Past Event

33rd Annual Regulatory Compliance Conference

Keeping up with the latest regulatory changes and compliance issues can be more than a full time job. If you’re like most financial services professionals, you have little free time to devote to this top business challenge. You won’t want to miss one of the finest compliance programs in the West where nearly 250 BSA officers, compliance officers and attorneys representing our members are all in search of the best products and services available to their institution.

Who Should Attend

Bank Counsel
BSA Officers
Compliance Officers
Chief Operations Officers
Regulators

Registration & Accommodations

Early-Bird Registration through Tuesday, September 13, 2011
CBA Member: $695
Non-Member: $995
Spouse: $395

Regular Registration
CBA Member: $895
Non-Member: $1195
Spouse: $395

Hyatt Regency Irvine
17900 Jamboree Road
Irvine, CA 92614
(949) 975-1234

Hotel accommodations can be made by calling Hyatt Regency Irvine at 949/975-1234. The CBA special room rate is $179, single or double occupancy, plus tax. Please make your reservations before September 12th, requests after this date will be accepted on a space-available basis at standard price.

Cancellation Policy

The 100% of the registration fee will be refunded if a written notice is received by September 3 and 50 percent if by September 10. No refunds will be provided after September 10. Substitutions are allowed. Registrations made after the cancellation date are not subject to refund.

Agenda

*Subject to change
Program Agenda

Tuesday, October 4, 2011

9:00 a.m. – 1:00 p.m. CRCM Exam

12:00 p.m. – 6:00 p.m. Registration Opens

1:00 p.m. – 2:30 p.m. Concurrent Sessions – Tuesday Only
Basic Deposit Compliance – Part A
Basic Lending Compliance – Part A

2:30 p.m. – 3:00 p.m. Refreshment Break

3:00 p.m. – 4:30 p.m. Concurrent Sessions – Tuesday Only
Basic Deposit Compliance – Part B
Basic Lending Compliance – Part B

4:30 p.m. – 5:00 p.m. Refreshment Break

5:00 p.m. – 6:00 p.m. General Session – CBA Legislative Update

6:00 p.m. – 7:00 p.m. Welcome Reception and Exhibit Hall

7:00 p.m. Dinner on your own


Wednesday, October 5, 2011

7:45 a.m. – 8:45 a.m. Power Breakfast – Sponsored by AML RightSource LLC

7:45 a.m. – 8:45 a.m. Continental Breakfast and Exhibit Hall

8:45 a.m. – 9:00 a.m. Welcome and Conference Overview

9:00 a.m. – 10:00 a.m. General Session – U.S. and California Economic Outlook

10:00 a.m. – 10:30 a.m. Refreshment Break and Exhibit Hall

10:30 a.m. – 12:00 p.m. Concurrent Sessions – Series I
BSA Today – Back to the Future!
CRA Wake-up Call – Have You Become Complacent?
Regulation B Update: Adverse Action Notices, Signature Rules and More
California Law Update

12:00 p.m. – 1:30 p.m. Lunch

1:30 p.m. – 3:00 p.m. Concurrent Sessions – Series II
CRA Wake-up Call – Have You Become Complacent?
Social Media
Reg B Update
Nuts & Bolts BSA

3:00 p.m. – 3:30 p.m. Refreshment Break and Exhibit Hall

3:35 p.m. – 5:05 p.m. Concurrent Sessions – Series III
Nuts & Bolts BSA
Social Media
Conducting a Fraud Risk Assessment
California Law Update

5:05 p.m. – 6:30 p.m. Reception and Exhibit Hall

6:30 p.m. Dinner on your own

Thursday, October 6, 2011

7:30 a.m. – 8:30 a.m. Continental Breakfast and Exhibit Hall

8:30 a.m. – 10:00 a.m. Concurrent Sessions – Series IV
Overdraft Payment Programs
Avoiding the UDAAP Trap
Conducting a Fraud Risk Assessment
BSA Today – Back to the Future!

