All Things Credit: Understanding Consumer Credit Reports, Credit Scores, Preventing Fraud & FCRA/CFPB Compliance – Part 1

A two-part webinar designed to prevent fraud and help ensure regulatory compliance in lending.

Part 1 covers credit related products that will help you  prevent consumer application fraud, lend to the best applicants, prevent/reduce bankruptcy, streamline the process, and of course, compliance including key points of FCRA and FACTA compliance.


  • Catching fraud before it happens:
    • Identity theft prevention must be part of your Red Flag Guidelines
    • How crooks use the system to create fake credit files
    • Shady consumers use legal TINs to create new credit identities
    • Fraud alert products that work to reduce risk & keep you in compliance
    • Reporting fraud to the authorities
  • Using credit scores to streamline the lending process:
    • Credit scoring when opening, monitoring, and closing accounts
    • Credit scores – what information affects the score
    • Credit scoring to prioritize accounts receivable
    • Improving your consumer’s credit score
    • New bankruptcy scoring models-will they work?
    • The New Advantage Score. Are you ready?
    • Building a better portfolio and Red Flags to watch for in loan review.
    • AR Scoring – prioritize your efforts, and collect your accounts sooner
  • Compliance, Compliance, Compliance:
    • New Adverse Action Notices
    • Disparate treatment associated with credit scoring,
    • RED FLAG Guidelines
    • Fraud & Military Alert Notifications requirements
    • Permissible Purpose
    • Consumer disputes- you cannot ignore or just refer to NCRA
    • Disposal of confidential records
    • Accuracy & Integrity of Data- preventing re-pollution
    • Providing free credit reports to consumers


Lenders, branch managers, CSRs, HR, compliance officers, risk officers, collectors and  trainers.


Greg Souther, Greg Souther Consulting.

Credit Information

Institute of Certified Bankers: Visit http://www.icbmembers.org/login.aspx for instructions regarding self-reporting. Estimated credits: 2.5 hrs./session CRCM/CLBB/CPB/CCSR.


Live Webinar:

Member price: $265.00 | Non member price $530.00

On-Demand Webinar

Member price: $280.00 | Non member price $560.00


Online: Visit the CBA Webinar Catalog

Mail: Click here and mail completed form with check payable to ConferenceEdge to: (Mail at least 10 days prior to event)

4434 W. 29th St., Denver, CO  80212

Phone: Call ConferenceEdge at (877) 988-7526 (credit card payments only)

Please Note:

  • Preferred Payment Method: Online
  • Please register online or by phone when paying with a credit card
  • Payment Must Accompany Registration – Invoices are Not Provided

Register online up to day of event. Earlier registration allows time to check your computer for an optimal experience.