Past Event

123rd Annual Convention and 47th Annual Bank Counsel Seminar
May 8-10, Dana Point

Image of 123rd Annual Convention and 47th Annual Bank Counsel Seminar

Join us for the 123rd Annual Convention and 47th Annual Bank Counsel Seminar at the Ritz-Carlton Laguna Niguel. This is a valuable opportunity to hear directly from bank regulators, CBA leadership and industry representatives on topical industry issues. This is the fourth year these two events will be held in conjunction and attendees are welcome to attend all dinners, functions and sessions at either conference.

Check out CBA’s promotional video highlighting the conference here.

Who Should Attend

  • Presidents
  • CEOs
  • CFOs
  • COOs
  • Directors
  • Bank counsel
  • Compliance officers

Registration

Early-Bird Registration Fees extended to Friday, April 11, 2014

CBA Member Bank/Law Firm $795
CBA Affiliate Member $995
Non-Member Bank/Law Firm $1,095
Non-Member Vendor $1,295
Spouse Fee $545

Regular Registration Fees after Friday, April 11, 2014

CBA Member Bank/Law Firm $995
CBA Affiliate Member $1,095
Non-Member Bank/Law Firm $1,295
Non-Member Vendor $1,495
Spouse Fee $545

Fax registrations will be accepted, but payment must be received before the event start date.

Cancellation Policy

Substitutions are allowed, at no additional cost. Written notice is required for all substitutions/cancellations. The full registration fee will be refunded if written notice is received by Friday, April 11, 2014, and 50 percent if by Friday, April 18. No refunds will be provided after April 18. Registrations made on or after April 18, are not subject to refund.

Accommodations

Location

Ritz-Carlton Laguna Niguel
1 Ritz Carlton Dr 
Dana Point, CA 92629
(949) 240-5020

Hotel accommodations can be made by calling the Ritz-Carlton Laguna Niguel at (877) 266-6065 or by clicking here. The CBA rate is $295, single or double occupancy, plus taxes and a resort fee of $20* per night. Rooms are limited, please make your reservations by Friday, April 4, 2014. If the CBA room block reaches capacity before this date, the hotel may accept reservations on a space-available basis at the prevailing rates.

The discounted resort fee is $20/night (discounted from $25/night) and includes daily local newspaper, fitness center access, shuttle to/from Salt Creek Beach, use of tennis courts, and more.

Agenda*   

*subject to change

Thursday, May 8, 2014

9:00 a.m. – 6:30 p.m. Registration Open
  Sponsored by Kraft Opich, LLP
10:30 a.m. – 1:00 p.m. General Counsel Roundtable
  Invitation only, CBA General Counsel
11:30 a.m. – 1:00 p.m. Past Presidents Luncheon
11:30 a.m. – 1:00 p.m. Past Presidents Spouses Luncheon
1:15 p.m. – 1:30 p.m. Conference Welcome
  Jeff Ball, CBA Chairman
1:30 p.m.  – 2:30 p.m. Keynote Speaker
  Bill Taylor, Founding Editor
  Fast Company Magazine
  Practically Radical: Transforming Your Company
and Challenging Yourself
  Click here to preview Bill Taylor’s new book, which includes seven points for bankers to consider for the future.
  Sponsored by Harland Clarke
2:30 p.m. – 3:00 p.m. Refreshment Break and Marketplace Opening
3:00 p.m. – 4:30 p.m. Concurrent Sessions – Series I
  Senior Officers 
Branch Transformation -Bank Branch of the Future
 

Directors
Executive Benefits Plans: Options, Incentives and Trends

  Bank Counsel Seminar
Banking/Political Round Robin
5:00 p.m. – 6:30 p.m. Welcome Reception in Marketplace and Wine Tour

