Education Seminar

FDIC: 2017 Directors’ College
Hyatt Regency Newport Beach • Newport Beach, CA

The 2017 Directors’ College will be formatted as a mock-examination in which the bankers function as examiners rating and assessing risk in our fictional bank.

A team of FDIC managers, senior examiners, and subject matter experts will assist in leading the participants through an analysis of the hypothetical bank’s capital, asset quality, management, earnings, liquidity, and sensitivity to market risk components, as well as conducting a separate information technology examination. The exercise will focus on more than just the ratings, and will seek to provide deeper understanding of how directors and officers can assess risk in each of these components. The exercise will have a strong focus on developments in corporate governance, cyber-risk mitigation strategies, the unexpected impacts of changing interest rates, and a surprising decline in liquidity as noted throughout the Region. The conference will also include a locality specific economic update presented by the FDIC’s Department of Insurance and Research. We believe participants will appreciate hearing about how examiners rate their bank and learning from our team’s diverse knowledge and experience.

Agenda

7:45 a.m. – 4:30 p.m. Registration Open
7:45 a.m. – 8:30 a.m. Continental Breakfast
8:30 a.m. – 9:00 a.m. Opening Remarks
9:00 a.m. – 9:30 a.m. Information Technology: Is My Bank at Risk?
9:30 a.m. – 10:10 a.m. Sensitivity to Market Risk: How do I Manage?
10:10 a.m. – 10:25 a.m. Morning Break
10:25 a.m. – 11:00 a.m. Liquidity: Where is the money going?
11:00 a.m. – 11:30 a.m. Earnings: When is ROA a 2 vs. a 3?
11:30 a.m. – 12:45 p.m. Lunch and Local Economic Conditions Presentation
12:45 p.m. – 1:30 p.m. Asset Quality: No Hard Limits, No Safe Harbors?
1:30 p.m. – 2:00 p.m. Capital Planning: What do I need to know?
2:00 p.m. – 2:15 p.m. Afternoon Break
2:15 p.m. – 3:00 p.m. Management: What else do examiners look at?
3:00 p.m. – 3:30 p.m. Compliance: How do I protect myself and my customers?
3:30 p.m. – 4:30 p.m. Composite Rating and Closing Remarks
4:30 p.m. Program Adjourns

Regulators

Kendra Berch 

Risk Management Examiner 

Division of Risk Management Supervision

San Francisco, CA

Ms. Berch is a Risk Management Examiner in the San Francisco Field Office. She joined the FDIC in 2010 as a Student Intern and has spent her entire career in San Francisco. Ms. Berch has extensive experience in targeted reviews at large and complex institutions and at troubled community bank examinations. She has served as Acting Case Manager and Acting Special Activities Case Manager, and is currently serving as Acting Large Bank Financial Institution Examiner. She functions as a subject matter expert in the areas of Accounting and Bank Secrecy Act. She has fulfilled the corporation’s mission of diversity by participating in the Chairman’s Diversity Advisory Council and currently holds the position of Chairperson of Partnership of Women in the Workplace, an employee resource group. Ms. Berch graduated from the University of Hawaii at Manoa with a Bachelor’s of Business Administration, Accounting.

Gina Brusatori

Risk Management Examiner

Division of Risk Management Supervision

San Francisco, CA

Ms. Brusatori is a Risk Management Examiner in the San Francisco Field Office. She has extensive experience at Shared National Credit (SNC) examinations, including serving as Team Leader for two Federal Reserve Bank New York supervised foreign banking office institutions in 2016 and 2017. Ms. Brusatori also has led targeted reviews at large and complex institutions, and served as Examiner-in-Charge at troubled community bank examinations numerous times. Ms. Brusatori has functioned as Acting Case Manager and Acting IT Examination Specialist in the San Francisco Regional Office. Prior to joining the FDIC in 2009, Ms. Brusatori was a Managing Director with 20+ years of commercial banking experience overseeing large corporate global relationships at a top 15 institution, ABN AMRO Bank, NV. Her largest transaction was arranging $5.4 billion in SNC acquisition financing for a  pharmaceutical and medical technology client. She also was the supervisor of the San Francisco office of ABN AMRO’s $120 billion US subsidiary, LaSalle National Bank. Ms. Brusatori graduated with High Honors with a Bachelor of Arts in Economics and a BA in Social Welfare from the University of California, Berkeley, and holds an Master of Business Administration from the Haas School of Business. In addition to her examination, banking, and academic experience, Ms. Brusatori was twice elected as council member of El Cerrito, CA, and served as Mayor and Redevelopment Chair.

