Past Event

25th Annual Lenders Conference
March 18 -21, Rancho Mirage

The 25th Annual Lenders Conference is a marquis event for the California Bankers Association. For over twenty years, CBA has enjoyed continued growth for this program without pause. It’s an essential opportunity for chief lending officers and chief credit officers to convene face-to-face with their peers, regulators, economists and inspiring speakers that shape this program.

The 25th Annual Lenders Conference will be held at the Rancho Las Palmas in Rancho Mirage, California. On Sunday, March 18th, our annual Golf Tournament will start the event at 11:15 a.m. Registration will begin at 5:00 p.m., followed by a welcome reception. The program will adjourn at 11:30 a.m. on Wednesday, March 21st.

Who Should Attend

EARLY-BIRD DEADLINE EXTENDED TO FEBRUARY 29!

Chief credit officers
Chief lending officers
DeNovo officers
Loan administrators

Registration & Accommodations

Early-Bird Registration (through Friday, February 17, 2012)
CBA Member $795 | Non-Member $1095 | Spouse $395

Regular Registration
CBA Member $995 | Non-Member $1295 | Spouse $395

Please note: Fax registrations will be accepted, but payment must be received before the event.

Cancellation Policy

100% of the registration fee will be refunded if a written notice is received by February 17 and 50% refund if by March 2. No refunds will be provided after March 2. Registrations received after March 2 are not subject to a refund. Substitutions are allowed.

Location

Sunday, March 18, 2012 — Wednesday, March 21, 2012
Rancho Las Palmas
41-000 Bob Hope Drive – Rancho Mirage, CA 92270-4497

A block of rooms has been reserved at the hotel for speakers and attendees at a rate of $209.00, single or double occupancy, plus  a $12.00 resort charge and tax. Make your reservations by calling the Rancho Las Palmas toll free at 866/423-1195 and ask for the CBA room rate. Note that the cut-off date for rooms at this rate is February 17, 2012.

Agenda

Sunday, March 18, 2012

9:00 a.m. – 4:00 p.m.              Exhibitor Set-up

11:00 a.m. – 4:00 p.m.             Golf Tournament

5:00 a.m. – 7:00 p.m.               Registration Opens

5:30 p.m. – 7:00 p.m.               Welcome Reception and Exhibits

Monday, March 19, 2012

7:30 a.m. – 8:30 a.m.                Continental Breakfast and Exhibits

8:30 a.m. – 8:45 a.m.                Introduction/Kickoff
                                                  Greg Hickel, Conference Chairman
                                                  Executive Vice President, Chief Credit Officer
                                                  Valley Community Bank

8:45 a.m. – 10:00 a.m.              Keynote Speaker
                                                  Mike Staver
                                                  CEO & Professional Speaker
                                                  The Staver Group

10:00 a.m. – 10:30 a.m.            Refreshment Break and Exhibits

10:30 a.m. – 12:00 p.m.            General Session
                                                  Speaker TBD
                                                  California Department of Financial Institutions

12:00 p.m. – 1:00 p.m.              Luncheon (Golf Awards)

1:00 p.m. – 2:30 p.m.                General Session
                                                  W. Gray Medlin
                                                  Co-Founder & Managing Director
                                                  The Carson Medlin Company

2:30 p.m. – 3:00 p.m.                Refreshment Break and Exhibits

3:00 p.m. – 4:15 p.m.                Peer Roundtable Discussions
                                                  Moderator: Maurine Padden, EVP/CAO, California Bankers Association

5:30 p.m. – 6:15 p.m.                Sponsor Recognition Reception

6:15 p.m. – 10:00 p.m.              Dinner/Live-Band Karaoke

Tuesday, March 20, 2012

7:30 a.m. – 8:45 a.m.                Continental Breakfast and Exhibits

8:00 a.m. – 9:00 a.m.                Early Bird Presentations (3)

9:00 a.m. – 10:30 a.m.             General Session – Economic Overview
                                                 Dr. Esmael Adibi,
                                                 Director for the A. Gary Anderson Center of Economic Research
                                                 Chapman University

10:30 a.m. – 11:00 a.m.           Refreshment Break and Exhibits

11:00 a.m. – 12:00 p.m.           General Session (TBD)

12:00 a.m. – 1:00 p.m.             Luncheon

1:00 p.m. – 2:30 p.m.               Breakout Sessions
                                                 ALLL/TDR

                                                 Robert Coleman
                                                 Regional Accountant – San Francisco Region
                                                 Federal Deposit Insurance Corporation

                                                 Ken Johnson
                                                 CPA, Partner
                                                 Vavrinek, Trine, Day & Company, LLP

                                                  Stress Testing Portfolios
                                                  Dave Kampff
                                                  President
                                                  Financial Tools, Inc.