Friday, May 9, 2014

7:30 a.m. – 5:00 p.m. Registration Open
  Sponsored by Kraft Opich, LLP
7:30 a.m. – 9:00 a.m. Breakfast in Marketplace
8:00 a.m. –8:15 a.m. Introduction and Election of CBA Directors and Officers
  Jeff Ball, CBA Chairman
8:15 a.m. – 9:30 a.m. Keynote Speaker
  Dr. Patrick Bettin, Senior Lecturer
  Michael G. Foster School of Business
  Adjunct Associate Professor, Department of Psychology
  University of Washington
  Co-Sponsored by CBA and Pacific Coast Banking School
  Bank Counsel Seminar
When Your Municipality Goes Bankrupt
  Bank Counsel Seminar
Banking, the Supreme Courts and the Constitution
9:30 a.m. – 10:00 a.m. Refreshment Break in Marketplace
  Sponsored by PNC Bank, NA
10:00 a.m. – 11:30 a.m. Concurrent Sessions – Series II
  Senior Officers
Rising Rate Readiness: Interest Rate and
Liquidity Risk Management Issues and Strategies
  Directors
The Bank Directors Dashboard
  Bank Counsel Seminar
Lessons Learned From the Great Recession:
For the Survivors
  Bank Counsel Seminar
Commercial and Real Estate Lending: Why Banks
Got Sued / How to Avoid Being Sued
11:30 p.m. -1:15 p.m. Luncheon
  Committee Member of the Year,
Frandzel and McCallum Awards
Presentation
1:30 p.m. – 2:45 p.m. Regulatory Agency Panel
  Moderator: William Haraf, Managing Director
  Promontory Financial Group, LLC
2:45 p.m. – 3:15 p.m. Refreshment Break & Exhibitor Prize Drawings
in Marketplace
  Sponsored by King, Holmes, Paterno & Berliner, LLP
3:15 p.m. – 4:45 p.m. Concurrent Sessions – Series III
  Senior Officers
Managing Regulatory Risks
  Directors
The Directors Role in Effective Balance Sheet
Risk Management
  Bank Counsel Seminar
Commercial and Real Estate Lending: Why Banks
Got Sued / How to Avoid Being Sued
  Bank Counsel Seminar
Bank Operations Update
4:45 p.m. – 5:45 p.m. Free time
5:45 p.m. – 6:45 p.m. Gala Reception
6:45 p.m.  – 9:00 p.m. Gala Dinner
  2014-2015 CBA Board Chair Installation

Saturday, May 10, 20114

7:30 a.m. – 12:00 p.m. Registration Open
  Sponsored by Kraft Opich, LLP
7:30 a.m. – 9:00 a.m. Buffet Breakfast
9:00 a.m. – 10:30 a.m. Concurrent Sessions – Series IV
  Senior Officers
Public and Private Partnering Against the Cyber Fraud Threats
  Bank Counsel Seminar
Where Were the Lawyers During the Financial Crisis
  Bank Counsel Seminar
Bank Operations Update
10:30 a.m. – 10:45 a.m. Refreshment Break
10:45 a.m. – 12:00 p.m. Economic Update
  Dr. Christopher Thornberg, Founder and
Chief Economist
  Beacon Economics
12:00 p.m. Conference Adjourns

Session Descriptions

Keynote and General Session Presentations

Thursday, May 8, 2014

Bill Taylor, Founding Editor
Fast Company Magazine

Bill Taylor has a passion for the new ideas and tools driving business. He shook up the business magazine world with Fast Company, which focused on the innovators and disruptors who were reinventing their industries. His latest book, Practically Radical: Not-So-Crazy Ways to Transform Your Company, Shake Up Your Industry, and Challenge Yourself , an instant best seller, is a game plan for leaders who aim to change the game at their companies. Taylor is the co-author of three other books on strategy, leadership and innovation: The Big Boys: Power and Position in American Business; No-Excuses Management and Going Global. He has published numerous essays and CEO interviews in The Harvard Business Review, and his column, Under New Management, ran in the Sunday business section of The New York Times. Another column, Bill Taylor on Big Ideas, ran in The Guardian newspaper of London. Today, Taylor chronicles his research, insights and lessons in a popular blog Harvard Business Online, the digital arm of The Harvard Business Review.