10:00 a.m. – 10:15 a.m. Refreshment Break and Exhibit Hall

10:15 a.m. – 11:45 a.m. Concurrent Sessions – Series V
Overdraft Payment Programs
Appraisal Practices: An Update
Electronic and Mobile Banking – New Opportunities with New Channels
The ABC’s of “Tech Speak” – How Compliance Managers Can Communicate with Systems Manager

11:45 a.m. – 1:00 p.m. Lunch and Award Presentation

1:00 p.m. – 2:00 p.m. Meet Your Regulators
Federal Reserve Bank
Federal Deposit Insurance Corporation
Consumer Financial Protection Bureau
Department of Financial Institutions (participation to be determined)

2:00 p.m. – 2:15 p.m. Break

2:15 p.m. – 3:45 p.m. Concurrent Sessions – Series VI
Appraisal Practices: An Update
Dodd-Frank Update
Consumer Financial Protection Bureau
Avoiding the UDAAP Trap

3:45 p.m. – 4:15 p.m. Refreshment Break and Exhibits

4:15 p.m. – 5:45 p.m. Concurrent Session – Series VII
Electronic and Mobile Banking – New Opportunities with New Channels
Dodd-Frank Update
Consumer Financial Protection Bureau
The ABC’s of “Tech Speak” – How Compliance Managers Can Communicate with Systems Manager

5:45 p.m. – 7:00 p.m. Reception and Exhibitor Prize Drawing

Friday, October 7, 2011

7:30 a.m. – 8:30 a.m. Continental Breakfast

8:30 a.m. – 10:00 a.m. Concurrent Sessions – Series VIII
A Fast-Paced Update on Regulation Z Happenings
Legal Process – Processing the Process
Fair Lending Analysis for Small Banks
New ADA Requirements

10:00 a.m. – 10:15 a.m. Refreshment Break

10:15 a.m. – 11:45 a.m. Concurrent Sessions – Series IX
A Fast-Paced Update on Regulation Z Happenings
Legal Process – Processing the Process
Fair Lending Analysis for Small Banks
New ADA Requirements

11:45 a.m. Conference Adjourns

Session Descriptions

General Sessions

California Legislative Update

Kevin Gould, CBA’s director of state government relations, will review key state legislative and regulatory actions in 2011 that impact the banking industry, ensuring that you are fully informed of the important changes to law and policy in California that impact your compliance efforts.

Kevin Gould
SVP, Director of State Government Relations
California Bankers Association

U.S. and California Economic Outlook

The demise of the housing market, the global credit crisis and recession hurt California’s economy disproportionately harder that the nation.

Dr. Adibi will discuss the current state of national and state economies and present the forecast for 2012. The presentation will explore the role of monetary and fiscal policies in stimulating the national economy.

Dr. Esmael Adibi
Chief Economist and Director of the A. Gary Anderson Center for Economic Research
Chapman University

Concurrent Sessions

The ABC’s of “Tech Speak” – How Compliance Managers Can Communicate with Systems Manager

As compliance professionals we all understand how critical our automated system controls are to a successful regulatory risk management program, but how well do we understand the basic nature and architecture of those systems, or even what the system managers are saying (legacy systems, data migration, hard coded vs. parameter driven, etc.)? This session will cover:
• A basic glossary of technical terms that you as a compliance manager need to know.
• What is “system architecture” and why does it so critical to the kinds of functionality that can be provided?
• What are the kinds of functionality that automated systems can support as opposed to those where you need to look for different solutions?
• What are the key challenges that system managers face? How do you get them to understand yours?
• The biggest issue of all – how do you get the support you need when system resources are (always) limited?

Through this session, you’ll have a better understanding of the “technical world,” both through better awareness of key terminology and by understanding the basic perspective of the systems managers. You’ll also learn practical tips on how to better work with the systems managers by knowing what they can reasonably expect from system functionality, and the contention for limited systems resources.

Stu Lehr
Head of Global Regulatory Compliance for Finacle
Infosys Technologies Limited

Bonnie Wells
SVP, Origination Regulatory Controls
Bank of America, NA

Americans with Disabilities Act

The Americans with Disabilities Act (ADA) Title III regulations imposes significant requirements for financial institutions in providing customers with disabilities equal access to their facilities, products and services. This panel will review the basics of ADA compliance, including a financial institution’s obligations under Title III, how the ADA is enforced and the penalties for non-compliance.

