Past Event

Community Bankers Credit Workshop (LA Region)
August 16, 2012 in Pasadena

Don’t miss this opportunity to dialogue directly with FDIC regional directors, field supervisors, examiners and specialists on their expectations regarding credit risk management!

The FDIC San Francisco Region is pleased to announce the first installment of their seminar series: Community Bankers Credit Workshop. The Workshop will focus on the allowance for loan and leases losses, troubled debt restructuring and the rating of asset quality.

The Workshop is an interactive, one-day event designed to provide information on current topics of interestity. Highlights of this year’s event include:

  • Allowance for Loan and Lease Losses (ALLL)
  • Troubled Debt Restructuring (TDR)
  • Economic Presentation
  • Asset Quality Rating Tabletop Exercise.

Agenda

The session will run from 8:30 a.m. to 3:30 p.m., with breakfast and registration beginning at 7:30 a.m. and lunch at 11:30 a.m.

8:30 – 8:45
Introductions/Expectations/Agenda

8:45 – 10:00
Allowance for Loan and Lease Losses (ALLL) – You asked for clarity and guidance regarding the ALLL and we listened! The ALLL discussion will include methodology best practices, loss migration analysis, and examples to clarify regulatory guidance.

10:00 – 10:15
Break

10:15 – 12:00
Troubled Debt Restructuring (TDR)
– The TDR discussion topics include identifying a TDR loan, ALLL implications including measuring impairment, accrual vs. nonaccrual, and adverse classification. We will also discuss the removal of the TDR, nonaccrual, and adverse classification designations as the credit improves over time. Additionally, the Workshop also includes examples and a tabletop exercise (after lunch).

12:00– 1:15
Lunch/Presentation on Economic Conditions – An economic specialist will highlight aspects of the economy tailored to your specific area/state. Walk away with valuable insight into your market area, and the resources to continue your research.

1:15 – 2:15
Evaluate the Loan: TDR or Not?

2:15– 2:30
Break

2:30 – 3:30
Asset Quality Rating Tabletop Exercise – You have the opportunity to be the regulator. Participate in a realistic examination scenario. Can your team of peers analyze the facts and assign the appropriate rating? Together we will discuss the process, analysis, rating factors, and definitions used to rate one of the most important components of a Safety and Soundness examination.

3:30
Adjourn

Audience

Financial Institution Presidents/Chief Executive Officers; Chief Credit Officers; Chief Risk Officer; officers responsible for the ALLL, TDR, and nonaccural accounting; and Directors with responsibilities over lending.

Scheduled Speakers

Andrea Davis, Field Supervisor
FDIC – Sacramento, CA

As a field supervisor for the FDIC’s Division of Risk Management Supervision, Andrea Davis manages and directs the FDIC’s safety and soundness examination program within the Sacramento Territory. She supervises the staff of field examiners, who are responsible for conducting examinations throughout Northern and Central California. In this capacity, she provides training, oversight, and guidance to the field examiners on all areas of the examination process, including ratings, the Allowance for Loan and Leases Losses, and accounting treatment. A 20-year FDIC veteran, she has been in her current position since 2002. Prior to moving to Sacramento, she was a field examiner in the FDIC’s Seattle, WA field office, and a supervisory examiner with the FDIC’s Minneapolis, MN Office. She is a graduate of California State University, Chico and the Graduate School of Banking at Colorado.

Dorothy Endsley, Senior Examiner
FDIC – Orange County, CA

Ms. Endsley is a senior risk management examiner in the Orange County, California field office. She joined the FDIC in 1989. Dorothy is the Accounting Subject Matter Expert for the field office and passed the Uniform Certified Public Account examination in 1991. She is regularly in charge of complex examinations and addresses a variety of accounting and regulatory issues. Ms. Endsley has been a course instructor for both the Loan Analysis School and Information Technology Examination School at the FDIC’s Corporate University. She has contributed to external and internal FDIC publications. Dorothy is a Certified Information Systems Auditor. Ms. Endsley graduated with honors from the Stonier Graduate School of Banking and graduated Magna Cum Laude with a Bachelor’s degree in business administration and an MBA from San Diego State University, San Diego, California.
 

Lana Escobar, Supervisory Examiner
FDIC – Los Angeles, CA

Ms. Escobar is a supervisory examiner in the Los Angeles territory. She has been a bank examiner for over 18 years, and joined the FDIC in 2001. Prior to joining the FDIC, Ms. Escobar was a senior bank examiner at the California Department of Financial Institutions. She frequently serves as examiner-in-charge at bank examinations and special visits handling a complexity of issues. Ms. Escobar played key roles in the Los Angeles territory during the banking crisis and was responsible for onsite monitoring of several banks. She regularly participates in preparing and conducting training for field office staff. Ms. Escobar is also a field office subject matter expert in capital markets, training, and technology. She earned a Bachelor of Science degree in Business Administration from San Diego State University, San Diego, California.
 

