| Date | Webinar Title
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5/15/2008
| Loan Servicing 101
When lending on real estate, loan monitoring is just as critical a step of the loan administration process as the loan documentation, loan closing and disbursement process. A lender can take every precaution when closing the loan; however without a solid loan monitoring system in place, banks are subject to scrutiny by examiners.
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5/21/2008
| Business Continuity Series: Part 1 - Risk Assessment & Resource Allocation - People, Places, Things
Having a Business Continuity Plan is a regulatory requirement! Learn how to identify the real sources of exposure - before and during any type of disaster - along with the most successful methods to reinstall all your components in the shortest amount of time.
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5/30/2008
| Business Continuity Series: Part 2 - Your Business Recovery/Disaster Recovery Plan for IT
How would an operating disruption affect your institution? Disruptions can occur at any time for a variety of reasons. Your plan must encompass the recovery of IT and ensure services. Having an effective plan is a FFIEC requirement. Will yours pass muster? This program will discuss FFIEC and best practices for an effective BCP/DRP.
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6/3/2008
| Current Issues in Executive Compensation & Benefits
In recent years, increasingly more and more emphasis has been placed on the governance and regulation of executive compensation and benefits. Institutional shareholders and other shareholder advocate groups have become less tolerant of compensation and benefit programs that “overpay” executives who are not performing.
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6/3/2008
| Environmental Issues & Environmentally Troubled Projects 301
Crucial to limiting the Lender’s responsibility is that the lending staff fully understanding the Lender’s financial exposure should the Lender make a loan on real property that could be environmentally contaminated. In addition, lenders should understand how to spot high environmental risk properties when the property is presented for collateral for the loan or is a target for foreclosure.
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6/5/2008
| Loan Administration 101 & 201
When lending on Real Estate, loan officers are responsible for ongoing credit analysis. Because of their frequent contact with borrowers, they can usually identify potential problems before they become apparent to others. In order for the bank to have a solid checks and balance system, banks need to be careful to avoid over reliance upon loan officers and engage others that are not a part of, or influenced by anyone associated with, the loan approval process. Prudent administration of the loans is of vital importance if the bank is to continuously operate in an acceptable manner.
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6/6/2008
| Business Continuity Series: Part 3 - Pandemic Preparedness - Is it Necessary?
The FFIEC agencies jointly issued guidance addressing the need to be prepared for a pandemic influenza outbreak, the impact on delivery of services and the need for a written plan. Is pandemic a serious threat? What do you really need to do to comply with examiner guidelines? The real question is will your institution be prepared for the challenges a pandemic outbreak may present?
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6/10/2008
| Lease Review 301
The Lender is concerned with its position as a holder of a security interest and the potential of being the owner of the property. Consequently, the lease provisions are of paramount importance to a lender.
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6/12/2008
| Entities 201 – Tiered Entities
In real estate lending, both the lender and title company have an interest in ensuring that the formation documents are valid and that the entity is legally formed and able to convey or hold interest in title.
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6/18/2008
| Preliminary Title Reports 202 – Commercial Real Estate & Construction (Income Producing Properties)
When a bank looks to real estate as collateral for its loan, the lender and title company have an interest in ensuring the lender’s lien position is valid and that no title defects exist in the event the lender elects to foreclose on the property. The preliminary title report gives a snapshot in time of the condition of ownership to the real property and is a tool to make an intelligent evaluation in dealing with the property.
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6/19/2008
| Bond Loans 301
Bond financing has become a popular resource for commercial real estate transactions. Since bond programs are offered on both national and local levels, they have varying requirements that may be governed by local and/or Federal laws and regulations. The Lender will want to evaluate those requirements and any impact they may have on the Lender and any project the Lender anticipates accepting as collateral.
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