Bank Counsel Seminar

Hotel

Hotel

Caesars Palace
3570 Las Vegas Blvd South
Las Vegas, NV 89109-8933

Hotel accommodations can be made online here
or by calling Caesars Palace at 1-866-227-5938. Please mention the California Bankers Association (CBA) to receive the special group rate. The group rate is starting at $239/night, single or double occupancy, plus taxes and fees. Rooms are limited, please make your reservations as soon as possible. The hotel room block cut-off date is Friday, August 11, 2023. If the room block reaches capacity, the hotel may accept reservations on a space-available basis at the prevailing rates.

Resort Fee: A daily resort fee of $35.00 per room, per night plus the current occupancy room tax will be charged in addition to the room rates set forth above. This fee includes:

  • Unlimited local phone calls (no long distance or international calls)
  • Two (2) guest admissions per day to the Fitness Center (Does not include the use of the spa)
  • In-Room internet access to include two (2) devices per room per day (Property-wide roaming may be available for an additional fee.)
Agenda

Agenda

*All times listed below are in PT

Tuesday, September 12, 2023
3:00 PM – 5:30 PM Registration Open
5:00 PM – 6:00 PM Welcome Reception
Wednesday, September 13, 2023
7:30 AM – 4:00 PM Registration Open
7:30 AM – 8:30 AM Breakfast
8:30 AM – 9:30 AM

CA MCLE 1.0 Hour
Section 1071 Final Rule and the Proposed CRA Rule –
Operational Issues and Interplay


Joel Cook
Principal
Aldrich & Bonnefin, PLC

Michael Flynn
Of Counsel
Buchalter
9:30 AM – 9:45 AM Morning Break
9:45 AM – 10:45 AM

CA MCLE 1.0 Hour
Bankers Under Attack – An Overview of
Recent and Proposed Legislation and Current Litigation


Barry Smith
Shareholder
Buchalter

Kevin Gould
President & CEO
California Bankers Association

Ted Kitada

 
10:45 AM – 11:45 AM

CA MCLE 1.0 Hour
Generative AI in Banking and Financial Services – Opportunities, Challenges, and Approach

Jill Whitby
VP, Associate General Counsel
JPMorgan Chase Bank, N.A. 


Ben Spohn
VP, Associate General Counsel
JPMorgan Chase Bank, N.A.

David Gormley
Director of AI, IoT & Intelligent Automation

Avanade
11:45 AM – 12:00 PM Awards Presentation
12:00 PM – 1:15 PM Lunch
1:15 PM – 2:15 PM

CA MCLE 1.0 Hour
REAL ESTATE WORKOUTS –
Strategies, Alternatives and Achieving Results


Mike Zandpour
SVP & Associate General Counsel
City National Bank

Barry Smith
Shareholder
Buchalter

Scott Smith
Shareholder
Buchalter
2:15 PM – 3:15 PM

CA MCLE 1.0 Hour
Bank Failures: Lessons from the Trenches, Observations,
and Strategic Outlook


Michael Delune
Managing Director, General Counsel

Manufacturers Bank

Craig Miller
Partner
Manatt, Phelps & Phillips, LLP
3:15 PM – 4:15 PM

CA MCLE 1.0 Hour
Fed Now & Cybersecurity

Keith Forrester
Principal
Aldrich & Bonnefin, PLC
4:15 PM Program Adjourns
Speakers

Joel Cook
Principal, Practice Group Manager and Attorney
Aldrich & Bonnefin, PLC

Joel Cook became a principal of Aldrich & Bonnefin, PLC* in January 2018, having joined the firm as an associate in 2011. Mr. Cook manages the firm’s Corporate Practice Group which includes commercial lending and corporate securities law.

Mr. Cook regularly advises financial institutions on commercial lending matters, including with regard to commercial and industrial loans, real estate loans, loan participations, loan workouts and letters of credit.

Speakers

Michael Flynn
Of Counsel
Buchalter

Michael Flynn is a leading nationally recognized bank regulatory and mortgage and consumer lending regulatory and compliance counsel. As the former Acting General Counsel of HUD and former General Counsel of Flagstar Bank and PNC Mortgage, he counsels financial institutions on bank, mortgage and consumer finance regulations, regulator inquiries and examinations, product development, compliance and risk management, secondary market transactions, servicing, FinTech arrangements, vendor management and contracts, and other subjects.

