Stephanie Shea is a Shareholder in the Firm’s Orange County office and a member of the Commercial Finance practice group. Ms. Shea specializes in compliance with federal and California consumer finance laws and regulations, fair lending statutes and the flood insurance regulations. Her principal practice is advising community banks, credit unions, savings associations, and other lenders on complying with the various consumer finance laws and regulations throughout the entire credit process – from marketing to servicing. She can advise on all consumer credit products, including auto loans, credit cards, HELOCs, mortgage loan. She is a lending subject matter expert in ECOA, FCRA, MLA, RESPA, SCRA, TILA, UDAP/UDAAP and California lending laws, fair lending/banking (such as redlining, citizenship, and immigration status discrimination), and flood insurance regulations, among others. She has also been advising clients on how to transition their adjustable rate mortgage loans from LIBOR.
In addition to advising clients, Ms. Shea is an exceptional, high-energy public speaker that can break down complex laws into easy-to-understand terms. As a result, she regularly provides engaging and approachable in-house training (both in-person and virtual).
Prior to Buchalter, Ms. Shea was an attorney at Aldrich & Bonnefin PLC for over 10 years. Ms. Shea obtained her juris doctor degree from Chapman University School of Law in May 2011, Magna Cum Laude. While at Chapman, she served as Article Editor for Chapman Law Review. Ms. Shea received her bachelor’s degree in Political Science from the University of California, Los Angeles.