Claudia Russ-Anderson
EVP, Group Risk Officer – Community Banking
Wells Fargo Bank, NA

Martin Orlick
Attorney
Jeffer, Mangels, Butler & Mitchell LLP

Appraisal Practices: An Update

Appraisals have become a major focus during examinations of lenders, especially in light of requirements imposed under regulations implementing the Dodd-Frank Reform Act. What is it that the regulators expect of lenders when it comes to appraisals? Join Eric Baron for a discussion of best practices and compliance requirements applicable to appraisals.

Eric Baron
Partner
Aldrich, Bonnefin & Moore, PLC

Avoiding the UDAAP Trap

With the passage of the Dodd-Frank Act, there is growing supervisory focus on Unfair, Deceptive, or Abusive Acts or Practices (UDAAP). This session will provide useful insights into the compliance challenges facing banks in this area. Common areas of UDAAP risk will be identified, and the new “abusive” standard will be discussed. Drawing from case studies, this session will provide practical steps towards reducing UDAAP risk within a financial institution.

Tom Pareigat
General Counsel
The Bancorp, Inc.

Meg Sczyrba, CRCM
Director, Regulatory Compliance
PayPal

Basic Deposit Compliance

This session is designed for those new to deposit operations or those looking for a refresher course. The speakers will take a practical approach to compliance with various deposit operations regulations, including Reg CC, Reg DD, Reg D, Reg E mandatory disclosures and resolution procedures, and regulatory updates, including regulatory updates under Dodd-Frank. The panelists will also cover UCC negotiable instruments, trust, decedent and power of attorney issues, legal processes and account closings.

Patricia Cantu
Managing Senior Counsel
Bank of the West

Paul Shimotake
Counsel
Wells Fargo Bank, NA

Basic Lending Compliance

This two-part session will provide a focused review of common lending compliance issues for both beginning and seasoned compliance professionals. In addition to an overview of recent regulatory developments, the session will cover the Truth in Lending Act, Equal Credit Opportunity Act, Fair Credit Reporting Act, Real Estate Settlement Procedures Act, applicable California state laws and some practical commentary from a veteran banker. Don’t miss out on this helpful review!

H. Alan Miller, CRCM
SVP, Compliance & Audit Coordinator
Bridge Bank, NA

Kirk Schumacher
Associate Counsel
Mechanics Bank

BSA Today – Back to the Future!

Though most BSA programs are seasoned and remain proactive, regulators have pointed out that some basic requirements are being neglected – and even popping up in recent enforcement actions.

In addition, there are always new products and new money laundering methods that must be assessed. This panel will cover the hot topics in the BSA/AML space as well as those areas of formal criticism from both a high level and a granular perspective.

John Byrne
EVP
ACAMS

Chuck Taylor
SVP & BSA Officer
City National Bank

California Law Update

This traditional CBA regulatory compliance session will cover significant legislation enacted in Sacramento in 2011 that affects the banking industry, high-risk California banking law topics and major developments in the courts.

Leland Chan
SVP & General Counsel
California Bankers Association

Ted Kitada
Senior Company Counsel
Wells Fargo Bank, NA

Conducting a Fraud Risk Assessment (For Community Banks)

This session takes a holistic risk assessment approach to people, processes and technology for fraud detection and deterrence. Learn about various internal and external fraud risks, evaluate gaps across bank channels and design controls for mitigation of this continuing threat to the company’s bottom line. Early detection and prevention are the best defenses against the thread of fraud. Don’t miss this informative session.

E. Michael Thomas
Partner, Financial Institution Risk Consulting
Crowe Horwath LLP

Consumer Financial Protection Bureau

This session will cover latest developments from the new Consumer Financial Protection Bureau.

Edwin L. Chow
Regional Director
Consumer Financial Protection Bureau

CRA Wake-up Call – Have You Become Complacent?

