ABA Residential Mortgage Lender Certificate


​Mortgage Loans are a core product for most banks. Despite the slew of new regulations, customers continue to buy and refinance their homes and they expect their bank will provide them a variety of mortgage options to meet their needs.

The ABA Residential Mortgage Lender Certificate provides a solid understanding of banking, credit analysis, and legal principles that support the mortgage process. In keeping with evolving customer preferences, the certificate underscores relationship sales skills in addition to the mechanics of a mortgage loan, thereby preparing loan officers to be successful in growing their book of business while helping their bank acquire a deeper share of wallet.

The certificate is designed for aspiring mortgage lenders and those individuals new to the mortgage area of the bank, including mortgage loan clerks, loan processors, and closers.


Curriculum Discount
Courses for the ABA Residential Mortgage Lender Certificate can be taken individually, or you can enroll in the full curriculum for a discount


NEW: A free companion course has been added to the Certificate. Pre-Information on TILA-RESPA for AllRegs Mortgage Courses provides a brief fact sheet: “TILA-RESPA Integrated Disclosure: What Does It Mean For You”. 

Required Courses

You must complete these courses:

Banking Today
Effective Client Referrals
Ethical Issues for Bankers
Mortgage Customer Counseling and Prequalification
Personal Tax Return Analysis
Pre-Information on TILA-RESPA for AllRegs Mortgage Courses
Appraisal Procedures
Basics of Mortgage Processing
Discovering FHA Programs
Elements of Title Insurance
Essentials of Mortgage Lending
Explaining Loan Modifications
Gathering the Facts on Mortgage Fraud
Preparing the Closing Disclosure 
Preparing the Loan Estimate
Processing and Underwriting Credit 
Processing Income and Assets
Reviewing the Appraisal Report

Optional Course:
Completing the HUD-1

The estimated time to complete these 18 courses is approximately 26 hours. Students have access to the curriculum for 1 year from date of purchase.