Event

30th Annual Lenders and Credit Officers Conference
Omni Rancho Las Palmas Resort • Rancho Mirage, CA

In 2017, CBA is combining two highly-valued conferences to offer the new Lenders and Credit Officers Conference. Join your fellow chief lending officers, chief credit officers, credit administrators, loan administrators and senior lenders to hear key industry updates in the credit and lending arena where you will meet face-to-face with regulators, economists and inspiring speakers.

The combined conference will provide a unique opportunity for lending and credit professionals from across the state to meet, exchange information and address shared challenges.

Tennis Event

Just Added! Invitation to attend the BNP Paribas Tennis Open at the Indian Wells Tennis Garden

Join our sponsors in a luxury suite in Stadium One at the BNP Paribas Open at the Indian Wells Tennis Garden on Sunday March 12th. Registered conference attendees are invited to choose either the afternoon or the evening matches. Transportation will be provided to and from the venue from the Omni Hotel.

The BNP Paribas Open is the most-attended WTA (World Tennis Association) Premier and ATP (Association of Tennis Professionals) World Tour Masters 1000 tennis tournament in the world, and the largest two-week combined event outside of the four Majors (Australian Open, French Open, Wimbledon, US Open). It is held annually at the Indian Wells Tennis Garden, one of the world’s most beautiful tennis venues and is the second largest tennis stadium in the world. In addition to the top seeded players in the world, Australian Open winners Serena Williams and Roger Federer are scheduled to compete in the tournament.

Tournament Options:

Afternoon Session (LIMITED SPACES LEFT):
8:30 a.m.                  Bus will depart the Omni for Tennis Garden
5:00 p.m.                  Bus will depart Tennis Garden for Omni

Evening Session (SOLD OUT):
5:30 p.m.                  Bus will depart the Omni for Tennis Garden
10:00 p.m.                Bus will depart the Tennis Garden for the Omni

  • Only registered conference attendees, registered spouses, and/or registered guests are permitted to attend.
  • Session selection is based on a first come first serve basis (limited of 40 per session)
  • Conference registration will open at 10 a.m. on Sunday, March 12
  • This event replaces the Welcome Reception previously scheduled for the evening of Sunday, March 12

In order to RSVP, please contact our Professional Development Programs Coordinator, Pamela Voight, at pvoight@CalBankers.com and please let her know which session you would like to attend and if any other registered spouse/guest(s) will be joining you.

Thank you to the following sponsors for making this opportunity possible:

  • Frandzel, Robins, Bloom and Csato
  • Curtis-Rosenthal, Inc
  • Buchalter 
  • TerraCotta Group, LLC
  • Partner Engineering and Science
  • Mirador

Agenda*

*Subject to change

Sunday, March 12, 2017

8:30 a.m. – 6:30 p.m. Registration Opens

Monday, March 13, 2017

7:30 a.m. – 6:00 p.m. Registration Open
8:00 a.m. – 9:00 a.m. Breakfast Showcase #1
Commercial Evaluations: What, When, Why and Who
Presented by First American Professional Real Estate Services, Inc. Commercial Evaluations
 - or - 

Breakfast Showcase #2
Private Money Lending
Presented by Seattle Funding Group
9:10 a.m. – 9:20 a.m.

Conference Welcome

9:20 a.m. – 10:20 a.m. CBA Legislative, Regulatory & Litigation Update
Kevin Gould
SVP, Director, State Government Relations
California Bankers Association
Leland Chan
SVP, General Counsel
California Bankers Association
10:20 a.m. – 10:50 a.m. Refreshment Break
11:00 a.m. – 12:00 p.m. Concurrent Sessions – Series I
CECL: What Changes and What Remains the Same
Shannon Avrett
Senior Manager
Moss Adams LLP

Jeff Clair
Partner
Moss Adams LLP


CRE Concentrations
Mike Vernardi
Office of the Comptroller of the Currency
David Weiant
SVP, Chief Lending Officer
Provident Savings Bank

Tingting Zhang
President & Founder
The TerraCotta Group LLC
12:00 p.m. – 1:20 p.m. Lunch
1:30 p.m. – 2:30 p.m. Concurrent Sessions – Series II
CECL: What Changes and What Remains the Same?
Shannon Avrett
Senior Manager
Moss Adams LLP

Jeff Clair
Partner
Moss Adams LLP


CRE Concentrations
Mike Vernardi
Office of the Comptroller of the Currency
David Weiant
SVP, Chief Lending Officer
Provident Savings Bank

Tingting Zhang
President & Founder
The TerraCotta Group LLC


SBA Outsources Services
Joanna Bruno
Founder
J.R. Bruno & Associates

Alex Liberchuk
Business Development & Operations
J.R. Bruno & Associates
2:30 p.m. – 3:00 p.m. Refreshment Break
3:00 p.m. – 4:00 p.m. Concurrent Sessions – Series III
SBA Outsources Services
Joanna Bruno
Founder
J.R. Bruno & Associates