CRA regulations haven’t changed significantly since 1995, yet there seems to be an increase in the number of institutions with diminished CRA ratings. What’s more, with the overhaul of the regulatory regime now is not the time to become complacent! Learn how to safeguard your CRA rating and what you should be doing to mitigate the potential risks of a downgrade to your CRA rating.

Claudia Noel, CRCM
Paralegal
Aldrich, Bonnefin & Moore, PLC

Susan Montoya
Vice President & Corporate CRA Officer
First Bank

Dodd-Frank Update

The Dodd-Frank Act is the most sweeping change to financial regulation in the United States since the Great Depression. The act requires 243 rulemakings and 67 studies, and although it is primarily targeted at larger “systemically important” financial institutions, compliance in some areas may be required for “non-systemically important” institutions as well. In this presentation, I will discuss three areas of interest to all financial institutions: elimination of the OTS, the “source of financial strength” doctrine and required changes to risk committees.

John Graetz
Principal
Deloitte & Touche LLP

Thomas Hinkel
Director of Compliance
Safe Systems

Electronic and Mobile Banking – New Opportunities with New Channels

This panel will examine developments in the electronic/mobile banking space. We will explain new Treasury Department programs to deliver federal payments electronically. We’ll also cover mobile banking, such as contactless transactions and cell phones, and focus on compliance and implementation issues for banks.

Walt Henderson
Director, EFT Strategy Division
U.S. Department of the Treasury

Mark Moore
Principal
Aldrich, Bonnefin & Moore, PLC

Fair Lending Analysis for Small Banks

This practically-focused session will provide step-by-step guidance on how to analyze data in your fair lending risk assessment, what factors to consider, how to perform the analysis using Microsoft Excel and how to interpret the results, as well as what the new mortgage originator compensation rules mean for fair lending analysis of pricing.

David Skanderson, Ph.D.
Principal
Charles River Associates

A Fast-paced Update on Regulation Z Happenings

In this session we will discuss the recent and upcoming changes to Regulation Z, including the change to the new “over $50,000 exemption” as of January 1, 2012. There are steps banks need to take if they wish to maintain as exempt existing lines of credit. In addition, we will discuss disclosing employee preferred rates on open-end accounts and the new 14-day rule for mailing periodic statements in connection with open-end (non-credit card) accounts. We’re also expecting recent proposals affecting mortgage loans to be finalized, including the ability to repay rules, the duty to provide escrow account disclosures and expanding the minimum period for maintaining an escrow account in connection with higher-priced mortgage loans, all of which we’ll discuss to the extent we have final rules. And finally, we’ll review the status of the CFPB’s efforts to create a unified TILA/RESPA mortgage loan disclosure.

Janet M. Bonnefin, Esq., CRCM
Principal
Aldrich Bonnefin & Moore, PLC

Carolyn Fulton
Vice President, Credit Compliance Officer

Legal Process – Processing the Process

Banks are receiving more and more subpoenas, levies, garnishments, requests for information, attachment orders, etc. The rules for dealing with them are getting more complex and now, thanks to new federal garnishment regulations, your examiners will be checking to see how you process the process. Are you up to speed?

Steven Berg
Associate Counsel
Montecito Bank & Trust

Keith Forrester
Shareholder
Aldrich, Bonnefin & Moore, PLC

Meet Your Regulators

One of the major benefits of this conference is the opportunity to meet with your regulators to discuss recent developments and other hot-button issues facing the industry. This perennial conference favorite will be held in breakout sessions segregated by regulatory agency. The regulators will field your questions and provide their views on the industry’s current challenges. New this year: The Consumer Financial Protection Bureau (CFPB) will be part of this session. Come armed with your questions and opinions!

Nuts & Bolts BSA

As bankers we usually weave BSA into all processes throughout the bank and implemented programs, tools and training. However, when was the last time we stopped to think about the theories underlying the collection of regulations under BSA and really examine the “nuts and bolts” of our programs?

This session examines the underlying regulations, federal enforcement strategies, methodology and themes in today’s anti-money laundering programs. We’ll review key components of BSA programs, talk about the latest trends and newest money laundering schemes and give the participants opportunity to discuss issues that face them in today’s banking environment.

