Your Bank’s Future May Depend on Its Agility


Unpredictable external factors such as the trajectory and timing of interest rate changes, inflation, recession, and consumer confidence all effect deposit flows and costs and lending activity. Of particular interest now is whether the upward trend in loan-to-deposit ratios will continue, how to optimize deposit pricing, and the difficulty of predicting how fast liquidity may disappear. For today’s bankers, given that economic environment changes are seemingly more rapid and erratic, balance sheet agility may be the most important predicter of future success. Learn how to maximize your balance sheet’s flexibility so that your bank can thrive even in volatile times.


Steve Kinner
Senior Managing Director

Max Damm
Managing Director