Safety & Soundness 2010
As we approach the fourth quarter of 2010, our industry continues to suffer from the excesses in the residential mortgage market. Hopefully, the worst is behind us and we will be experiencing a reduced failure rate within our industry. This year's Safety and Soundness workshop promises to be one that both digs into our past and looks forward to an improved industry outlook as we will be examining the key issues impacting our CAMELS ratings.
Our focus on the past is intended to better understand what lessons have been learned from this crisis. We will have a panel of regulators on hand to discuss what they see as the keys to getting "back on track" in 2011 and beyond and give us their impressions of the mistakes that were made and how these errors can be corrected in the future. Along with our panel of Regulators, we will have Industry experts who will help us better understand such issues as Liquidity and Funds Management - what will it take to ensure we have a solid funds management concept as we exit this crisis and what will our ALCO process have to include as we navigate the impending recovery?
Scheduled Speakers
The 2010 Safety & Soundness will be led by Karl Nelson, CEO, KPN Consulting, who will be joined by a faculty of consultants and regulators who will offer a wealth of experience in the California banking industry with diverse perspectives on the current issues and challenges facing the industry. They include:
Neil Delaney, Clark Investment Strategies
Shawn O'Brien, CEO, QwickRate
Cathy Nahnsen-Robison, Deputy Commissioner, California Department of Financial Institutions
John McGinley and Ron Derington, Federal Deposit Insurance Corporation
Jeff Blackburn, Field Examiner, Office of the Comptroller of the Currency
Nestor Lim, Examining Manager, Federal Reserve Bank of San Francisco
Audience
- CEOs, CFOs, COOs, Chief Credit Officers, Compliance Officers and Senior Bank Officers
- Controllers, credit offers, compliance, operations managers, audit and accounting managers, financial anaylsts, treasurers, cashiers
- Bank Directors, General Counsel
Agenda
The session will run from 8:30 a.m. to 3:30 p.m., with breakfast and registration beginning at 7:30 a.m. and lunch at noon.
This seminar provides the opportunity for you to hear directly from the regulators about their expectations. The day will include regulator presentations, panel discussions and Q & A sessions. After hearing the regulatory perspective there will be experienced professionals to provide practical tips from a business perspective on how to deal with the issues that are the subject of enhanced regulatory focus. Please join us for this look at Safety and Soundness as we close out 2010.
8:30
Introduction & Overview of the Day
Structure and content: Camels by component
8:45
A Banking Perspective - A look back and forward
9:30
Capital Adequacy - TARP Update
Panel discussion with regulators
10:15
Break
10:30
Asset Quality
Discussion of asset quality trends in California from 2007 - 2010
Upcoming expectations and panel discussion
11:15
Management Issues - Emerging roles of the board of directors
12:00
Lunch
12:45
Earnings Issues - A look at industry and California trends
Panel discussion with regulators
1:30
Liquidity and Funds Management - Evolving Trends
New guidance, contingency funding plan, funding sources, reporting to the board, ALCO
2:30
Break
2:45
Sensitivity and Interest Rate Risk - New guidance, new concerns
Panel discussion with regulators
3:15
Final Thoughts
3:30
Close
Registration Fees
Regular Registration
CBA Member: $395
Non-Member: $495
Location Information
Tuesday, September 14, 2010
Walnut Creek Marriott
2355 North Main Street
Walnut Creek, CA 94596
A room block will be established at a rate of $119/night. Please call (925) 934-2000 by August 30 and reference the California Bankers Association to make room reservations.
Self parking is complimentary.
Thursday, September 16, 2010
Disney's Grand Californian Hotel
1600 South Disneyland Drive
Anaheim, CA 92802
CBA will host self parking.