The California State Small Business Credit Initiative still had 69 percent of its current funding disbursement available for small business lending and investment through Dec. 31 2013, according to the U.S. Treasury Department’s quarterly SSBCI report. Nationally, the SSBCI program has disbursed $1 billion of the total SSBCI allocation to participating states since the program began in 2010. The new report also found that states accelerated their use of SSBCI funds in 2013, more than doubling the amount reaching small businesses or investment funds.
The CBA joined the ABA and state bankers associations as signatories on a letter to Chairman Janet Yellen and the entire board of governors of the Federal Reserve, opposing the views of Sens. Richard Durbin (D-IL) and Al Franken (D-MN) who recently called for increased scrutiny on payment card issuing banks and networks.
A Day with the Regulators covers ongoing and emerging compliance and examination issues, provides updates on the changes, and keeps bankers in tune with regulators’ views, recent examination findings and compliance trends. Examiners will discuss their approaches to examinations and compliance in the current environment, and look at the implications of ongoing changes to well-established regulations.
This is a great starting point for junior commercial loan officers, new relationship managers, credit analysts, loan support officers, loan officer trainees, branch managers, financial services officers and any other bankers who want to be sure they have a strong base on which to build their credit analysis skills. This course will provide bankers with the tools needed to determine the creditworthiness of current customers and prospects.