Education>> Schools

CBA BANKING SCHOOLS

Commercial Lending School

As a result of CBA members lamenting the shortage of trained commercial business lenders, CBA developed and implemented its first Commercial Lending School in 2003. This highly concentrated, 32-day instructional program is designed for junior commercial lenders, credit analysts, business development officers and branch managers. It is the same type of program the larger banks used to maintain internally, but is focused on the needs of our community bankers. If you are concerned about the shortage of trained lenders, get ahead of the curve and send your qualified applicants to the 2009 school. Click here to view and print a pdf brochure.

The school is a comprehensive six-month program, comprised of six one-week sessions (one session each month).

We have two sessions every year, one in Sacramento and the other in Costa Mesa. Click here to go to our website for more information, including the upcoming schedule, or to register.

Graduate Commercial Lending School

The graduate program is specifically designed to elevate the effectiveness of seasoned commercial lenders through learning the industry's best practices. The program is structured similar to CBA's proven commercial lending school with over 140 hours of intensive instructor led training spanning six months. At the end of the program, all candidates must pass an intensive 8 hour examination. The Graduate Program will boost attendee's knowledge and effectiveness in both originations and portfolio management by addressing key topics such as advanced financial statement analysis, loan structuring, real estate lending and appraisal, import/export financing, ag lending, the early identification of problem loans and asset-based lending. Click here to view and print a pdf brochure.

This school is a seven-month program comprised of six three-day sessions (one session each month) with the review and final during the seventh month.

We have one session every year, alternating between Sacramento and Costa Mesa. Click here to go to our website for more information, including the upcoming schedule, or to register.

Director Development

The 2009 Directors Education Program gives directors with all levels of experience the knowledge, skills and understanding of the roles, responsibilities, regulatory and legal requirements necessary for them to perform effectively in the post-SOX environment of corporate governance. The 2009 curriculum provides an integrated approach covering key banking disciplines necessary for directors to understand the fundamentals of banking as well as board processes, dynamics, ethics and regulatory compliance.

Two tracks allow directors with differing levels of experience to obtain the education and training they need.

• New Director Training addresses the needs of directors new to the director role, directors new to banking, and directors of de novo banks. The curriculum is an integrated program: each component builds on and assumes a familiarity with what precedes it.

• Ongoing Director Training focuses on the needs of Directors with board and banking experience. The a la carte curriculum offers a range of topics available in variety of formats.

NEW DIRECTOR TRAINING
Audience:
Targeted to new and inexperienced directors and directors new to banking. These components are also suitable for more experienced directors who are looking for a refresher.

Focus:
Fundamentals of banking as well as certification on a bank director’s fiduciary duties, roles & responsibilities

Director Certification Program
Regulatory and Fiduciary Responsibilities (2 separate days):

• The fiduciary duties of directors, what examiners expect from boards, corporate governance, corporate responsibility and codes of conduct, shareholder relations, insider transactions and conflicts of interest, board responsibility for regulatory compliance, the regulatory examination process, and regulatory enforcement.

• Roles and responsibilities of directors, board processes, the functioning of board committees, board dynamics, ethics and the board.

• Certification - Participants will be awarded a Directors Certificate for successful completion of the program.

CURRICULUM
Director Certification Program
Regulatory and Fiduciary Responsibilities (2 separate days):

• The fiduciary duties of directors, what examiners expect from boards, corporate governance, corporate responsibility and codes of conduct, shareholder relations, insider transactions and conflicts of interest, board responsibility for regulatory compliance, the regulatory examination process, and regulatory enforcement.

• Roles and responsibilities of directors, board processes, the functioning of board committees, board dynamics, ethics and the board.

• Certification - Participants will be awarded a Directors Certificate for successful completion of the program.

ONGOING DIRECTOR TRAINING

Audience:

• Experienced directors looking to update and upgrade their skills and practices.

• New directors looking for fast track training across a wide spectrum of subject matter.

Focus:
Updates on regulations on corporate governance and focuses on banking concepts applicable to the boards of established banks, board dynamics and best practices.