Speakers

Barry A. Smith
Shareholder
Buchalter

Barry A. Smith is a Shareholder and a senior member of the Firm’s Litigation Practice Group and Chairman of the Financial Institutions Practice Group. Mr. Smith focuses his practice on representing financial institutions and other business entities, both domestically and internationally. Mr. Smith has extensive experience in business and commercial litigation, creditors’ rights, real estate, loan workouts and restructuring, provisional remedies, receiverships, collections, and post-judgment enforcement. He also handles complex defense litigation including tort, contract law, and real estate.

Speakers

Kevin Gould
President & CEO
California Bankers Association

Kevin Gould joined the California Bankers Association (CBA) in 2004, bringing with him more than seven years of experience as staff in the California Legislature. In his role as executive vice president and director of government relations, he oversees the management and operation of CBA’s government relations department and also serves as one of CBA’s three registered lobbyists.

Speakers

Ted Kitada

Ted Teruo Kitada is retired. He was formerly a senior vice president & senior company counsel with Wells Fargo Bank, N.A., from 1997-2020, specializing in bank operations with an emphasis on Articles 3, 4 and 4A of the UCC; unclaimed property; Regulations D, E, CC, DD, GG, and the NACHA Operating Rules. He is an advisor to the CBA Legal Affairs Committee.

Speakers

Ben Spohn
VP, Associate General Counsel
First Republic Bank

Ben is a strategic financial services lawyer and business leader with over 15 years’ experience as an in-house and outside counsel to banks and fintechs, most recently as a Vice President and Associate General Counsel at First Republic Bank (now a brand of J.P. Morgan Chase), where Ben served as the lead counsel to the bank’s mortgage lending business. Ben has worked across a variety of industry verticals, through which experiences he has engaged with and counseled his clients on a variety of issues at the intersection of financial services and artificial intelligence. Ben is currently in his second term as co-president of the Bay Area Financial Services Legal Association (BAFSLA), chair of the American Bar Association’s (ABA) Consumer Financial Services – Housing Finance subcommittee, and vice chair of the California Lawyer’s Association’s (CLA) Financial Institutions Committee.

Speakers

David Gormley
Director of AI, IoT & Intelligent Automation
Avanade

David Gormley is a Director of AI, IoT & Intelligent Automation leading Avanade’s US West Practice across AI & Automation.  As a joint venture between Microsoft & Accenture founded in 2000, Avanade is the largest global consulting firm focused on the Microsoft ecosystem and supports their clients on their digital transformation journeys.

Speakers

Mike Zandpour
SVP & Associate General Counsel
City National Bank

Mike Zandpour is a Senior Vice President and Associate General Counsel at City National Bank. Mike supports a variety of business areas within the bank, including commercial, corporate, entertainment, technology, SBA, and private banking. Mike served as the lead attorney in resolution of four whole-bank acquisitions through FDIC loss share. 

Mike was the 2015 chair of the California State Bar’s Business Law Section Financial Institutions Committee.

Speakers

Scott Smith
Shareholder
Buchalter

Scott O. Smith is a Shareholder in the Financial Institutions, Litigation and Insolvency & Financial Law groups, working in both the Orange County office of Buchalter. Mr. Smith focuses his practice on representing financial institutions, with an emphasis in creditor’s rights, commercial litigation, prejudgment remedies, receiverships, real estate, collections, loan workouts, restructuring and insolvency issues. Mr. Smith also has extensive experience in defense litigation, including lender liability and Uniform Commercial Code disputes.

Speakers

Michael Delune
Managing Director, General Counsel
Manufacturers Bank

Michael Delune currently serves as General Counsel of Manufacturers Bank, an SMBC Group company. As primary legal advisor to the bank and a member of its executive leadership team, Michael drives the bank’s legal strategy and advises the bank’s management and its board of directors on a variety of legal risks in addition to acting as the bank’s corporate secretary, overseeing regulatory interactions, and previously serving as the bank’s Chief Risk Officer. With more than 20 years of experience in the financial services industry, Michael frequently leverages his comprehensive expertise in corporate transactions, governance, risk management, and regulatory compliance to enhance business success.

