Past Event

Community Bankers Credit Workshop (Sacramento)
July 19, 2012 in Sacramento

Don’t miss this opportunity to dialogue directly with FDIC regional directors, field supervisors, examiners and specialists on their expectations regarding credit risk management!

The FDIC San Francisco Region is pleased to announce the first installment of their seminar series: Community Bankers Credit Workshop. The Workshop will focus on the allowance for loan and leases losses, troubled debt restructuring, and the rating of asset quality.

The Workshop is an interactive, one-day event designed to provide information on current topics of interestity. Highlights of this year’s event include:

  • Allowance for Loan and Lease Losses (ALLL)
  • Troubled Debt Restructuring (TDR)
  • Economic Presentation
  • Asset Quality Rating Tabletop Exercise.

Agenda

The session will run from 8:30 a.m. to 3:30 p.m., with breakfast and registration beginning at 7:30 a.m. and lunch at 11:30 a.m.

8:30 – 8:45
Introductions/Expectations/Agenda

8:45 – 10:00
Allowance for Loan and Lease Losses (ALLL) – You asked for clarity and guidance regarding the ALLL and we listened! The ALLL discussion will include methodology best practices, loss migration analysis, and examples to clarify regulatory guidance.

10:00 – 10:15
Break

10:15 – 11:30
Troubled Debt Restructuring (TDR) – The TDR discussion topics include identifying a TDR loan, ALLL implications including measuring impairment, accrual vs. nonaccrual, and adverse classification. We will also discuss the removal of the TDR, nonaccrual, and adverse classification designations as the credit improves over time. Additionally, the Workshop also includes examples and a tabletop exercise (after lunch).

11:30 – 12:45
Lunch/Presentation on Economic Conditions – An economic specialist will highlight aspects of the economy tailored to your specific area/state. Walk away with valuable insight into your market area, and the resources to continue your research .

12:45 – 1:45
Evaluate the Loan: TDR or Not?

1:45 – 2:00
Break

2:00 -2:30
Ask the Regulators - A favorite from past attendees! You will have the opportunity to ask the regulators your specific questions. Share what is on your mind and let us address the questions that matter the most to you.

2:30 – 3:30
Asset Quality Rating Tabletop Exercise – You have the opportunity to be the regulator. Participate in a realistic examination scenario. Can your team of peers analyze the facts and assign the appropriate rating? Together we will discuss the process, analysis, rating factors, and definitions used to rate one of the most important components of a Safety and Soundness examination.

3:30
Adjourn

Audience

Financial Institution Presidents/Chief Executive Officers; Chief Credit Officers; Chief Risk Officer; officers responsible for the ALLL, TDR, and nonaccural accounting; and Directors with responsibilities over lending.

Scheduled Speakers

Adam Drais, Senior Examiner
FDIC – Salt Lake City, UT

Mr. Drais is a senior examiner in the Salt Lake City, Utah field office. He joined the FDIC in 2005 and commissioned as a risk management examiner in 2008. Mr. Drais is regularly in charge of complex examinations including large and/or troubled institutions. He regularly evaluates the ALLL, addresses troubled debt restructuring concerns, and completes the asset quality rating. Mr. Drais is an instructor for the Financial Institution Analysis School at the FDIC’s Corporate University, and he routinely provides classroom as well and on-the-job training to non-commissioned bank examiners preparing for the commissioning process. Mr. Drais earned a Bachelor of Science degree in business management from the Marriott School of Management at Brigham Young University.

Brett McDivitt, Case Manager
FDIC – San Francisco, CA

Mr. McDivitt is a Case Manager in the San Francisco, California regional office. He joined the FDIC in 2002 in Houston, Texas. He served as an Examiner in the Denver field office from 2004 until 2009 when he accepted the Case Manager position he currently holds. Brett served as the Accounting Subject Matter Expert for the Denver field office and currently serves as the backup Regional Accountant for the San Francisco regional office. He has been a CPA since 2007. He oversees and administers a portfolio of financial institutions of varying complexity ranging in size up to $66 billion. Mr. McDivitt has been a course instructor for the Financial Institution Analysis School at the FDIC’s Corporate University since 2009. He also served as a course instructor during 2011 for the High Stakes Communication training through FDIC’s Corporate University. Mr. McDivitt graduated with distinction as Valedictorian from the Southwestern Graduate School of Banking, Southern Methodist University, Dallas, Texas and graduated Summa Cum Laude with a Bachelor’s degree in business administration from West Texas A&M University, Canyon, Texas.