Alex Liberchuk
Business Development & Operations
J.R. Bruno & Associates

Digitized Files: Managing Loan Data & Process Efficiently

Alaine Williams
Process Solutions Manager
Farmers and Merchants Bank of Long Beach
4:00 p.m. – 6:00 p.m. Networking Reception

Tuesday, March 14, 2017

7:30 a.m. – 5:00 p.m. Registration Open
8:00 a.m. – 9:00 a.m. Breakfast Showcase #3
Commercial Loan Applications: How to be Business Efficient & Compliant
Presented by D+H
 - or -
Breakfast Showcase #4
Can Technology Help Improve Efficiency Ratios?

Presented by EDR – Collateral 360
9:10 a.m. – 9:20 a.m.

Welcome and Introduction

9:20 a.m. – 10:20 a.m. U.S. and California Outlook: Playing Trump’s Card & Changing Expectations
Dr. Robert Eyler
President
Economic Forensics & Analytics
10:30 a.m. – 10:50 a.m.

Refreshment Break

11:00 a.m. – 12:00 p.m. The Changing World of Business Development
Buck Bierly
Founder and President
MZ Bierly Consulting, Inc.
12:00 p.m. – 1:20 p.m. Lunch & Networking Session
1:30 p.m. – 2:30 p.m. Concurrent Session – Series IV
BSA for Lenders
Cheryl Lott

Shareholder
Buchalter

Robert Sjogren
EVP, Chief Risk Officer
California United Bank


Alternative Loan Portfolio Strategies: Going Beyond Real Estate Lending!
Olaf Vlieks

Managing Director
​Alliance Partners | BancAlliance


HOAs and Lenders: Relationship Opportunities
Nathan McGuire
Vice Chair (CAI-CLAC)
Community Associations Institute – California Legislative Action Committee
2:40 p.m. – 3:10 p.m. Refreshment Break
3:15 p.m. – 4:15 p.m. Fair Lending Update
Barbara Boccia

Senior Director
Wolters Kluwer U.S. Advisory Services
4:30 p.m. – 6:00 p.m. Sponsor Recognition Reception

Wednesday, March 15, 2017

7:30 a.m. – 11:30 a.m. Registration Open
7:30 a.m. – 8:30 a.m. Breakfast and Roundtable Discussions
8:40 a.m. – 9:40 a.m. Concurrent Sessions – Series V
BSA for Lenders
Cheryl Lott

Shareholder
Buchalter

Robert Sjogren
EVP, Chief Risk Officer
California United Bank


Alternative Loan Portfolio Strategies: Going Beyond Real Estate Lending!
Olaf Vlieks

Managing Director
​Alliance Partners | BancAlliance
9:50 a.m. – 11:15 a.m. Regulator Panel
11:30 a.m. Conference Adjourns

Scheduled Speakers

Dr. Robert Eyler, President, Economic Forensics & Analytics

Dr. Robert Eyler is President of Economic Forensics and Analytics, specializing in public policy analysis for firms and governments.  He is also Dean of the School of Extended and International Education and Professor of Economics at Sonoma State University.  He earned a Ph.D. from the University of California, Davis and a B.A. in Economics at CSU, Chico. Robert has been a visiting scholar at both the University of Bologna and Stanford University.

Leland Chan, SVP, General Counsel, California Bankers Association

Since 2000, Leland Chan has been the general counsel for CBA, after serving for six years as associate counsel. In addition to advising the association on legal matters, he directs the litigation activities for the association, frequently acts as amicus curiae (“friend of the court”) in state and federal courts, and, in some cases, files suit on behalf of the industry. He is also responsible for regulatory matters affecting banking, frequently preparing comment letters on regulatory proposals, and analyzing new laws and regulations for CBA members.

Kevin Gould, SVP, Director, State Government Relations, California Bankers Association

Kevin Gould joined the CBA in 2004, bringing with him more than seven years of legislative experience. Gould serves as one of CBA’s registered lobbyists, focusing mainly in the areas of bank operations, commercial lending, residential property lending, construction dispute resolution, wealth asset management and trust issues.

Buck Bierly, Founder and President, MZ Bierly Consulting, Inc.

Buck Bierly is the founder and President of MZ BIERLY CONSULTING, INC. a company specializing in building the business development processes that match the cycles in a changing banking environment.

He spent the early years of his sales career building and managing relationships for information services and technology companies.

In the mid-eighties, Buck shifted his focus to the financial services sector and began working with leadership teams in commercial banks to build high-performing and sustainable business-to-business sales processes in their banks.