John McGee, Senior Financial Analyst
FDIC – San Francisco, CA

John McGee is the senior financial analyst in the FDIC regional office in San Francisco and works in the Division of Insurance and Research. He is responsible for the financial analysis of banking conditions for the 11 states in the FDIC western region. Prior to joining the FDIC in 2010, John worked in the finance department at First Niagara Bank, a $30 billion institution headquartered in Buffalo, New York. John also previously worked as a financial analyst for M&T Bank, and two Fortune 500 firms. John is experienced in: M&A analysis, profitability, strategic planning, and performance measurement. He holds an MBA with a concentration in finance from the University of Rochester.
 

Robert McGibbon, Field Supervisor
FDIC – Los Angeles, CA

Mr. McGibbon began his career with the FDIC in 1988 as an examiner in the Sacramento Field Office. He was promoted to a Case Manager in the San Francisco Regional Office in 1996 where he spent the next five years. While there, he was responsible for supervising banks in the Los Angeles, San Francisco, and Salt Lake City, Utah territories. In 2001, Mr. McGibbon became Field Supervisor for the Billings, Montana Field Office and in 2002 became Field Supervisor for the Los Angeles Territory where he manages two offices that cover Los Angeles and San Bernardino Counties as well as the Central California Coast. In 2006 and 2007, Mr. McGibbon coordinated the San Francisco Region’s directors’ college initiative, instructing at 28 locations throughout the 11 Western States. Mr. McGibbon is a 1988 graduate of Oregon State University, Corvallis, Oregon.

Kathy Moe, Field Supervisor
FDIC – Phoenix, AZ

Kathy Moe is the Field Supervisor of the Phoenix Territory Office in the San Francisco Region. Her office supervises state nonmember banks in Arizona and Nevada. She is a 26 year veteran with the FDIC. She is a commissioned examiner and has worked in the Kansas City and San Francisco Regional Offices of the FDIC. Ms. Moe has served as an instructor for two FFIEC schools and regularly provides training and coaching to a staff of 30 risk management examiners. Ms. Moe previously worked at the FDIC headquarters in Washington D.C. on assignment to the Office of the Chairman where she worked on the taskforce to combine the Resolution Trust Corporation into the FDIC. Throughout her career she has been assigned to a variety of special projects including serving as Chairman of the FDIC’s Field Supervisor Council. Ms. Moe completed Graduate School of Banking at the University of Colorado and has a Bachelor’s degree in finance from the University of Nebraska. She is a graduate of the U.S. Office of Personnel Management’s Executive Potential Program and currently pursuing her MBA in International Business.

Wade Walker, Supervisory Examiner
FDIC – Salt Lake City, UT

Wade has been a bank examiner at the FDIC for 20+ years in the Salt Lake City Field Office. He has specialized in Information Technology examinations for the past 12 years, but has extensive experience in Risk Management examinations as well. Wade has participated on examinations of financial institutions ranging in size from $20 million to $75 billion. In 2000, Wade received his Certified Information Systems Auditor (CISA) certification. Wade has been a presenter at numerous banker outreach events throughout the San Francisco Region.

Melissa Young, Senior Examiner
FDIC – Los Angeles, CA

Ms. Young is a senior risk management examiner in the Los Angeles territory. She joined the FDIC in 1992, and has been the examiner-in-charge of many banks of all sizes, condition, and complexity. Throughout her career, Ms. Young has recommended enforcement actions, assessed compliance with enforcement actions, and recommended removal of enforcement actions. She has been a speaker at many of the FDIC’s Banker’s Outreach programs and various other regulatory and banker conferences. Melissa is also a BSA/AML Subject Matter Expert, and serves as a resource to examiners, bankers, and CPAs. She has taught the FFIEC Anti-Money Laundering course in the San Francisco region, and rewrote some of the curriculum to communicate a better understanding of the topics. Melissa has received several awards for her service throughout her career at the FDIC. Ms. Young is a 1991 graduate of California State University, San Bernardino.

Credit Information

Continuing Professional Education (CPE) credits can be earned for attending this workshop.  Please click the following link to learn how: CPE Disclosure

Registration Fees

If paying by check you must use the fax option (see the attachement above), as online registration is only for credit cards. 

Early Bird Registration (thru July 20, 2012)
CBA Member: $345
Non-Member: $345

Regular Registration
CBA Member: $445
Non-Member: $445

Location Information

Thursday August 16, 2012

The Westin Pasadena
191 North Los Robles Avenue
Pasadena, CA 91101
(626) 792-2727

A room block has been arranged at a rate of $149/night. Please contact the hotel directly to arrange and reference the California Bankers Association. If you prefer to make your reservations online, please click the following link: Westin Pasadena Room Block

Commands