webinar highlights what has changed in addition to the evolution of environmental liability and various types of due diligence.

Highlights

  • What is environmental liability and what are key terminology and issues?
    • Comprehensive Environmental Response, Compensation and Liability Act (CERCLA), Resource Conservation and Recovery Act (RCRA), and the Superfund
    • Innocent purchaser defense and secured creditor exemptions
    • All appropriate inquiries (AAI)
    • Environmental professional (EP)
  • What are the primary types of due diligence?
    • Banker and customer site inspection questionnaire
    • Government records search
    • Transaction screen
    • Environmental site assessment (ESA)
  • How has the regulatory guidance expanded the role of environmental risk management?
    • Focusing on the decline in value that contamination can cause
    • Highlighting the risk to a borrower if the liability for environmental cleanup costs impair the borrower’s ability to repay the loan
    • Laying out what amounts to a checklist of 18 key components of an effective environmental risk management program
  • What are the practical implications for banks?

Audience

CRE lenders and credit officers, commercial lenders, credit analysts, loan review specialists, special assets officers, lending managers and support personnel, compliance officers and auditors.

Speaker

Richard Hamm has been training bankers for over 20 years, including creating and teaching courses for the ABA and the RMA, plus regional banking schools, numerous state banking and community banking associations, and individual banks. While specializing in all phases of lending and credit, he also covers “top of the bank” issues and provides director training.

Credit Information

Institute of Certified Bankers: Visit http://www.icbmembers.org/login.aspx for instructions regarding self-reporting. Estimated credits: 2.5 hours CRCM/CLBB 

Pricing

Live Webinar:

Member price: $265.00 | Non member price $530.00

On-Demand Webinar

Member price: $280.00 | Non member price $560.00

Registration

Online: Visit the CBA Webinar Catalog

Mail: Click here and mail completed form with check payable to ConferenceEdge to: (Mail at least 10 days prior to event)

ConferenceEdge
1516 Xavier St., Ste 500, Denver, CO 80204

Phone: Call ConferenceEdge at (877) 988-7526 (credit card payments only)

Please Note:

  • Preferred Payment Method: Online
  • Please register online or by phone when paying with a credit card
  • Payment Must Accompany Registration – Invoices are Not Provided

Register online up to day of event. Earlier registration allows time to check your computer for an optimal experience.

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