Today, he and his team continue to work with their clients to navigate the rapidly changing banking environment by advising clients on continually adjusting their business development processes to produce sustainable results in spite of constantly changing market conditions.

Their client base currently includes 75 commercial banks throughout North America.

Buck is a graduate of Franklin and Marshall College, a former Faculty Member at the Center for Management Development, Rutgers University and a Faculty Member of the Pacific Coast Banking School.

Buck and his colleagues have been a frequent speaker at national and state banking conferences, banking schools and has published articles in a number banking trade journals. Their white papers, newsletters and blogs are viewed by 10,000 bankers each month.

Barbara Boccia, Senior Director, Wolters Kluwer U.S. Advisory Services

Barbara Boccia is senior director for Wolters Kluwer’s U.S. Advisory Services. She is a seasoned compliance professional, having served senior-level compliance roles with major consulting firms and mid-to-large-size financial institutions. She has assisted banks with regulatory examination preparation and response engagements. Boccia is a CRCM, holds a J.D. degree from University of the Pacific, McGeorge School of Law, in Sacramento, and she holds an  M.B.A. degree as well.

Alaine Williams, Process Solutions Manager, Farmers and Merchants Bank of Long Beach

Alaine O. Williams is a Process Solutions Manager at Farmers & Merchants Bank of Long Beach.  She has worked in the lending industry for over 19 years with concentrations in loan processing and servicing.  Over the years, Alaine managed a variety of centralization initiatives and processing workflows for data integrity, portfolio monitoring and risk management.

Joanna Bruno, Founder, J.R. Bruno & Associates

Joanna Bruno is an acknowledged advocate for Small Business lending nationwide and a frequent speaker at SBA Lending conferences. Since she founded J.R. Bruno & Associates in 1994, the company has built a solid track record of assisting Lenders with establishing and maintaining profitable SBA and Business Lending departments. Each JRB core team member is a recognized specialist in their field and a client’s go-to person for addressing and handling an array of SBA-related services.

Alex Liberchuk, Business Development & Operations, J.R. Bruno & Associates

Alex Liberchuk brings 15 years of Commercial and SBA lending experience to J.R. Bruno & Associates. He has served in senior management and leadership positions at top financial services firms including Citigroup and American Express and has held critical responsibilities within Business Development, Credit Policy and Operations. Alex manages JRB’s daily operations and, together with the team, works with clients across the country to streamline and improve their processes and portfolio credit quality.

Olaf Vlieks, Managing Director, Alliance Partners | BancAlliance

Olaf Vlieks is a Managing Director at AlliancePartners responsible for growing BancAlliance’s presence on the West Coast. Prior to joining AlliancePartners, Mr. Vlieks was responsible for outreach and coordination of BlackRock’s Financial Market’s Advisory services with banks and FinTech companies. Until 2012, Mr. Vlieks was at RBC Capital Markets advising West Coast banks on M&A and capital raising transactions. Mr. Vlieks also has several years of experience working in the Credit Administration Department of Silicon Valley Bancshares.

Cheryl Lott, Shareholder, Buchalter

Cheryl M. Lott represents corporate clients, banks, mortgage companies and other financial institutions in both state and federal court. Her practice focuses on general business and commercial litigation, as well as construction defect litigation, toxic tort defense, class action defense, special assets related litigation, and labor and employment litigation. She has significant experience in preparing all aspects of a case for trial or
arbitration. Ms. Lott also has extensive experience working on local, state, and federal regulatory matters and government procurement matters. In the regulatory realm, Ms. Lott has significant experience assisting financial institution clients with Bank Secrecy Act/Anti-Money Laundering detection procedures.

More specifically, Ms. Lott’s areas of emphasis include BSA/AML customer due-diligence and enhanced due-diligence procedures, employment counseling, contract disputes, independent film finance disputes, unfair competition, deceptive trade practices, product liability, and creditors’ rights and fair debt collection practices.

Ms. Lott is the chair of the Firm’s Pro Bono Committee. She is a member of the UCLA Alumni Association Board of Directors, UCLA School of Law Alumni Board, and a member if the Los Angeles County Bar Association Litigation Section.

Robert Sjogren, EVP, Chief Risk Officer, California United Bank

Shannon Avrett, Senior Manager, Moss Adams LLP

Shannon has practiced public accounting since 2006, after a career in retail banking. As a member of the firm’s Financial Services Group, she provides audit and review services to governmental entities engaged in lending activities, credit unions, and community banks, including SEC registrants. Shannon has served financial institutions ranging in size from $50 million to $10 billion in total assets.

