Kathy Moe
Regional Director
Federal Deposit Insurance Corporation (FDIC)


Kathy Moe is the Regional Director of the Federal Deposit Insurance Corporation (FDIC) San Francisco Region. As a 35-year veteran, Moe is directly responsible for the safety and soundness of insured deposits, evaluation of asset and liability management, lending, investment and corporate governance practices of 350 financial institutions in 11 Western States, plus the Pacific U.S. Territories. Leading in a regulated environment subject to economic fluctuations, while navigating complex interagency relations, provides Moe with a unique skill-set. Areas of expertise include, but are not limited to: real estate, commercial credit and investment markets, compliance and risk management, cyber security, anti-money laundering, information technology, vendor management, consumer protection, mergers and acquisitions, and de novo applications.

Moe is recognized for pioneering an Emerging Technology Committee to address the rapid pace of innovation and technological changes facing regulators and the financial industry. She has led several transformational projects including the 2019 Chairman’s initiative on Supervision Modernization involving enhanced data utilization and technology to complete examinations and improve off-sight risk monitoring. In 2018, she led a corporate Field Office modernization project to redesign the work environment to promote a flexible and effective method for supervising the banking industry while also reducing costs. She serves as executive sponsor for the Field Supervisor Management Council within the FDIC, which represents 83 offices across the country. Kathy is an advocate for building partnerships and understands the needs of low and moderate-income households. She is an Executive Sponsor for the Partnership of Working Women, an Employee Resource Group established in the FDIC’s San Francisco Region. She was recently appointed to the FDIC’s Washington DC Hiring Committee and is a frequent speaker on banking and regulatory topics, risk management and consumer protection matters.

Moe serves on the Board of Directors of the Pacific Bankers Management Institute and is a graduate of the Graduate School of Banking at the University of Colorado. She holds a Bachelor of Science in Finance from the University of Nebraska, and a certificate in Leadership and Management from the University of California at Berkeley.

Regulatory Discussion Panel