Education Seminar

Safety & Soundness 2013
The Westin St. Francis (9/17) and Marriott Manhattan Beach (9/19)

Hear what the CA DBO, the OCC, the FRB and the FDIC have to say!

Based on both the reduction in the number of failures as well as the significant profitability in 2012, this banking crisis appears to be coming to an end. That said, between a troublesome economy and unprecedented low interest rates, we are clearly not without our challenges in 2013. If those challenges aren’t sufficient, we can also count on additional requirements from both Dodd-Frank and BASEL III.

How we manage each of these opportunities will have a lot to do with our success in 2013 and our workshop is designed to provide our bankers an opportunity to discuss these challenges with our banking regulators. Our panel of regulators will be comprised of representatives from the Federal Reserve Bank of San Francisco, the Office of the Comptroller of the Currency (OCC), the FDIC, and the Department of Business Oversight, and they will be on hand to address each of the CAMELS issues.

Throughout the day we will be focusing on the issue of “stress testing” and how each CAMELS topics are impacted by these tests. Between the best practices already in place by our participants and the enhancements our regulators are seeing, we expect to have a much better understanding of stress testing in today’s complex banking world.

Scheduled Speakers

The 2013 Safety & Soundness will be led by Karl Nelson, CEO, KPN Consulting, who will be joined by a faculty of industry experts and bank regulators who offer a wealth of experience in the California banking industry with diverse perspectives on the current issues and challenges facing the industry. They include (to date):

  • California Department of Business Oversight,  Deputy Commissioner Debie Abella (SF), Assistant Deputy Commissioner Carol Rhyne (LA)
  • Office of the Comptroller of the Currency, National Bank Examiner Anita Likens
  • Federal Reserve Bank of San Francisco, Senior Examiner, Risk Monitoring and Analysis Group John Byrd (SF), Director, Risk Coordination, Risk Monitoring and Analysis Group Wally Young (LA)
  • Federal Deposit Insurance Corporation, Field Supervisor Jim Kiss (SF), Supervisory Examiner Karen Hammer (LA)
  • Steven R. Miller, Chief Risk Officer, First Principles Capital Management
  • Kamal Mustafa, CEO, Invictus Consulting Group
  • Robert Colvin, Senior Advisor, First Principles Capital Management
  • Robert N. Flowers, Partner, Hunton & Williams LLP
  • Craig Poms, Chief Delivery Officer, PrecisionLender
  • John Drahzal, President, Reich & Tang
  • Albert Forrester, CEO, FICast Data Corporation

Audience

  • CEOs, CFOs, COOs, Chief Credit Officers, compliance officers and senior bank officers
  • Controllers, credit offers, compliance, operations managers, audit and accounting managers, financial anaylsts, treasurers, cashiers
  • Bank directors, general counsel

Agenda

The session will begin at 8:30 a.m. with breakfast and registration beginning at 7:30 a.m., and lunch at noon. We adjourn at 4:00 p.m.

We have several industry experts on hand to present their ideas on each of the CAMELS issues.  Following each short presentation, we will ask our regulator panelists to comment, share their views, and take questions from the audience.

7:30
Registration & Breakfast

8:30
Introduction

8:40
A Capital Markets Update – What We Can Expect in 2013?  

9:25
Team Discussions: “What Do We Want to Hear From our Regulators?”

  • Participants develop list of questions/issues they’d like addressed on capital, asset quality, management, earnings, liquidity and sensitivity.

9:45
C – Capital Adequacy  – Presentation & Panel Responses

  • The importance of capital, integrating stress testing and strategic planning

10:30
Networking Break

10:45
A – Asset Quality – Presentation & Panel Responses

  • How to mitigate risk with long term interest rates rising

11:45
Lunch

12:30
M – Management – Presentation & Panel Responses

  • Changes and updates

1:15
E – Earnings – Presentation & Panel Responses

  • Enhancing earnings in the competitive marketplace

2:00
Break

2:15
L – Liquidity & Funds Management  – Presentation & Panel Responses

  • Best strategies and policies 

3:00
S – Sensitivity – Presentation & Panel Responses

  • Interest Rate Risk and rising long term interest rates

3:45
Wrap Up

4:00
Adjourn

Registration Fees

Early Bird Registration extended to August 26, 2013
CBA Member: $345
Non-Member: $445

Regular Registration
CBA Member: $445
Non-Member: $545

Cancellation Policy

The full registration fee will be refunded if written notice is received by August 26, 2013 and 50% if by September 2, 2013. No refunds will be provided after September 2, 2013.  Substitutions are allowed.  Registrations made after September 2 are not subject to a refund.

If for any reason you are not fully satisfied, please contact John Lingvall, VP & Director of Education at (916) 438-4428.

Location Information

Tuesday, September 17, 2013
The Westin St. Francis
335 Powell Street
San Francisco, CA 94102
(415) 397-7000

Please make your reservation by the cut-off date: August 17, 2013.

We have arranged a small amount of rooms at the group rate of $269/night.  To reserve a room, please call (888) 627-7196 and reference the California Bankers Association.   Please make your reservation by August 17, 2013.

Thursday, September 19, 2013
Manhattan Beach Marriott
1400 Parkview Avenue
Manhattan Beach, CA 90266

We have arranged a small amount of rooms at the group rate of $159/night.  To reserve a room, please call (800) 228-9290 and reference the California Bankers Association or click here to make your reservations online.   Please make your reservation by August 28, 2013.

Credit Information

Program Level: Update for all levels

Prerequisite: None

Advance Preparation: None

Method of Presentation: Group – Live (Lecture, Discussion, and Table Exercises)

Recommended CPE Credits: 6.0 Hours Maximum
(Estimated 2.0 Finance, and 4.0 Specialized Knowledge and Applications)
Sponsored learning activities are measured by program length, with one 50-minute period equal to one CPE credit. One-half CPE credit increments (equal to 25 minutes) are permitted after the first credit has been earned in a given learning activity. Please note that not all state boards have adopted this rule. Some participants may not be able to use one-half credit increments.

FAQs

Are Institute of Certified Bankers continuing professional education credits offered for this program?

Yes. In addition to the NASBA CPE credits, the Institute of Certified Bankers is certifying this program for credits toward their CRCM designation. Visit aba.com/icb/membercereview for instructions regarding self-reporting. Estimated credits: 6.0 hours CRCM

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