Jeff Clair, Partner, Moss Adams LLP

Jeff has practiced public accounting since 1988 and has served as the lead audit partner for numerous financial institutions and SEC reporting companies. He was previously a partner at a regional accounting firm specializing in providing services to financial institutions and served in the internal audit department of an $18 billion dollar institution where he led the bank’s implementation of FDICIA.  Jeff is a member of the firm’s Financial Services Group and has served as a speaker for various topics to industry trade groups and for internal staff training. Services to financial institutions have included leading an initial public offering, SEC reporting, merger and acquisition assistance, credit and operational reviews, and internal control evaluations.

Mike Vernardi, Office of the Comptroller of the Currency

David Weiant, SVP, Chief Lending Officer, Provident Savings Bank

Tingting Zhang, President & Founder, The TerraCotta Group LLC

Tingting Zhang is the founder and President of the TerraCotta Group. She oversees the firm’s investment process and manages portfolio risk. 

Before founding TerraCotta, Tingting was a senior researcher for one of the world’s leading consulting firms. She conducted political and economic risk analyses for senior executives of global financial companies such as Citigroup, AIG, Deutsche Bank, and PricewaterhouseCoopers. She also consulted for the National Intelligence Council of the U.S. Central Intelligence Agency (CIA) and contributed to the Lehman Brothers-Eurasia Group Stability Index, the first and only political risk index on Wall Street.

Tingting has contributed to a number of research projects that were featured in The Wall Street Journal, The Financial Times, Newsweek, and The Economist. She has written and published extensively on public finance, central-local relations, and environmental issues in emerging economies. Tingting co-founded the Special Assets Management Association (SAMA), the only trade association for banking executives in special assets management. SAMA has more than 100 bank members and has two chapters, in Los Angeles and San Francisco. Tingting sits on SAMA’s board of directors as a co-chair.

She holds two master’s degrees, one in statistics and the other in international relations, and has a PhD in international political economy from the University of California, Los Angeles.

Who Should Attend

  • Chief credit officers
  • Chief lending officers
  • Credit administrators
  • Loan administrators
  • DeNovo officers

Registration

Early-Bird Registration Fees to February 3, 2017

CBA Member Bank $845
Spouse Fee $495

Regular Registration Fees after February 3, 2017

CBA Member Bank $1,045
CBA Affiliate Member $1,700
Non-Member Bank $1,345
Spouse Fee $495

Fax registrations will be accepted, but payment must be received before the event start date.

Cancellation Policy

Substitutions are allowed, at no additional cost. Written notice is required for all substitutions/cancellations. The full registration fee will be refunded if written notice is received by February 10, 2017, and 50 percent if by February 24. No refunds will be provided after February 24. Registrations made on or after February 24 are not subject to refund.

2017 Program Passport Registration Option

CBA members save 20% on program registrations

CBA is excited to announce a new lineup of conferences and topical educational programming in 2017, under CBA’s new Professional Development department, including the Lenders and Credit Officers Conference.

As an incentive to check out our new offerings, we invite you to take advantage of our 2017 Program Passport, which allows you to choose three programs for your employees to attend next year and save 20 percent off of each program registration rate.

Click here for more information.

Accommodations

Location

Omni Rancho Las Palmas Resort
41000 Bob Hope Drive
Rancho Mirage, CA 92270-4497
(866) 423-1195

Hotel accomodations can be made by calling the Omni Rancho Las Palmas Resort at (866) 423-1195. The CBA rate is $235*, single or double occupancy, plus taxes and fees. Rooms are limited, please make your reservations by Friday, February 10, 2017. If the CBA room block reaches capacity before this date, the hotel may accept reservations on a space-available basis at the prevailing rates.

The $32 Resort Fee has been waived. The fee includes toll free, credit card and local calling; use of the fitness center; in-room coffee and tea; access to Splashtopia; and daily newspaper for registered guests at the front desk.

What to Wear

The attire for the conference is business casual. Temperatures range from 90 degrees during the day to 65 degrees at night. The classrooms can be cold, so please bring a sweater or jacket, just in case.

Sponsor Opportunities

To view detailed sponsor and exhibitor opportunities for this event, please download the Marketplace Information Brochure.

If you are interested or would like more information, please contact:

Rosemary Mignano

Event Sponsor and Exhibitor Development Coordinator

916/438-4435 or rmignano@calbankers.com

 

A few reasons your organization should sponsor and/or exhibit:

  • Maximize your company’s brand awareness and increase your market position
  • Gain direct access to CBA member banks and institutions in an exclusive environment
  • Raise your profile above your competitors
  • Learn about the issues confronting today’s financial service leaders and gain valuable insight into potential solutions
  • Match your exposure needs, regardless of your budget
  • Shape or reinforce a positive perception of your company with California’s bank executives
  • Support the California Bankers Association, the largest non-profit banking organization serving the California financial services industry

Commands