                                                  Robert Koch
                                                  VP, Asset and Portfolio Manager
                                                  Opus Bank

2:30 p.m. – 3:00 p.m.                Refreshment Break and Exhibits

3:00 p.m. – 4:13 p.m.                Breakout Sessions
                                                 ALLL/TDR
                                                 Robert Coleman
                                                 Regional Accountant – San Francisco Region
                                                 Federal Deposit Insurance Corporation

                                                 Ken Johnson
                                                 CPA, Partner
                                                 Vavrinek, Trine, Day & Company, LLP

                                                 Stress Testing Portfolios
                                                 Dave Kampff
                                                 President
                                                 Financial Tools, Inc.

                                                 Robert Koch
                                                 VP, Asset and Portfolio Manager
                                                 Opus Bank

4:30 p.m. – 5:00 p.m.               Free Time

5:00 p.m. – 6:30 p.m.               Reception and Exhibits

Wednesday, March 21, 2012

8:00 a.m. – 9:30 a.m.               Continental Breakfast

9:00 a.m. – 10:30 a.m.             General Session
                                                Maurine Padden
                                                EVP, Chief Administrative Officer
                                                California Bankers Association

10:30 a.m. – 11:30 a.m.           Closing Keynote
                                                 Jan McInnis
                                                 Business Humorist

11:30 a.m.                                Conference Adjourns

Session Descriptions

How to Lead Courageously in a Turbulent Age

We live in an age when it is more and more challenging to manage all of the information, demands and challenges that are coming at us. It takes real courage to stand firm in what you believe and then to get your followers to understand what really matters and how to execute effectively. Your ability to influence your followers is key to every step of creating significant results. Courage is the key element in that process.

Participants will learn:
• The real definition of courage
• The three most important steps you will ever take
• The power of commitment
• What your followers do, really do, when you are not around
• The primary motivator of all people
• The three things every leader can do to insure leadership failure
• The importance of high gain activity and how to do more of it
• Six steps that will insure effective execution

Michael Staver
CEO
The Staver Group

State of the Industry for Community Banks

The focus of this presentation will be on the State of the Community Banking industry in 2012, and the role of the chief credit officer faced with a possible merger or acquisition with or by another financial institution, seeking investments from private equity firms. In addition, discussion about the regulatory and accounting issues around selling or buying assets.

W. Gray Medlin
Co-Founder & Managing Director
The Carson Medlin Company

Peer Roundtable Discussions

The peer roundtable discussion session is formerly known as the “networking roundtable discussion.” The format of this session is the same, and it includes your participation with groups of your peers to talk about pre-selected hot topics of today and ongoing issues in your bank, just get things started.

Members of the Lenders Conference Task Force will be in attendance to help lead the discussion in addition to our moderator, Maurine Padden of California Bankers Association.

An Economic Overview of the U.S. and California

Dr. Adibi will discuss the current state of national and state economies and present the forecast for 2012.

Dr. Esmael Adibi
Director for the A. Gary Anderson Center of Economic Research
Chapman University

Portfolio Stress Testing: One size does not fit all!

There are a variety of approaches to stress testing a (CRE) loan portfolio. Sophisticated, black box models are not always necessary to define potential areas of risk and to determine the impact on earnings and capital. Industry veterans Dave Kampff and Bob Koch discuss focusing on the simple factors that affect debt service coverage and collateral adequacy to foundationally assess a bank’s viability in adverse market conditions.

Dave Kampf
President
Financial Tools, Inc.

Robert Koch
VP, Asset and Portfolio Manager
Opus Bank

Sponsors & Exhibitors

Current Sponsors & Exhibitors:

Braun Inc.
California Capital Access Program (CalCAP)
Curtis-Rosenthal, Inc.
Financial Tools, Inc.
First American Fund Control
Frandzel Robins Bloom & Csato, LC
Global Wave Group
Grandpoint Bank
Harland Financial Solutions
*Kesler & Associates
Kraft Opich, LLP
Lendio
QuieTrack Insurance Services
S.S. Herron & Associates
SBS Trust Deed Network
Scherzer international
SDC Appraisal Review & Consultants
Tranzon Asset Strategies
Visible Equity
*Wolters Kluwer Financial Services

*=Strategic Partner

Why you should sponsor or exhibit:

  • An excellent opportunity to maximize your company’s brand awareness and increase your market position
  • Gain direct access to CBA member banks and institutions in an exclusive environment
  • Raise your profile above your competitors
  • Learn about the issues confronting today’s financial service leaders and gain valuable insight into potential solutions
  • Wide selection of sponsor opportunities designed to match your exposure needs for your budget constraints
  • Shape or reinforce a positive perception of your company with California’s bank executives
  • Help support California Bankers Association, the largest non-profit banking organization serving the California financial services industry

To learn about sponsor and exhibitor opportunities, please contact Angie Henderson.

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