Daniel L Huston,
Partner
Moss Adams LLP

Christy Cornell-Pape
Case Manager, Special Activities
Federal Deposit Insurance Corporation

Overdraft Payment Programs

The FDIC’s 2010 “Overdraft Payment Supervisory Guidance” reaffirms existing supervisory expectations for overdraft payment programs and provides specific recommendations on addressing excessive consumer use of automated programs, effective July 1, 2011. In this session representatives from the FDIC and a supervised institution will talk about the origins of the guidance and address practical compliance implementation issues.

Mary Checchi
SVP & Deposit Compliance Program Manager
Bank of the West

Victoria Pawelski
Senior Policy Analyst
Federal Deposit Insurance Corporation

Regulation B Update: Adverse Action Notices, Signature Rules and More

This session will cover recent changes to Regulation B and also serve as a refresher course on aspects of Regulation B that may not have changed recently but are still regular sources of grief. Topics will include:

  • New requirement to include credit scores in adverse action notices
  • Must “QualiFile®” scores from ChexSystems® be disclosed as “credit scores” on adverse action notices?
  • Are adverse action notices required when declining a request for a loan modification?
  • Expanded duty to provide copy of appraisal under Dodd-Frank section 1474
  • Recent issues with signature rule compliance, including guaranties from family trusts, trustees and trustors and use of the “limited” guaranty
  • The “requirement” to ask about applicants’ intent to apply for joint credit
  • “We’re an ethnic bank. Regulation B doesn’t really apply to us, does it?”
  • Married vs. non-married applicants and use of joint vs. individual credit reports
  • Monitoring your portfolio for credit pricing disparities
  • Other fair lending hot topics

The session should be of interest to old hands as well as newcomers to credit-side compliance.

Robert Olsen
Principal
Aldrich, Bonnefin & Moore, PLC

Speaker Bios

Steven Berg
Associate Counsel
Montecito Bank & Trust

Steven Berg is associate counsel for Montecito Bank & Trust in Santa Barbara, CA. He has more than 20 years experience as a banking attorney and compliance officer working in private practice and with community banks and a regional bank.

Mary Checchi
SVP, Corporate Compliance
Bank of the West

Mary Checchi is an SVP in Bank of the West’s corporate compliance group. She specializes in deposit regulations and provides support to the various business units. Checchi previously held several senior compliance roles at Citibank and Bank of America. She has 35 years experience in retail banking including 18 years in the regulatory field. In addition, she is a recent member of the CBA’s Regulatory Compliance Committee.

John W. Graetz
Principal
Governance, Regulatory & Risk Strategies
Deloitte & Touche LLP

Graetz leads a West Coast team of regulatory professionals who advise regional, national and global financial institutions with respect to all aspects of regulatory compliance and risk management and controls. He also co-leads Deloitte’s national market strategy for consumer protection matters. His areas of specialty include consumer compliance for banks and mortgage servicers, enterprise-wide compliance risk management, Bank Secrecy Act/anti-money laundering, regulatory applications (including new charters and conversions), affiliate transactions, customer privacy, third party risk risk management and electronic banking. Common client projects include assessments of policies, procedures and controls; assistance with development and implementation of program enhancements; independent compliance testing; credit file reviews; due diligence; and advisory support relating to examinations, enforcement actions, or application-related communications with regulatory agencies.

Walt Henderson, AAP
Director, EFT Strategy Division
U. S. Department of the Treasury
Financial Management Service

Henderson is the director of the EFT Strategy Division at the Department of the Treasury’s Financial Management Service. In this role, he manages the Treasury’s Direct Express® Debit MasterCard® card program and the GoDirect® direct deposit public education campaign for Social Security and other federal benefit payments. Henderson also manages policy issues related to electronic payments and is responsible for implementing the All-Electronic Treasury initiative, which requires all federal benefit payments be paid electronically by March 2013. He has more than 25 years of experience at the Treasury serving in a variety of positions related to cash management and federal disbursement operations and policy.