Margarett (Kim) Cooper

Senior Large Financial Institutions Examiner

Division of Risk Management Supervision

Salt Lake City, UT

Margarett “Kim” Cooper is entering her tenth year at the FDIC. She began her career with the FDIC in Seattle Washington, during the height of the financial crisis. She led numerous examinations of troubled institutions, evaluating every aspect of community banking. Kim joined the Large Bank Supervision Group in Salt Lake City, Utah and then became a Senior Bank Examiner of Large Financial Institutions where she has worked as a dedicated examiner focusing on operational oversight, including BASEL, CCAR, Operational Risk, and Affiliate and Third-party Risk Management.  Kim is a graduate from the University of Washington’s Foster School of Business, with a degree in Finance and Accounting.

Adam Drais

Senior Examiner

Division of Risk Management Supervision

Salt Lake City, UT

Mr. Drais is a senior examiner in the Salt Lake City, Utah field office. He joined the FDIC in 2005 and commissioned as a risk management examiner in 2008. During the real estate crisis, Mr. Drais was in charge of many troubled institution examinations. Adam was an instructor for the Financial Institution Analysis School at the FDIC’s Corporate University from 2008 to 2015. Adam was also a developer and presenter for the 2012 and 2013 Director’s College programs. In 2013 Mr. Drais joined a Large Bank Examination team and is now the Asset Manager at a large and complex Industrial Bank. Mr. Drais earned a Bachelor of Science degree in Business Management from the Marriott School of Management at Brigham Young University.

James (Jim) Kiss

Field Office Supervisor

Division of Risk Management Supervision

San Francisco, CA

Jim Kiss joined the FDIC In 1992 as an examiner in the Sacramento Field Office. He transferred to the San Francisco Field Office in 1994 where he has served as an examiner, Supervisory Examiner, and now Field Office Supervisor since 2012. He has served as the Examiner-in-Charge for dozens of banks ranging in size from $30 million to $25 billion, including banks with composite ratings from 1 to 5. In his current role as Field Supervisor, Jim provides leadership to 57 examiners and is responsible for the regulatory supervision of 32 State Non-Member banks with more than $200 billion in total assets. Jim first led the FDIC’s Directors’ College program from 2005-2006, he has functioned as Assistant Regional Director in the San Francisco Regional Office, and he is regularly asked to speak at various banking conferences. Jim is an honors graduate from the Pacific Coast Banking School. 

Edward (Ed) Perkis

Supervisory Examiner

Division of Risk Management Supervision

Orange County, CA

Mr. Perkis joined the FDIC in Orange County, California, in 1991 as a Risk Management Examiner and was promoted to Supervisory Examiner in 2006. He has been in charge of numerous examinations in the Western United States, including problem banks with assets in excess of $1 billion.  He has taught Introduction to Examination, Financial Institution Analysis, and Risk Management orientation at the FDIC’s Corporate University. He was the Regional Coordinator of the San Francisco Region’s Community Banker Outreach in 2014 has and provided bank director and senior manager training throughout the Region. He has participated as a subject matter expert in the development/revision of the FDIC’s Risk Management Examination Policy Manual and both the Introduction to Examination and Financial Institution Analysis schools. He graduated cum laude with a Bachelor’s degree in Business Administration from Biola University, La Mirada, California.