CURRICULUM
Directors Certification Board and Governance Update (1/2 day)
A yearly update on fiduciary and regulatory issues, a refresher of core skills and knowledge including board best processes and practices

CBA Directors College (1 day)
A one-day seminar including Regulators Perspective with speakers from the regulatory agencies, updates on new regulations, guidance and legislation, an update on economic

Faculty
Faculty and presenters include attorneys, regulators, economists, governance practitioners, investment bankers, business consultants and academics, all of them with considerable depth of experience in board practices and corporate governance.

Accreditation and Certification
CBA works with established governance training organizations and expects the 2009 CBA Director Training to have accreditation, to recognize the curriculum as fostering excellence in corporate governance and exposing directors to the best in corporate governance practices.

Participants in the New Directors Curriculum will receive the Directors Certificate, recognizing their completion of the foundation program for directors, while those attending Ongoing Director Training will gain credits towards certification.
conditions, issues affecting bank safety and soundness and corporate governance.

Directors Retreat (1 day)
This one-day peer-exchange for directors will be facilitated by a bank governance expert. Our goal is to provide an opportunity to share ideas and experiences across organizations, talk through issues and challenges, compare notes, and look for practical approaches to problems.

For more information on the CBA Director Development click on the individual events above, or contact Charles Atthill at 530/271-1478, email catthill@calbankers.com

Leadership 2009

The Leadership 2009 series provides in-depth treatment of specific tools, techniques and processes. Taught by leading banking practitioners, the seminars are intended for mid-to-upper-level bankers as well as directors. The sessions focus on applicable ideas, how they can be implemented, and why they matter to directors and management who together make up the leadership of the institution. Six one-day leadership seminars are planned for 2009:

• Asset Liability Management
  The seminar addresses the issues related to the strategic management of the balance sheet to better meet risk objectives and earnings expectations, including risk/return tradeoffs, liquidity management, interest rate risk and capital measurement and management and key current balance sheet management challenges.

• Enterprise Risk Management
  An in-depth look using industry best practices at how to tailor and implement enterprise-wide risk management, including establishing a risk culture, understanding the tools and techniques for risk management efficiency, in the context of the regulators’ expectations and the roles of management and the board.

• Finance Form
  Among many lessons learned in 2008 is the relevance of capital and liquidity and their importance in these most difficult times. This workshop will cover: liquidity and funds management; wholesale funding sources that have become important in today’s economy; key sources of funding for your contingency funding plan; and how community banks will access the capital markets for the equity they need to grow in the coming years.

• Mergers and Acquisitions
  An interactive simulation which provides an opportunity to analyze a potential M&A transaction, examine and evaluate the players, their market position and financials, explore alternative valuation tools, and apply the financial conclusions in a competitive situation.

• Deposit Growth Strategies
  The seminar, delivered by a group of experts on deposit strategies and products, focuses on growing deposits while managing cost of funds, including best practices in deposit pricing, use of appropriate analytics in making deposit pricing decisions, and the use of segmentation strategies to separate rate sensitive from non-rate-sensitive funds.  

• Strategic Planning
  The seminar will focus on the link between excellence in strategic planning and superior operating performance and how to achieve both in a fast-changing environment, including an exploration of the need for big-picture thinking, how to develop an effective strategic planning process and how to implement such a process.
  

Regulatory Compliance School

This five-day program will help you develop an essential technical understanding of major compliance issues, and lay the groundwork for developing and maintaining an effective compliance program. CBA's Regulatory Compliance School is designed around three core modules:

• Deposit/Operations Compliance (BSA/USA Patriot Act ; OFAC ; Regs D/Q, DD, E and CC; FDIC Insurance; Privacy; E-Compliance)
  
• Lending Compliance (Regs Z and B; CRA; Fair Housing; RESPA; FCRA; HMDA; Flood Insurance)
  
• Compliance Management (Developing and managing a compliance program; Integration techniques for compliance programs)

Click here to go to our website for more information, including the upcoming schedule, or to register.

For additional questions, or to enroll, in any of our educational programs, please contact John Lingvall at 916/438-4428 or e-mail jlingvall@calbankers.com.