Reg Z Overview


Description: Reg Z Overview explains the basics of Regulation Z, along with the applicability and coverage of Reg Z and what types of transactions are not covered. It also explains key terms used in Reg Z and helps the student recognize types of finance charges and items excluded from finance charges.  

Note: This course is the mandatory prerequisite for all other Reg Z frontline compliance courses. 


Audience: All branch staff that need to know anything about Regulation Z


Learning Objectives: After completing this course, students will be able to:

  • Explain the purpose of Reg Z
  • Examine the importance of APR and finance charges, included on the Reg Z disclosure form
  • Explain key terms on different parts of the Reg Z disclosure form
  • Identify loans made to consumers that are required to comply with Reg Z
  • Examine the penalties for non compliance with Reg Z requirements