 

Friday, May 9, 2014

Dr. Patrick Bettin
Senior Lecturer, Michael G. Foster School of Business
Adjunct Associate Professor, Department of Psychology
University of Washington

Dr. Patrick Bettin is an internationally respected consultant, researcher and educator in the field of leadership and management development. His efforts focus on creating and sustaining organizational effectiveness by enhancing the performance of leaders and managers. A practicing leader-manager for most of his professional life, Dr. Bettin has been directly responsible for the performance of organizations ranging in size from 125 to 1,500 people. He has received recognition for his outstanding performance both as a leader and as a teacher of leadership. During his military career, he was the recipient of the William O. Darby award as the distinguished honor graduate of the Army’s prestigious Ranger School, has been decorated for valor twice, and was awarded two Purple Hearts for wounds received in combat.

 

Regulatory Update

This panel will discuss the key regulatory issues facing our industry, and approaches to examinations and compliance in the current environment. The session will also feature an interactive question-and-answer session between meeting attendees and the representatives from these four regulatory agencies.

Moderator

William Haraf, Managing Director
Promontory Financial Group

 

Panelists

Edwin Chow, Regional Director
Consumer Financial Protection Bureau

Stan Ivie, Regional Director
Federal Deposit Insurance Corporation

Kay Kowitt, Deputy Comptroller
Office of the Comptroller of the Currency

Jan Owen, Commissioner
California Department of Business Oversight

Wallace Young, Director, Risk Monitoring and Analysis Group
Banking Supervision and Regulation
Federal Reserve Bank of San Francisco

 

Saturday, May 10, 2014

Dr. Christopher Thornberg, Founder and Chief Economist
Beacon Economics

Christopher Thornberg is a founding partner of Beacon Economics and widely considered one of California’s leading economic forecasters. An expert in economic forecasting, regional development, real estate dynamics and labor markets, he was one of the earliest and most adamant predictors of the housing market crash and of the economic recession that has followed. In 2008, he was appointed as chief economist for California State Controller, John Chiang as well as chair of the controller’s council of economic advisors. He also serves on the advisory board of Paulson & Co. Inc., one of Wall Street’s most successful hedge funds.  Dr. Thornberg holds a doctorate in business economics from the Anderson School at UCLA and a bachelor’s degree  in business administration from the State University of New York at Buffalo.

 

Concurrent Sessions – Senior Officers

Branch Transformation – Bank Branch of the Future

The retail financial services industry is undergoing dramatic transformation due to various overarching meta trends that are acutely affecting the branch. As a result, financial institutions must explore how the branch channel can be better integrated into a multichannel approach to acquiring, engaging and retaining customers in the coming years to avoid a sustained drain on financial institutions’ overall profits.

Consumers are rapidly adopting new technology and are expecting financial institutions to deliver services more conveniently through advanced channels — empowered consumers now dictate what products and services they want, as well as when and how they want them; financial institutions are progressively being judged on their abilities to transform financial futures of consumers based on the consumers’ specific needs; millennials, or members of Generation Y, have an affinity for self-service, high-tech channels and are expected to make up 40 percent of total transactions within five years; the branch is not dead: the “new normal” in retail financial services simply means lower profits, more regulation and increased competition for financial institutions. This session will review emerging themes, talk about what consumers want, and describe what Diebold views as the five steps to branch transformation and specific strategies for success.

Brian Porter, Manager of Branch Transformation
Diebold, Inc.

 

Managing Regulatory Risk

An informative discussion hosted by officials from  the FDIC, OCC and DBO that will include an overview of banking conditions in California along with emerging examination concerns.  Specifically, the panel will discuss continued and emerging credit risks, asset/liability management, third-party due diligence and compliance with the BSA.

 

Public and Private Partnering Against the Cyber Fraud Threat 

Session Description Coming Soon

 

Rising Rate Readiness: Interest Rate and Liquidity Risk Management Issues and Strategies

As we emerge from the financial crisis, many are faced with high levels of liquidity and the uncertainty of Fed policy has cast a shadow of doubt as to the impact the next rate cycle will have on liquidity. The importance of a more forward-looking set of liquidity planning activities that complements the stress-testing and contingency elements of an appropriate contingency liquidity management planning process remains an important element of an effective ALCO process. In this regard, financial institutions must incorporate liquidity management analyses and activities that contemplate the potential liquidity issues in the next economic growth cycle.