Tom Hinkel
Director of Compliance
Safe Systems

Hinkel, director of compliance and author of ComplianceGuru.com, ensures that Safe Systems’ products and services incorporate and abide by appropriate financial industry regulations and best practices. In this position, Hinkel works closely with research and development, product management and operations managers to ensure that new and existing services comply with FFIEC standards. Secondly, and most importantly, by staying current on regulatory issues facing financial institutions, Hinkel serves as a regulatory compliance resource for Safe Systems’ customers, assisting with pre-exam preparation and post-exam response.

Stuart J. Lehr
Head of Global Regulatory Compliance for Finacle
Infosys Technologies Limited

In January 2010, Lehr joined Infosys Technologies Limited, as an industry principal for Finacle, their integrated banking platform core processing system. He is responsible for the global regulatory compliance related to Finacle including U.S. and international banking regulations. Among his responsibilities is the monitoring of the legislative and regulatory activity to facilitate Finacle’s technical solutions in support of client banks’ regulatory compliance programs.
Lehr has more than 20 years experience in building and leading regulatory compliance risk management programs. Along with recently spending a year with Bank of Hawaii, he has built and led regulatory compliance risk management programs for several large, complex financial institutions including U.S. Bancorp, Union Bank of California (now Union Bank), Washington Mutual and Wells Fargo & Co. In addition to banking experience, Lehr also recently worked as the senior director for global compliance risk management for PayPal, Inc., the world’s largest online payment provider.

H. Alan Miller
SVP, Comliance and Audit Coordinator
Bridge Bank, N.A.

Miller, CRCM, is the SVP, compliance and audit coordinator of Bridge Bank, N.A., headquartered in San Jose CA. Prior to joining Bridge Bank, he was a senior associate with BankVision, Inc., an audit and risk management resource for banks. Before joining BankVision, he was compliance manager at Fremont Bank from 1995 through 2003 and prior to that he was with Bank of the West for many years, ending as VP and compliance officer.
Miller earned his BA degree in business administration from San Jose State University and he also holds a lifetime Community College Teaching Credential. In October, 2002, he was named “Compliance Professional of the Year” by the California Bankers Association.

Thomas Pareigat
General Counsel
The Bancorp, Inc.

Pareigat serves as general counsel to The Bancorp, Inc. and its subsidiary, The Bancorp Bank, headquartered in Wilmington, Delaware. He advises the bank on a wide range of corporate and regulatory matters, and oversees the bank’s regulatory affairs. He also serves as the director of compliance risk management for the organization and oversees a staff of legal and compliance professionals who implement the bank’s various risk management programs.
Prior to joining the Bancorp, Pareigat was a banking lawyer at the Minneapolis law firm of Lindquist & Vennum PLLP where he advised banks on compliance risk issues and represented banks in all phases of the examination process and supervisory enforcement proceedings. He is a frequent speaker and author on UDAP issues, and has been practicing law for more than 25 years. He has been on the faculty for ABA’s National Compliance School and Graduate School and has also been a frequent speaker at the ABA’s National Regulatory Compliance Conference.

Victoria Pawelski
Senior Policy Analyst
Federal Deposit Insurance Corporation

Pawelski is a senior policy analyst for supervisory policy in the recently-created FDIC Division of Depositor and Consumer Protection. She is responsible for analyzing, drafting, negotiating and implementing consumer protection laws, regulations, policies and examination procedures, and consults regularly with stakeholders from the financial services industry, consumer advocacy groups, Capitol Hill and other regulators. She also regularly conducts outreach with Washington, D.C., based and regional, compliance and CRA examination staff. Pawelski focuses on consumer protection regulatory issues such as overdraft payment services compliance, mortgage loan originator registration under the SAFE Act, Credit CARD Act implementation, Dodd Frank and Consumer Financial Protection Bureau implementation, bank retail sales of securities and insurance and third-party risk management.

