Education Seminar

Safety & Soundness 2014
Hyatt Regency Newport Beach

Hear what the CA DBO, the OCC, the FRB and the FDIC have to say!

As we move past the recent banking crisis to a recovery for our industry, we are all focused on what our regulators are suggesting as it relates to avoiding another one of these periods. We see a clear picture evolving that places greater emphasis on “dynamic” vs. “static” risk management procedures and this seems to be the most significant challenge facing us all as we head into 2015. 

We expect regulators to pay close attention to how we manage risk in our industry with special emphasis on our approach to:

  • Interest rate risk (and the use of simulation);
  • Contingency Funding Plans in the liquidity risk area; and
  • Loan portfolio management.

With this in mind, we will be conducting our 6th annual Safety & Soundness Workshop in Newport Beach on September 18. We will follow our normal template of having updates on each of the CAMELS components conducted by experts from the banking world then follow those discussions with input from our panel of top regulators from our California community. On hand will be senior representatives from the OCC, FDIC, Federal Reserve Bank of San Francisco, and the Department of Business Oversight who will share their views with our participants.

Please join us as we dig into the most relevant issues facing our banking industry revolving around enhancing our risk management process to ensure continued success in 2015.

Scheduled Speakers

The 2014 Safety & Soundness will be led by Karl Nelson, CEO, KPN Consulting, who will be joined by a faculty of industry experts and bank regulators who offer a wealth of experience in the California banking industry with diverse perspectives on the current issues and challenges facing the industry. They include:

  • California Department of Business Oversight,  Assistant Deputy Commissioner Carol Rhyne 
  • Office of the Comptroller of the Currency, National Bank Examiner Brian Eagan
  • Federal Reserve Bank of San Francisco, Director, Community Institutions Group Mongkha Lu
  • Federal Deposit Insurance Corporation, Field Supervisor Melissa Carlson
  • Jared Murphy, Managing Director, BlackRock
  • Steve Miller, Chief Risk Officer, First Principles Capital Management
  • Kamal Mustafa, CEO, Invictus Consulting Group
  • Heather Archer Eastep, Partner, Hunton & Williams LLP
  • Craig Poms, Chief Delivery Officer, PrecisionLender
  • Greg Doner, CEO, FIMAC Solutions
  • Karl Nelson, President & CEO, KPN Consulting


  • CEOs, CFOs, COOs, Chief Credit Officers, compliance officers and senior bank officers
  • Controllers, credit offers, compliance, operations managers, audit and accounting managers, financial anaylsts, treasurers, cashiers
  • Bank directors, general counsel


The session will begin at 8:30 a.m. with breakfast and registration beginning at 7:30 a.m., and lunch at noon. We adjourn at 4:00 p.m.

We have several industry experts on hand to present their ideas on each of the CAMELS issues.  Following each short presentation, we will ask our regulator panelists to comment, share their views, and take questions from the audience.

Registration & Breakfast


A Capital Markets Update – The Coming Months
Jared Murphy | BlackRock

C – Capital Adequacy  – Presentation, Panel Responses & Q&A
Kamal Mustafa | Invictus Consulting Group

  • The importance of capital, integrating stress testing and strategic planning

Networking Break

A – Asset Quality – Presentation & Panel Responses, Q&A
Steve Miller | First Principles Capital Management

  • How to mitigate risk with long term interest rates rising

M – Management – Presentation & Panel Responses, Q&A
Heather Archer Eastep | Hunton & Williams


E – Earnings – Presentation & Panel Responses, Q&A
Craig Poms | PrecisionLender

  • Enhancing earnings in the competitive marketplace

L – Liquidity  – Presentation & Panel Responses, Q&A
Karl Nelson | KPN Consulting

  • Best strategies and policies


S – Sensitivity – Presentation & Panel Responses, Q&A
Greg Doner | FIMAC Solutions

  • Interest Rate Risk and rising long term interest rates

Wrap Up


Registration Fees

Early Bird Registration extended through Friday, August 29, 2014
CBA Member: $345
Non-Member: $545

Regular Registration
CBA Member: $445
Non-Member: $645

Cancellation Policy

Substitutions are allowed, at no additional cost. Written notice is required for all substitutions/cancellations. The full registration fee will be refunded if the request is received by August 29, 2014 and 50 percent if by September 5, 2014. No refunds will be granted after September 5, 2014.  Registrations made on or after September 5 are not subject to a refund.

If for any reason you are not fully satisfied, please contact John Lingvall, VP & Director of Education at (916) 438-4428.

Location Information

Thursday, September 18, 2014
Hyatt Regency Newport Beach
1107 Jamboree Road
Newport Beach, CA 92660
(949) 729-1234

We have arranged a small amount of rooms at the group rate of $149/night.  To reserve a room, please call the hotel and reference the California Bankers Association or click here to make your reservations online.   Please make your reservation by August 28, 2014.

Credit Information

Program Level: Update for all levels

Prerequisite: None

Advance Preparation: None

Method of Presentation: Group – Live (Lecture, Discussion, and Table Exercises)

Recommended CPE Credits: 6.0 Hours Maximum
(Estimated 2.0 Finance, and 4.0 Specialized Knowledge and Applications)
Sponsored learning activities are measured by program length, with one 50-minute period equal to one CPE credit. One-half CPE credit increments (equal to 25 minutes) are permitted after the first credit has been earned in a given learning activity. Please note that not all state boards have adopted this rule. Some participants may not be able to use one-half credit increments.


Are Institute of Certified Bankers continuing professional education credits offered for this program?

Yes. In addition to the NASBA CPE credits, the Institute of Certified Bankers is certifying this program for credits toward their CRCM designation. Visit for instructions regarding self-reporting. Estimated credits: 6.0 hours CRCM