Call Report for Banks – Recent Changes, Highlights, and Pitfalls
In January, 2017, the Agencies approved additional revisions to the March, 2017 call report.

For domestic banks with less than $1 billion in assets a new 051 form is available which reduces the number of pages in the call report from 85 to 60 and eliminates 40% of the existing line items. The frequency of data collection is reduced for some of the schedules. Further burden reducing changes were proposed in June, 2017 for the March, 2018 Call Report. The new proposal includes consolidation and/or removal of several more line items and reductions in the frequency of reporting for about a dozen line items.

Other recent call report changes, including the CD deposit size threshold increase from $100,000 to $250,000 on RI, RC-E, and RC-K, will be covered as well along with new accounting rules on equity securities, leases, and other real estate.

The webinar will cover the latest revisions and recently approved changes to the call report, as well as updates due to revisions in accounting standards, other areas of concern, and common errors made during call report preparation.

Covered Topics

2017 Approved Revisions and Proposed 2018 Revisions

  • Proposed burden reducing updates to the FFIEC 051 & 041 forms
  • Other recently approved changes, including the increase in the deposit size threshold used to report certain deposit information from $100,000 to $250,000 in RC-E, RI, and RC-K
  • Recent Accounting Updates (equities, leases, other real estate)
  • Common Errors Made in Call Report Preparation


This update will benefit more experienced Call Report preparers, reviewers, and auditors. It will supplement annual comprehensive Call Report training recommended by bank regulators.

“Ann is great. I’ve had the audacity to challenge her on a couple of occasions and she was right every time.” – David DeFord, Homestead Savings Bank

“I have attended Call Report Prep trainings by Ann Thomas for the past 5 years – she has consistently provided great info and documentation.” – Paula Abbott, Mission Bank


Ann Thomas has over thirty years of experience in bank accounting and control. She received a BA in Accounting from the University of Houston in 1982. She worked with Judith Alexander Jenkins for 15 years, providing planning, financial reporting, regulatory reporting, and operational and compliance auditing services to over ninety independent banks.

In 1998, she organized Thomas Consulting. As Thomas Consulting, she has performed regulatory compliance audits and training, internal control audits, and prepares and reviews Call Reports for numerous banks. Ms. Thomas has taught call report seminars for state banking associations since 1999. She has presented the Call Report Seminars to and has responded to questions from thousands of bankers across the country. Her experience in working with a broad range of independent banks is of unique value in understanding Call Report questions and in communicating with bankers in their own language.

Credit Information

Institute of Certified Bankers: Visit http://www.icbmembers.org/login.aspx for instructions regarding self-reporting. Estimated credits: 2.5 CE Credits


  • Live Webinar which includes 5 Day On-Demand  - $265
  • Six Month On-Demand – $295
  • CD-ROM (Includes Six Month On-Demand) – $345
  • Live plus Six Month On-Demand – $365
  • Premier (Includes all options) – $395
  • Additional Locations – $75               


Online: Click here.

Phone: Call Total Training Solutions at (800) 831-0678

Register online up to day of event. Earlier registration allows time to check your computer for an optimal experience.