Capital Planning and the Future of Community Banking
October 25 - 26, 2012 in Los Angeles
Join us to discuss the critical success issues for acquiring, growing and managing capital for your bank.
As we begin to see the end of our second banking crisis in the past 25 years, we await the final rules from the Dodd Frank legislation and assess the implications of Basel III. One thing is clear, that the ability to attract, acquire and maintain adequate capital levels has never been as challenging as it is today.
For the moment, we are enjoying the benefits of over-funding our Allowance For Loan Losses, but that benefit will eventually be lost and enhancing both ROA and ROE will become difficult in today’s world. The focus on Liquidity and Capital leaves us with a significant level of assets invested in low yielding instruments creating difficulty for ROA and the demands on Capital leave our industry with less leverage to drive the ROE dynamic. This leaves our industry, with potential significant risk in 2013 and beyond. Capital is the needed ingredient for growth and finding ways to attract outside capital to our business will be a challenge.
Our goal with this workshop is to discuss critical success issues that pertain to acquiring, growing and managing Capital for your bank. We will also discuss the importance of Basel III for community bankers, as it will set the methodology worldwide for how banks calculate their Risk Weighted Assets and capital ratios. We are pleased to have experts in the areas of Capital, Liquidity and Funding on hand to discuss these issues.
Our final session on Day 2 should be very instructive for our participants as Invictus Consulting has agreed to run stress tests on each of our attending banks. Of course, this will be provided with discretion but it will give our audience the opportunity to better understand this technology as well as glimpse their own posture in this pre-BASEL world.
Topics to be covered in this interactive workshop include:
- Economic overview
- Basel III
- Capital Adequacy & Stress Testing
- Non-core and wholesale funding
- Loans and the pricing issue
- Liquidity and stocks
- Capital Plans and Capital Raising
The session will run from 9:00 a.m. to 5:00 p.m. on Thursday, October 25 and continues Friday, October 26 from 9:00 to Noon. Breakfast will begin at 8:00 a.m. on both days and lunch at 12:30 on Thursday. Please join us for a reception after the conclusion of the first day on Thursday October 25.
October 25, 2012
9:00: Introduction – Karl Nelson, KPN Consulting
9:15: The Banking Industry – Getting Better? Karl Nelson
9:45: A Capital Markets Perspective – What To Look For in the Coming Year: Steve Miller – First Principles Capital Management
10:45: BASEL III – How Will It Impact Community Banks?: Bob Colvin – First Principles Capital Management
11:30: Capital Adequacy and Stress Testing: Kamal Mustafa – Invictus Consulting Group
1:30: Community Bank Market – More Help For Community Bank Shareholders: Jeremy Smith, Chief Strategy Officer – Secondmarket
2:15: Community Bank List – Providing Additional Liquidity to Community Bank Stock: Eric Nelson, EVP – KPN Consulting
2:45: Networking Break
3:00: Panel Discussion – What Lies Ahead For Community Bank Stocks / Surviving On Your Own In A Complex Banking Environment – Aaron Axton – KBW, Don Griffith, CEO, Grandpoint Bank
4:00: Capital Plans and Capital Raising in Today’s Shifting Regulatory Environment: Peter Weinstock, Hunton & Williams LLP
5:00 – 6:30
October 26, 2012
9:00: Non-Core Funding – Are Your Policies and Procedures Ready For The Recovery: Jeremy Colvin, VP – BNY Mellon and Karl Nelson
10:00: The Merger & Acquisition World – Winners and Losers in the Coming Year: Aaron Axton – KBW
10:30: Networking Break
10:45: M & A – A Post Stress Environment: Kaveh Varjavand, Moss Adams, Kamal Mustafa, Invictus Consulting, Aaron Axton, KBW
11:30: Your Stress Test Results: Adam Mustafa – Invictus Consulting Group
- Chief executive officers
- Chief financial officers
- Chief administrative officers
- Chief operating officers
- Presidents and other senior managers
- Controllers, treasurers, cashiers, finance, audit, and accounting managers, financial analysts
- Bank directors and ALCO teams
The industry experts you’ll hear from include:
- Karl Nelson, President & CEO, KPN Consulting
- Robert Colvin, Senior Advisor Financial Institutions, First Principles Capital Management
- Steven R. Miller, Managing Director & Chief Risk Officer, First Principles Capital Management
- Eric Nelson, EVP, KPN Consulting
- Kamal Mustafa, Chairman & CEO, Invictus Consulting Group
- Adam Mustafa, Managing Director, Invictus Consulting Group
- Jeremy Colvin, Vice President, Bank of New York Mellon
- Jeremy Smith, Chief Strategy Officer, SecondMarket
- Peter Weinstock, Partner, Hunton & Williams LLP
- Aaron Axton, Managing Director, Keefe, Bruyette & Woods, Inc.
- Don M. Griffith, Chairman and Chief Executive Officer, Grandpoint Bank
- Kaveh Varjavand, Partner, Moss Adams LLP
Early-Bird Registration through Monday, October 1, 2012
CBA Member: $595
CBA Member: $695
The full registration fee will be refunded if a written notice is received by October 4 and 50 percent if by October 11. No refunds will be provided after October 11. Substitutions are allowed.
Thursday and Friday, October 25 – 26, 2012
JW Marriott LA Live
900 West Olympic Blvd
Los Angeles, CA 90015
CBA has a room block arranged at the hotel at a rate of $259/night plus taxes. If you are interested in reserving a room, please contact the hotel at (877) 622-3056 and reference the CA Bankers Association Rooming Block or reserve online by clicking: https://resweb.passkey.com/go/CaliforinaBankers. Please make your reservations by September 24, 2012.