This session will not only provide a practical framework and approach for “best practices” liquidity management (operating and contingency) in the current environment, but also provide a blueprint for incorporating the likely drivers of industry liquidity behavior characteristics and potential stress scenario influencers into your institution’s ongoing decision-making process

Matt Pieniazek, President
Darling Consulting Group

 

Concurrent Sessions – Directors

Performance Metrics and Incentive Compensation Plans for Banks

In the current changing interest rate environment, banks are faced with a number of challenges including reduced loan demand, regulatory and compliance issues, flat earnings and improving shareholder value. Also, banks are looking for prudent alternatives to enhance earnings and improve shareholder value. Furthermore, attracting and retaining key officers and directors using competitive executive benefit plans remains a key issue. This session will provide an overview of non-qualified benefit plans used to attract and retain key officers and directors as well as an update on bank-owned life insurance (“BOLI”) and the effective use of this investment in helping offset the costs of non-qualified benefit plans.

Michael Blanchard, CEO
Blanchard Consulting Group

Eric Johnsen, Executive Benefits and BOLI Consultant
Equias Alliance

 

The Bank Director’s Dash Board

The bank director’s dash board has multiple gauges and instruments that community bank directors monitor and use to operate a safe and sound community bank. While monitoring the right instruments and gauges is important, ensuring they are properly calibrated is essential. Best practices require continuous evaluation and recalibrating of the gauges to address changes in economic conditions and the resulting impact on community banks. Recalibrate the gauges in your bank director’s dash board by attending this session to examine the latest developments in cybersecurity, lending and allowance for loan losses, interest rate risk, capital planning and outsourcing.

Jeffrey Clair, CPA, Partner
Moss Adams LLP

Derek Criswell, CPA, Partner
Moss Adams LLP

Francis Tam, CPA
Moss Adams LLP

 

The Directors Role in Effective Balance Sheet Risk Management

Bank directors often struggle with understanding the dynamics of their institution’s balance sheet risk position, especially interest rate and liquidity risk. The amount of information and the way in which information is presented is almost always overwhelming and typically confusing. Given the profound changes affecting the industry today, it has never been more important for directors to know what information is important and what questions they should be asking in their oversight of the asset/liability committee (ALCO).

During this session, we will review “best practices” for effective board ALCO presentations. In addition, we will discuss the key issues facing the industry relative to funding, liquidity management, managing interest rate risk and capital planning.

Matt Pieniazek, President
Darling Consulting Group

 

Bank Counsel Seminar

Banking/Political Round Robin

Bankers Coping With Critical National Political Trends: a round robin discussion about banking, politics, the debt, elections and more, with a former congressman, a recent Obama Administration official and a career banking lawyer.

Tom Campbell, Former Congressman, Dean
Dale E. Fowler School of Law
Chapman University

Tom Phelps, Partner
Manatt Phelps & Phillips

 

Bank Operations Update

An update on the major developments in bank operations, including a discussion about alternative currencies such as Bitcoin.

Ted Kitada, Senior Company Counsel
Wells Fargo Bank, NA

Mark Moore, Esq., Principal
Aldrich Bonnefin & Moore, PLC

 

Banking, the Supreme Courts and the Constitution

A lively discussion about the Roberts Court’s new term, trends in the California Supreme Court, and current legal topics such as eminent domain, same-sex marriage, marijuana and immigration.

Dr. John Eastman, Professor
Dale E. Fowler School of Law
Chapman University

Kevin Fong, Partner
Pillsbury Winthrop Shaw Pittman, LLP

 

When Your Municipality Goes Bankrupt

Nicolas De Lancie represented the City of Vallejo’s major banking relationship during the city’s bankruptcy proceeds. He will explore the legal and constitutional issues that arise when a bank’s city or agency customer declares bankruptcy, and what your bank/client needs to do now.

