Daily News

August 27, 2012

Membership Issues


CBA Banker Benefits: New Insurance Offerings for 2013

In partnership with the Standard Insurance Company, CBA will continue to offer members group life, accidental death and dismemberment, short-term disability and long-term disability insurance products this year through CBA Banker Benefits. This year, we have also added dental and vision insurance plans to our product offering.Open enrollment is now available, and CBA members are encouraged to take a look at this robust product offering.And while all of the insurance plans are competitively priced, to make the group dental insurance product offering even more attractive, banks that enroll for 2013 will receive an additional discount on the insurance plan, made possible by the CBA Group Insurance Trust.

Additionally this year, the CBA is affording your bank’s insurance broker the opportunity to participate in the offering of these plans. For more information please review the Banker Benefits Plan Selection Guide, or call Banker Benefits directly at 916/441-7377.

Donations Needed to Support the ABA/CBA Habitat for Hummanity Home Build in San Diego, October 13

The ABA Housing Partners Foundation will build its 12th Habitat for Humanity home this October in San Diego on October 13, 2012.

David and Delia Urzua, their two sons and David’s parents will realize the American dream of having their own home thanks to the ABA Housing Partners Foundation’s Habitat for Humanity home build in San Diego during the ABA Annual Convention in October. ABA members over the years have contributed more than $2 million and dedicated 5,500-plus volunteer hours for such construction projects.

The foundation relies on contributions from ABA members to help families like the Urzuas realize that dream. The CBA is proud to support these efforts as a 2012 build partner. Federal Home Loan Banks are also joining the CBA in generously supporting this year’s home build, but more donations are still needed from bankers statewide to help fund it.

Please help support these efforts and donate today!

The foundation’s mission is to promote and provide affordable housing in all communities, specifically those cities that host the ABA Annual Convention. For more information including an FAQ, press releases and news about recent builds, please visit the 2012 ABA/Habitat Home Build website.

Capital Planning and the Future of Community Banking

As we begin to see the end of our second banking crisis in the past 25 years, we await the final rules from Dodd-Frank and assess the implications of Basel III. One thing is clear, that the ability to attract, acquire and maintain adequate capital levels has never been as challenging as it is today.

We are clearly in an era of banking regulation that’s being called “dynamic capital supervision,” in which regulators are not just evaluating the current capital position of a bank, but also doing a forward-looking analysis. In order to stay ahead of the game, stress testing is now as critical a part of capital planning as it is to your loan portfolio management. During our workshop, we’ll not only show you tools to assess your current and future capital adequacy, but give you sample reports for your banks.

We will discuss the importance of Basel III for community bankers, as it will set the methodology worldwide for how banks calculate their risk weighted assets and capital ratios. In addition, we will have sessions on core and non-core funding, the future of bank stocks, raising capital as well as the ever changing world of mergers and acquisitions. Our expert speakers come from a variety of disciplines and include:

• Karl Nelson, president & CEO, KPN Consulting
• Robert Colvin, senior advisor financial institutions, First Principles Capital Management
• Steven Miller, managing director & chief risk officer, First Principles Capital Management
• Eric Nelson, EVP, KPN Consulting
• Kamal Mustafa, chairman & CEO, Invictus Consulting Group
• Adam Mustafa, managing director, Invictus Consulting Group
• Jeremy Colvin, vice president, Bank of New York Mellon
• Jeremy Smith, chief strategy officer, SecondMarket
• Peter Weinstock, partner, Hunton & Williams LLP
• Aaron Axton, managing director, Keefe, Bruyette & Woods, Inc.
• Don Griffith, chairman and chief executive officer, Grandpoint Bank
• Kaveh Varjavand, partner, Moss Adams LLP
• Patricia Young, partner, Pillsbury Winthrop Shaw Pittman, LLP

Please join us for this very special event October 25 and 26, at the JW Marriott L.A. Live. For more information please visit the CBA website. For questions on this or any other CBA program, please contact Laurie Eaton at 916/438-4433 or leaton@calbankers.com.

2012 Chief Credit Officers Symposium: November 1-2, 2012 at The Clement in Monterey, CA

Registration and the preliminary agenda for the Chief Credit Officers Symposium are now available online, but act fast, early-bird pricing ends October 5. Designed for commercial credit managers, this conference focuses on issues of high importance on a local and regional basis. Topics of interest include stress testing and concentration guidelines, legislative updates, future implications of Dodd-Frank, economic forecasts, TDR workouts and case studies. This event is also an opportunity for peers to network and share challenges and successes they have observed during the past year. For registration and program information please visit our event page at www.calbankers.com/cco12.

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