Speakers

Craig Miller
Partner
Manatt, Phelps & Phillips, LLP

Craig Miller is a partner in Manatt’s San Francisco office and is the leader of Manatt Financial Services. Craig focuses his practice on representing public and private corporations in a wide range of corporate matters. Over the past 25 years, Craig has led countless transactions, including mergers, acquisitions, and public and private equity and debt securities offerings. He also regularly represents venture capital management companies and their portfolio companies in venture fund structuring, portfolio investments, capital raises and strategic transactions.

Speakers

Keith Forrester
Principal
Aldrich & Bonnefin, PLC

Keith Forrester is a principal of Aldrich & Bonnefin, PLC*, specializing in all areas of banking operations, including negotiable instruments, electronic banking, payment systems, new accounts, legal processes, California and Federal laws on financial privacy, funds availability rules and Bank Secrecy Act compliance. He is admitted to the United States District Courts for the Central, Eastern and Southern Districts of California.

Sessions

Section 1071 Final Rule and the Proposed CRA Rule – Operational Issues and Interplay

Bank counsel face the task of counseling their internal clients to address the operational concerns arising from the new CFPB Section 1071 Small Business Lending Data Collection final rule and the proposed Community Reinvestment Act rule, which will soon be issued as a final rule.  As a part of this, counsel must be aware of interplays between these two rules and how they impact one another.  Join us for a lively discussion of operational issues that must be addressed under these two rules, such as data maintenance and review, performing and responding to fair lending data analysis, adjusting and identifying assessment areas, and understanding new CRA examination and testing scenarios.  The attending bank counsel should add interesting and informative perspectives on how their institutions are addressing these topics.

Sessions

Generative AI in Banking and Financial Services – Opportunities, Challenges, and Approach

Generative artificial intelligence (AI) will change the way that we live and work. While the banking and financial services (BFS) industry has historically been a laggard in the technology adoption life cycle, generative AI seems poised to push BFS towards early adoption – which, in turn, will necessitate BFS professionals to become familiar with generative AI vis-à-vis their individual functions. In this panel, David Gormley and Ben Spohn will demythologize generative AI (what the heck is this “generative AI” thing, anyway?), describe and analyze several real-time industry trends, and prognosticate as to the future of generative AI in the BFS industry. In so doing, the panelists will discuss various opportunities and challenges such use cases present, including legal, regulatory, and enterprise risk considerations.

Sessions

Bank Failures: Lessons from the Trenches, Observations, and Strategic Outlook

The unexpected and unprecedented failure of two of California’s largest independent financial institutions in early 2023 shook the banking world. Bank counsel is now under pressure, as legal professionals and risk managers, to advise their management and boards holistically on how to manage the types of risks involved in those bank failures. Join us as we take a look at the circumstances that led to those failures, an insider’s perspective on managing a banking crisis, lessons learned, what you can do more proactively at your institution, and what challenges lie ahead from a regulatory perspective as regulators and legislators come to terms with these events.

Credits

Credits

At this year’s 2023 Bank Counsel Seminar we will be offering 6 MCLE credits.

We will also be offering 7 CPE Credits for the 2023 Bank Counsel Seminar.

The California Bankers Association is registered with NASBA as a sponsor of continuing professional education on the National Registry of CPE Sponsors.

Pricing

Pricing

Pricing For Price Per Person
CBA Bank Member $495
Bank Non-Member $695
Law Firm/Business Member $495
Law Firm/Business Non-Member $695

Register today. To register for the conference, please click on the “Register Online” button down below.

Register Online

Registered attendees (bankers only) of the Bank Counsel Seminar are eligible to register for the Bankers Summit at a discounted rate of $800. 

Bankers Summit will take place at Caesar’s Palace in Las Vegas, NV on September 12-15. To secure your discounted registration, please enter one of the following promo codes at checkout:

Bank-Member Promo Code | SummitMember
Bank Non-Member Promo Code | SummitNM

For more information and to register for Bankers Summit, please click here.

Cancellation Policy

Registration fees less a $50 processing fee per registrant will be refunded if cancellation is received by Tuesday, August 22, 2023. No refund if cancellations are received after Tuesday, August 22, 2023. Substitutions welcomed.