Christopher (Chris) Rook

Supervisory Examiner

Division of Risk Management Supervision

Seattle, WA

Chris Rook is a Supervisory Examiner in the Seattle Field Office. He joined the FDIC in 2000. He supervises a team of examiners and participates in examinations of banks located primarily in Washington and Alaska. He is a Capital Markets Subject-Matter-Expert and is an instructor for the FFIEC’s Interest Rate Risk Workshop for examiners. He graduated with honors from Pacific Coast Banking School in 2011 and currently serves as a management report advisor for the school. Chris graduated magna cum laude from Western Washington University with a Bachelors in Business Administration, Finance.

Wade Walker

Supervisory Examiner

Division of Risk Management Supervision

Salt Lake City, UT

Wade has been a bank examiner with the FDIC for over 25 years in the Salt Lake City Field Office. He has specialized in Information Technology examinations for the past 17 years, but has extensive experience in Risk Management examinations as well. Wade has participated on examinations of financial institutions and technology service providers ranging in size from $20 million to $85 billion. In 2000, Wade received his Certified Information Systems Auditor (CISA) certification. Wade has been a presenter at numerous banker outreach events throughout the San Francisco Region. 

Robert J. Wirtz

Assistant Regional Director

Division of Depositor and Consumer Protection

San Francisco, CA

Robert (Bob) Wirtz is an Assistant Regional Director with the Division of Depositor and Consumer Protection in the San Francisco Region. Bob has worked for the FDIC for 32 years, both in Risk Management and Consumer Protection. In his current position, Bob co-leads the region’s consumer protection examination program. Previously, Bob was a Field Supervisor in the New York Region and previously served as a Review Examiner where he provided advice and counsel to field examiners, reviewed complex compliance examination reports, and completed special projects for regional management.

Bob has served on numerous details and special assignments, including Acting Associate Director for the Administrative Management and Operations Branch in the Washington Office, Acting Deputy Regional Director for Consumer Protection in San Francisco and New York, Acting Assistant Regional Director for Risk Management in New York, and Special Assistant to the Senior Deputy Director for Risk Management in the Washington Office. Bob earned his B.S. in business administration from the University of North Dakota in Grand Forks.

Russell Wolking

Supervisory Examiner

Division of Risk Management Supervision

San Francisco, CA

Russell Wolking is a Supervisory Examiner in the San Francisco Field Office, and has been with the FDIC since 2009. Prior to becoming a supervisor, Russ served as a Senior Risk Examiner in the San Francisco territory. Russ has examined numerous banks throughout the Region and has successfully completed EOIs including Special Assistant to the Regional Director and Deputy Regional Director(s), Acting Case Manager, and Acting Supervisory Examiner. Russ also has served as Chairman of the Region’s Diversity Advisory Council and currently represents the San Francisco Region on the National Technical Evaluation Committee. Russ graduated with Honors from the UC Santa Barbara, earning his B.A. in Business Economics with an Emphasis in Accounting. He is a Certified Public Accountant and is currently attending Pacific Coast Banking School.

Audience

All Bank Directors, including Chairmen and Vice-Chairmen; CEOs and Senior Bank Officers either on the Board or those who work closely with their Boards.

Pre-Course Materials

The FDIC’s Technical Assistance Video Program is a series of educational videos designed to provide useful information to bank directors, officers, and employees on areas of supervisory focus and regulatory changes. Depending on your familiarity with the topics below, you may want to consider reviewing the following videos to provide you with a foundation for our in-depth discussion:

Registration Information

Regular Registration
CBA Members/Non-Members: $495

Cancellation Policy: 
Substitutions are allowed, at no additional cost. Written notice is required for all substitutions/cancellations. If the request is received by July 18, 2017, the full registration fee will be refunded and 50 percent if by July 25, 2017. No refunds will be provided after July 25, 2017. Registrations made on or after July 25 are not subject to refund.

Location Information

Hyatt Regency Newport Beach
1107 Jamboree Road
Newport Beach, CA 92660
Telephone: (949)729-1234

More hotel information coming soon…

Commands