Robert McGibbon, Field Supervisor
FDIC – Los Angeles, CA

Mr. McGibbon began his career with the FDIC in 1988 as an examiner in the Sacramento Field Office. He was promoted to a Case Manager in the San Francisco Regional Office in 1996 where he spent the next five years. While there, he was responsible for supervising banks in the Los Angeles, San Francisco, and Salt Lake City, Utah territories. In 2001, Mr. McGibbon became Field Supervisor for the Billings, Montana Field Office and in 2002 became Field Supervisor for the Los Angeles Territory where he manages two offices that cover Los Angeles and San Bernardino Counties as well as the Central California Coast. In 2006 and 2007, Mr. McGibbon coordinated the San Francisco Region’s directors’ college initiative, instructing at 28 locations throughout the 11 Western States. Mr. McGibbon is a 1988 graduate of Oregon State University, Corvallis, Oregon.

Kathy Moe, Field Supervisor
FDIC – Phoenix, AZ

Kathy Moe is the Field Supervisor of the Phoenix Territory Office in the San Francisco Region. Her office supervises state nonmember banks in Arizona and Nevada. She is a 26 year veteran with the FDIC. She is a commissioned examiner and has worked in the Kansas City and San Francisco Regional Offices of the FDIC. Ms. Moe has served as an instructor for two FFIEC schools and regularly provides training and coaching to a staff of 30 risk management examiners. Ms. Moe previously worked at the FDIC headquarters in Washington D.C. on assignment to the Office of the Chairman where she worked on the taskforce to combine the Resolution Trust Corporation into the FDIC. Throughout her career she has been assigned to a variety of special projects including serving as Chairman of the FDIC’s Field Supervisor Council. Ms. Moe completed Graduate School of Banking at the University of Colorado and has a Bachelor’s degree in finance from the University of Nebraska. She is a graduate of the U.S. Office of Personnel Management’s Executive Potential Program and currently pursuing her MBA in International Business.

Shayna Olesiuk, Regional Manager – Division of Insurance and Research
FDIC – San Francisco, CA

Ms. Olesiuk began her career with the FDIC in 1998 as an Economic Analyst in the San Francisco Regional Office. From 2002-2004, Ms. Olesiuk worked for the Federal Reserve Bank of San Francisco as an Economic Education Specialist, focusing on monetary policy and international economics topics taught at the high school and college levels. In 2004, Ms. Olesiuk returned to the FDIC as Regional Economist. In this position, her primary responsibilities include analyzing the regional economies in the western United States as well as tracking conditions in the high tech, tourism, and real estate sectors. She is a regular contributor to the FDIC State Profiles and FDIC Outlook publications. Ms. Olesiuk is a 1999 graduate of Saint Mary’s College of California, Moraga, California and is a CFA Charterholder.

Wade Walker, Supervisory Examiner
FDIC – Salt Lake City, UT

Wade has been a bank examiner at the FDIC for 20+ years in the Salt Lake City Field Office. He has specialized in Information Technology examinations for the past 12 years, but has extensive experience in Risk Management examinations as well. Wade has participated on examinations of financial institutions ranging in size from $20 million to $75 billion. In 2000, Wade received his Certified Information Systems Auditor (CISA) certification. Wade has been a presenter at numerous banker outreach events throughout the San Francisco Region.

British White, Senior Examiner
FDIC – Los Angeles, CA

Ms. White began her career with the FDIC in 2005, through the rigorous Corporate Employee Program, where she was exposed to all areas of the Corporation. Ms. White is currently a Senior Risk Examiner in the Los Angeles North Field Office. During her career, she has examined numerous institutions for safety and soundness and compliance issues, and has also worked with the Corporation’s Division of Resolutions and Receivership. Ms. White performs both Risk Management and Bank Secrecy Act Examinations. She has served in key roles for a variety of financial institutions, including newly-chartered institutions and complex financial institutions. Throughout her career she has reviewed numerous allowance methodologies. She has participated in Shared National Credit reviews and also assisted with the insurance determination of IndyMac. She received a Bachelor of Science degree in Finance from Hampton University in Hampton, Virginia.

Registration Fees

If paying by check you must use the fax option (see the attachement above), as online registration is only for credit cards.

Early Bird Registration (thru June 22, 2012)
CBA Member: $345
Non-Member: $345

Regular Registration
CBA Member: $445
Non-Member: $445

Credit Information

Continuing Professional Education (CPE) credits can be earned for attending this workshop. Please click the following link to learn how: CPE Disclosure

Location Information

Thursday July 19, 2012
Hyatt Regency Sacramento
1209 L Street
Sacramento, CA 95814
(916) 443-1234

CBA has arranged a courtesy rate with the hotel for $179/night.  Please contact contact Alissa Borruel at alissa.borruel@hyatt.com or 916-321-3512.

Commands