Meg Sczyrba, CRCM
Director, Regulatory Compliance
PayPal
Sczyrba has works for PayPal as the director of regulatory compliance, implementing new technology and other requirements. She previously worked for WaMu, Union Bank of California, US Bank and as a compliance consultant. She is involved in the industry and sits on several ABA boards including the ABA Compliance School Board and the ABA Compliance Magazine Board. She is a former member of the CRCM Advisory Board and the Compliance Executive Committee. Sczyrba has published several articles on topics ranging from Reg AA/UDAP to Reg O and authors the recurring “Training Room” column in the ABA Bank Compliance Magazine. She is also a frequent speaker at industry compliance conferences and schools. She was recently honored as ABA’s 2011 “Distinguished Service Award” recipient. She graduated from the University of Missouri, Columbia with degrees in psychology and law.

David M. Skanderson, PhD
Principal – Financial Economics Practice
Charles River Associates

Dr. Skanderson is an economist with more than 15 years of experience providing financial institutions with regulatory compliance, risk management and public policy solutions. He specializes in financial institution analyses for regulatory reviews and legal reviews, and assists clients with the statistical analysis and expertise required to manage their regulatory risk. Dr. Skanderson has focused on issues related to consumer credit underwriting, pricing, marketing and servicing, with a specialization in fair lending/non-discrimination matters. He has also served as an expert in mortgage-related litigation matters. Dr. Skanderson previously led departments at Washington Mutual Bank with responsibility for fair lending statistical analysis, Home Mortgage Disclosure Act compliance and compliance testing, and has worked on issues of regulatory compliance governance, data systems and model validation. He held a prior position as senior manager at KPMG LLP and KPMG Consulting, Inc. and he has worked with corporate and government clients on federal tax, budgetary and regulatory policy issues.

Chuck Taylor
SVP & BSA Officer
City National Bank

Taylor is currently SVP and BSA officer for City National Bank, a 20 billion dollar bank headquartered in Los Angeles with offices in California, Nevada, New York and Tennessee. He has oversight responsibility for all aspects of the BSA function including maintenance of the bank’s BSA program, BSA risk assessment, currency and suspicious activity reporting, customer identification program and BSA training.
He has been in the banking industry since 1992 and the BSA/AML field exclusively since 2003. His resume includes positions with California National Bank, Bank of America and Pacific Capital Bancorp. Taylor completed his J.D. in 2001, received certification as an anti-money laundering specialist (CAMS) in 2003 with the inaugural class and became a certified BSA officer in 2007. In 2010, he completed the bank management & finance program through Pacific Coast Banking School. He is a founding member and current co-chair of the Southern California chapter of ACAMS.

Mike Thomas
Partner
Crowe Horwath LLP

Thomas is a partner in Crowe Horwath LLP’s financial institution risk consulting practice in the southeastern United States. He has more than 30 years of broad-based experience, specializing in the financial services industry. His responsibilities include advising clients in areas such as risk management, fraud prevention and quality assurance assessments. In addition, he coordinates contract services for internal audit, loan review and compliance outsourcing at financial institutions, as well as working with clients to re-engineer their internal audit, risk management and fraud prevention functions. Prior to joining Crowe Horwath LLP, Thomas was an internal audit services director for PricewaterhouseCoopers LLP and served as VP and audit group manager for SunTrust Banks, Inc., a $170 billion bank holding company.

Sponsors & Exhibitors

Current sponsors and exhibitors:

Aldrich, Bonnefin & Moore, PLC
AML RightSource LLC
Harland Financial Solutions
ICS Risk Advisors
Keane
*Kurt Kesler & Associates
Laserfiche
McGladrey
*Verafin

* = CBA Strategic Partners

Why you should sponsor or exhibit:

  • An excellent opportunity to maximize your company’s brand awareness and increase your market position
  • Gain direct access to CBA member banks and institutions in an exclusive environment
  • Raise your profile above your competitors
  • Learn about the issues confronting today’s financial service leaders and gain valuable insight into potential solutions
  • Wide selection of sponsor opportunities designed to match your exposure needs for your budget constraints
  • Shape or reinforce a positive perception of your company with California’s bank executives
  • Help support California Bankers Association, the largest non-profit banking organization serving the California financial services industry

To learn about sponsor and exhibitor opportunities, please contact Angie Henderson.

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