Nicolas De Lancie, Partner
Jeffer Mangels Butler & Mitchell LLP

 

Lessons Learned From the Great Recession: For the Survivors

This session will review the landscape of enforcement actions against banks and their officers and directors by the FDIC and others, what vulnerabilities remain, and how to stay out of enforcement agencies’ crosshairs.

William Haraf, Managing Director
Promontory Financial Group

Jonathan Joseph, Managing Partner
Joseph & Cohen, P.C.

 

Commercial and Real Estate Lending: Why Banks Got Sued / How to Avoid Being Sued

The speakers will survey the deals gone bad and discuss what counsel can do to protect their clients.

Mark Cameron, Shareholder
Miller Star Regalia

Kenneth Russak, Shareholder
Frandzel Robins Bloom & Csato, L.C.

 

Where Were the Lawyers During the Financial Crisis

How hard should lawyers draw boundaries for their clients between what is legal and what is right?

Kurt Melchior, Partner
Nossaman LLP

Paul Soter, Attorney
Law Offices of Paul Soter

 

Speaker Directory

Dr. Patrick Bettin, Senior Lecturer
Michael G. Foster School of Business
Adjunct Associate Professor, Department of Psychology
University of Washington

Michael Blanchard, CEO
Blanchard Consulting Group

Edwin Chow, Regional Director
Consumer Financial Protection Bureau

Mark Cameron, Shareholder
Miller Star Regalia

Tom Campbell, Dean
Dale E. Fowler School of Law
Chapman University

Michael Camunez, President
ManattJones Global Strategies, LLC

Jeffrey Clair, CPA, Partner
Moss Adams LLP

Jonathan Joseph, Managing Partner
Joseph & Cohen, P.C.

Derek Criswell, CPA, Partner
Moss Adams LLP

Nicolas De Lancie, Partner
Jeffer Mangels Butler & Mitchell LLP

Dr. John Eastman, Professor
Dale E. Fowler School of Law
Chapman University

Kevin Fong, Partner
Pillsbury Winthrop Shaw Pittman, LLP

William Haraf, Managing Director
Promontory Financial Group

Stan Ivie, Regional Director
Federal Deposit Insurance Corporation

Eric Johnsen, Executive Benefits and BOLI Consultant
Equias Alliance

Ted Kitada, Senior Company Counsel
Wells Fargo Bank, NA

Kay Kowitt, Deputy Comptroller
Office of the Comptroller of the Currency

Kurt Melchior, Partner
Nossaman LLP

Mark Moore, Esq., Principal
Aldrich Bonnefin & Moore, PLC

Tom Phelps, Partner
Manatt Phelps & Phillips

Matt Pieniazek, President
Darling Consulting Group

Brian Porter, Manager of Branch Transformation
Diebold, Inc.

Kenneth Russak, Shareholder
Frandzel Robins Bloom & Csato, L.C.

Paul Soter, Attorney
Law Offices of Paul Soter

Francis Tam, CPA
Moss Adams LLP

Dr. Christopher Thornberg, Founder and Chief Economist
Beacon Economics

Wallace Young, Director, Risk Monitoring and Analysis Group
Banking Supervision and Regulation
Federal Reserve Bank of San Francisco

Sponsor/Exhibitor Opportunities

To view detailed sponsor and exhibitor opportunities for this event, please download the Sponsor & Marketplace Information Brochure.

If you are interested or would like more information, please contact:

Stacy Wolfenberger
Manager of Events and Trade Show Logistics
(916) 438-4418

A few reasons your organization should sponsor or exhibit:

  • Maximize your company’s brand awareness and increase your market position
  • Gain direct access to CBA member banks and institutions in an exclusive environment
  • Raise your profile above your competitors
  • Learn about the issues confronting today’s financial service leaders and gain valuable insight into potential solutions
  • Match your exposure needs, regardless of your budget
  • Shape or reinforce a positive perception of your company with California’s bank executives
  • Support the California Bankers Association, the largest non-profit banking organization serving the California financial services industry

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