Law and Banking: Applications


Description: This newly updated AIB course reflects the ways that banks do business and how they are affected by laws and regulations — in plain English for the non-lawyer. It is devoted to the basic laws and banking regulations that govern deposit accounts, lending, real estate lending, bankruptcy, non-deposit products and services, international banking, marketing, safety and soundness, and information reporting.

Audience: Personnel who are new to banking or require a refresher course on the legal basis for many banking services and transactions.

Learning Objectives: After successfully completing this program, you will be able to:

  • Discuss laws and regulations pertaining to deposit account relationships such as regulations D, E, Q, CC, and DD
  • Explain legal protections afforded to consumers by such laws as Equal Credit Opportunity, Fair Housing, and Truth in Lending
  • Describe key laws affecting real estate transactions such as RESPA and HOEPA
  • Describe provisions of bankruptcy law covering liquidation, rehabilitation, and relief, and the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act
  • Identify major laws and regulations governing bank trust, securities and insurance activities; marketing and international banking
  • Describe major provisions of laws and regulations protecting bank operations such as regulations O and W
  • Explain provisions of laws such as HMDA, Bank Secrecy Act, USA Patriot Act, Financial Privacy and OFAC regulations

16 weeks

* $15.00 shipping fee for materials will be added.

AIB Credit: 3
ACE Credit: 3










Catalog Number Start Date End Date
3007931 09/17/2012 01/22/2013
3007945 10/15/2012 02/17/2013
3007982 01/15/2013 05/05/2013
3008023 03/04/2013 06/23/2013
3008045 04/29/2013 08/18/2013
3008080 07/15/2013 11/03/2013