Analyzing Financial Statements

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Description: Analyzing Financial Statements is a practical introduction to financial analysis from the viewpoint of the commercial loan officer. This program gives you the skills you need to effectively assess the borrower's ability to repay loans.

Audience: Commercial loan officers, credit analysts, and trainees who have a basic knowledge of accounting principles and practices, and a familiarity with the commercial lending process.

Learning Objectives: After successfully completing this program, you will be able to:

  • Relate how a company's type of business, legal structure, size, and management strategies affect the way a lender conducts financial analysis
  • Analyze income statements, balance sheets, and pro forma statements
  • Calculate key financial ratios and use them to compare a company's performance with that of the company's industry
  • Use advanced analytical techniques: sensitivity analysis, sustainable growth, working investment analysis, break-even analysis, and operating leverage
  • Determine when a funds flow statement is required
  • Construct and analyze long-run, multiple-year forecasts of income statements and balance sheets
  • Construct and interpret a cash budget

AIB Credit: 3
ACE Credit: 3

16 weeks 
$505/$625*

* $15.00 shipping fee for materials will be added.

Catalog Number
Start Date End Date
3006965 09/12/2011 01/17/2012
3006982 10/11/2011 02/12/2012
3006995 11/07/2011 03/11/2012
3007006 12/05/2011 04/01/2012
3007013 01/09/2012 04/29/2012
3007031 02/06/2012 06/03/2012
3007045 03/05/2012 06/24/2012
3007058 04/02/2012 07/22/2012
3007072 05/07/2012 08/26/2012
3007108 08/06/2012 12/02/2012