Education>> Schools

CBA BANKING SCHOOLS

Commercial Lending School

As a result of CBA members lamenting the shortage of trained commercial business lenders, CBA developed and implemented its first Commercial Lending School in 2003. This highly concentrated, 32-day instructional program is designed for junior commercial lenders, credit analysts, business development officers and branch managers. It is the same type of program the larger banks used to maintain internally, but is focused on the needs of our community bankers. If you are concerned about the shortage of trained lenders, get ahead of the curve and send your qualified applicants to the 2007 school.

The school is a comprehensive six-month program, comprised of six one-week sessions (one session each month).

We have two sessions every year, one in Sacramento and the other in Costa Mesa. Click here to go to our website for more information, including the upcoming schedule, or to register.

Graduate Commercial Lending School

The graduate program is specifically designed to elevate the effectiveness of seasoned commercial lenders through learning the industry's best practices. The program is structured similar to CBA's proven commercial lending school with over 140 hours of intensive instructor led training spanning six months. At the end of the program, all candidates must pass an intensive 8 hour examination. The Graduate Program will boost attendee's knowledge and effectiveness in both originations and portfolio management by addressing key topics such as advanced financial statement analysis, loan structuring, real estate lending and appraisal, import/export financing, ag lending, the early identification of problem loans and asset-based lending.

This school is a seven-month program comprised of six three-day sessions (one session each month) with the review and final during the seventh month.

We have one session every year, alternating between Sacramento and Costa Mesa. Click here to go to our website for more information, including the upcoming schedule, or to register.

Director Development

Director Development provides resources, solutions and intelligence to improve performance as a director and enhance the contribution the board makes to the success of the institution through an integrated program of seminars, workshops and briefings.

Bank Directors Council
A driving force behind the program has CBA's Bank Directors Council, which was formed in 2007 to provide direction, insight and focus to CBA's approach to Director Training. Chaired by Howard Gould, former Commissioner California Department of Financial Institutions and now Vice-Chairman of Carpenter and Co, the Council consists of past and present bank Chairmen, CEOs and Directors, as well as bank attorneys and former regulators.

Good Governance, Better Banks
The guiding principle behind CBA's Director Development is Good Governance, Better Banks.

As the director's role has become more complicated, directors need answers to increasingly complex questions. These questions span the breadth and depth of duties, responsibilities and liabilities in the evolving world of governance.

Curriculum Overview
Director Development equips directors at every level of experience with the knowledge, skills and understanding of the roles, responsibilities, regulatory and legal requirements necessary to perform effectively in the changing environment of corporate governance.

New Director Training addresses the needs of directors new to the director role, and directors new to banking, including directors of de novo banks. The curriculum is an integrated program: each component builds on and assumes a familiarity with what precedes it.

• Fundamentals of Banking (1/2 day)
  
• Directors Certification Program - Revised (2 days)

Ongoing Director Training focuses on directors with board and banking experience. The a la carte curriculum provides updates on corporate governance regulations and focuses on banking concepts applicable to the boards of established banks, the dynamics which affect board effectiveness and best practices.

• Directors Certification Update (1 day)
  
• CBA Directors College (1 day)
  
• Directors Retreat (1 day)
  
• Leadership (1 day each)
  
  • Asset & Liability Management
    
  • Mergers and Acquisitions
    
  • Enterprise Risk Management
    
  • Strategic Management of Financial Institutions
    
  • Talent Management
    
  • Brand Management
    
• Annual Convention Directors Track
  
  • Compliance and the Director
    
  • Executive Compensation: Trends and Issues
    
  • Executive Succession: Managing the Bench
    
  • Directors Roundtable
    
• De Novo Bankers Roundtables (1 day)
  
• Board Briefings: Webinar Series
  

For more information on the CBA Director Development click here, or contact Charles Atthill at 530/271-1478, email catthill@calbankers.com

Leadership 2008

The Leadership 2008 series (L08) provides in-depth treatment of specific tools, techniques and processes. Taught by leading banking practitioners, L08 seminars are intended for mid-to-upper-level bankers as well as directors, and focus on applicable ideas and how they can be implemented, and on why they matter to directors and management, who together make up the leadership of the institution.

Six one-day leadership seminars are planned for 2008:

• Asset & Liability Management
  The seminar addresses the issues related to the strategic management of the balance sheet to better meet risk objectives and earnings expectations, including risk/return tradeoffs, liquidity management, interest rate risk and capital measurement and management and key current balance sheet management challenges.

• Mergers and Acquisitions
  An interactive simulation which provides an opportunity to analyze a potential M&A transaction, examine and evaluate the players, their market position and financials, explore alternative valuation tools, and apply the financial conclusions in a competitive situation.

• Enterprise Risk Management
  An in-depth look using industry best practices at how to tailor and implement enterprise-wide risk management, including establishing a risk culture, understanding the tools and techniques for risk management efficiency, in the context of the regulators' expectations and the roles of management and the board.

• Strategic Management of Financial Institutions
  The seminar will focus on the link between excellence in strategic planning and superior operating performance and how to achieve both in a fast-changing environment, including an exploration of the need for big-picture thinking, how to develop an effective strategic planning process and how to implement such a process.

• Talent Management
  The seminar explores not only the latest techniques and tools for managing human capital resources but also examines the new thinking about how talent management bridges the gap between strategy and execution, beyond the traditional role of what was once called the "Personnel Department".

• Brand Management
  "Ultimately," says Jeff Bezos of Amazon, "a brand is the things people say about you when you're not there." This seminar looks at the reality and practicalities of creating and managing an effective brand and how banks can differentiate themselves in an increasingly commoditized market place.

For more information on these seminars click here

Regulatory Compliance School

This five-day program will help you develop an essential technical understanding of major compliance issues, and lay the groundwork for developing and maintaining an effective compliance program. CBA's Regulatory Compliance School is designed around three core modules:

• Deposit/Operations Compliance (BSA/USA Patriot Act ; OFAC ; Regs D/Q, DD, E and CC; FDIC Insurance; Privacy; E-Compliance)
  
• Lending Compliance (Regs Z and B; CRA; Fair Housing; RESPA; FCRA; HMDA; Flood Insurance)
  
• Compliance Management (Developing and managing a compliance program; Integration techniques for compliance programs)

Click here to go to our website for more information, including the upcoming schedule, or to register.

For additional questions, or to enroll, in any of our educational programs, please contact John Lingvall at 916/438-4428 or e-mail jlingvall@calbankers.com.